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	<title>PropertyInvesting.com | Trance | Activity</title>
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				<title>Trance replied to the topic Offset Account in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4393812-offset-account-2/#post-4590799</link>
				<pubDate>Fri, 08 Aug 2008 09:32:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the quick reply mate! &lt;br /<img src="/wp-content/uploads/smileys/evil.gif?x75824" width="" height="" />:)&#8221; title=&#8221;&gt;:)&#8221; class=&#8221;bbcode_smiley&#8221; /&gt;</p>
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				<title>Trance replied to the topic Offset Account in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4393812-offset-account-2/#post-4590797</link>
				<pubDate>Fri, 08 Aug 2008 05:43:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>ok then my next quest is &#8230;what is the difference between an OFFSET account and an LINE OF CREDIT account?thanks once again.</p>
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				<title>Trance replied to the topic Share Your Ideas.com.au in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4393784-share-your-ideas-com-au/#post-4590665</link>
				<pubDate>Fri, 18 Jul 2008 12:25:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>spam <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /> like the man said, thats $12 I could use for something else or even better $12 I could put into my future investments <img src="/wp-content/uploads/smileys/tongue.gif?x75824" width="" height="" alt=":P" title=":P" class="bbcode_smiley" /></p>
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				<title>Trance replied to the topic Advice on Bank Guarantee/Express Guarantees in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4393700-advice-on-bank-guaranteeexpress-guarantees/#post-4590120</link>
				<pubDate>Wed, 16 Jul 2008 12:21:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terryw wrote:<br />
At 21sqm it would be very hard to get finance for. This may not matter if you are paying cash from existing equity, but when you sell it will limit the number of potential buyers and hence the price!</p>
<p>what would be ideal place or should i say the least measurements in sqm that you get finance without any problems?thanks</p>
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				<title>Trance replied to the topic Lodoc - What Is?? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4393745-lodoc-what-is/#post-4590363</link>
				<pubDate>Tue, 15 Jul 2008 12:22:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>many thanks Richard <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>Trance replied to the topic Advice on Bank Guarantee/Express Guarantees in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4393700-advice-on-bank-guaranteeexpress-guarantees/#post-4590118</link>
				<pubDate>Tue, 15 Jul 2008 00:35:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>ok thanks for all your advice&#8230; house is defn our choice but at this stage we had the deposit for an apartment and not so much a house. Plus having an apartment in the city would be a dream come true but then again we have to remind ourselves that this is for investment and not for us to live in.many thanks once again. back to the basics to do&hellip;<span class="activity-read-more" id="activity-read-more-109961"><a href="https://www.propertyinvesting.com/topic/4393700-advice-on-bank-guaranteeexpress-guarantees/#post-4590118" rel="nofollow">[Read more]</a></span></p>
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				<title>Trance replied to the topic Advice on Bank Guarantee/Express Guarantees in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4393700-advice-on-bank-guaranteeexpress-guarantees/#post-4590114</link>
				<pubDate>Fri, 11 Jul 2008 05:33:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thought I&#039;d answer your questions one by one so that i can pick your thoughts again&#8230;What about the <span>investment</span> aspect of it? Before you start to look at ways to finance it, make sure it is a good investment. <strong>Yes in the heart of Melb; very close to everything and everywhere</strong>If it is in the CBD, are you aware of the probable level of neg cashflow&hellip;<span class="activity-read-more" id="activity-read-more-109957"><a href="https://www.propertyinvesting.com/topic/4393700-advice-on-bank-guaranteeexpress-guarantees/#post-4590114" rel="nofollow">[Read more]</a></span></p>
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				<title>Trance replied to the topic Advice on Bank Guarantee/Express Guarantees in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4393700-advice-on-bank-guaranteeexpress-guarantees/#post-4590113</link>
				<pubDate>Fri, 11 Jul 2008 05:22:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Heya,Thanks for your outlook on this matter. The reason I&#039;m interested is of the rental guarantee for the 1st five years at 5.5% net guaranteed in your hand and then you can renew it every 5 years for upto 25 years. Honestly, I didnt worry about the body corp etc even though i did look into it as they guarantee us 5.5% no matter what. You are&hellip;<span class="activity-read-more" id="activity-read-more-109956"><a href="https://www.propertyinvesting.com/topic/4393700-advice-on-bank-guaranteeexpress-guarantees/#post-4590113" rel="nofollow">[Read more]</a></span></p>
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				<title>Trance replied to the topic Adelaide - 6 months in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392893-adelaide-6-months/#post-4585630</link>
				<pubDate>Mon, 14 Apr 2008 00:27:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the feedback guys. defn will be considering looking closely again in the next coming months.  </p>
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				<title>Trance replied to the topic Adelaide - 6 months in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392893-adelaide-6-months/#post-4585627</link>
				<pubDate>Sat, 12 Apr 2008 10:21:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>yes maybe so but we are thinking even MORE&#8230; <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>Trance replied to the topic supersecrets to real estate in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392336-supersecrets-to-real-estate/#post-4582846</link>
				<pubDate>Wed, 20 Feb 2008 04:47:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yeah even though I have not done any courses, I cringe when ppl advertise workshops/3 day seminars/ weekend seminars and ask for $2K for the course. How could anyone justify that? I mean we are talking about 1000&#039;s of dollars here. I for one cannot justify that no matter what angle I look at it.Just my 2c <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>Trance replied to the topic Propery Manager Pitfalls &#38; Advice in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392390-propery-manager-pitfalls-advice/#post-4583112</link>
				<pubDate>Tue, 19 Feb 2008 10:18:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Jules,Thanks for this info. I have duly noted them down on my things to ask pad. If you have other points from others and if you think of more, please continue to post them <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>Trance replied to the topic How to Buy Second House? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392374-how-to-buy-second-house/#post-4583057</link>
				<pubDate>Tue, 19 Feb 2008 02:58:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>hey Terry,I send you an email mate, if you could reply to that that would be super! <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>Trance replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/page/2/#post-4582611</link>
				<pubDate>Sat, 16 Feb 2008 21:28:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yeah saw that article and defn hope so in our case&#8230;.. I don&#039;t think you can buy a brand new property there for under $400K anymore&#8230;.. unless its a bit older and with one garage&#8230;</p>
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				<title>Trance replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/page/2/#post-4582609</link>
				<pubDate>Sat, 16 Feb 2008 10:10:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>hey Ian,where abouts is your property in SE QLD?cheers mate</p>
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				<title>Trance replied to the topic What Now!!?? in the forum Ian Landy wrote:

Trance</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/page/2/#post-4582607</link>
				<pubDate>Thu, 14 Feb 2008 08:56:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Ian Landy wrote:</p>
<p>Trance wrote:<br />
Coomera <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
<p>Well that&#039;s a good start. Coomera  ( gold coast ) is definitely a great area to invest from what I&#039;ve heard. I am just south of the qld border and property is growing strongly here.  Did you buy a new dwelling or an older place?Ian</p>
<p>hey IanWhere abouts in SE QLD mate? </p>
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				<title>Trance replied to the topic What Now!!?? in the forum its a brand new property</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/page/2/#post-4582606</link>
				<pubDate>Thu, 14 Feb 2008 07:58:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>its a brand new property which has just completed.. so no point in reno or anything&#8230; just building up $$ now but first we have to get a tenant in that building&#8230;.</p>
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				<title>Trance replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582602</link>
				<pubDate>Thu, 14 Feb 2008 04:27:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Coomera <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>Trance replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582600</link>
				<pubDate>Thu, 14 Feb 2008 04:05:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Ian Landy wrote:<br />
Hey Trance,Where exactly did you buy your 1st property?</p>
<p>QLD <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />     </p>
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				<title>Trance replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582595</link>
				<pubDate>Wed, 13 Feb 2008 11:01:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Ian Landy wrote:<br />
Where are you living now?Ian</p>
<p>At present in the process of moving to QLD more precise Toowoomba but have no plans at this stage to invest there as its very much a dead part of country.</p>
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				<title>Trance replied to the topic Good Property manager's and How to Find them in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392294-good-property-managers-and-how-to-find-them/#post-4582680</link>
				<pubDate>Wed, 13 Feb 2008 10:38:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>marg4000 wrote:<br />
Hi JamesOne thing to check is the amount of notice needed to terminate the agreement.  Most agents try for 90 days, which is 3 months too long if there are problems.  I would suggest no more than 30 days, that should give them time to sort any issues out.I would suggest going with someone local, but the main avenue these days is&hellip;<span class="activity-read-more" id="activity-read-more-193990"><a href="https://www.propertyinvesting.com/topic/4392294-good-property-managers-and-how-to-find-them/#post-4582680" rel="nofollow">[Read more]</a></span></p>
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				<title>Trance replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582592</link>
				<pubDate>Wed, 13 Feb 2008 10:32:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Ian Landy wrote:</p>
<p>Trance wrote:<br />
G&#039;day,Our very first IP has been completed as prev mentioned. Talked to our broker and he reckons that we should wait a while now till we a bit of equity build up on this IP. But where to from here? What if you don&#039;t want to wait for say another 2 yrs before another property? What can we do, other than to live on&hellip;<span class="activity-read-more" id="activity-read-more-139250"><a href="https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582592" rel="nofollow">[Read more]</a></span></p>
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				<title>Trance replied to the topic the investment club in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392325-the-investment-club/#post-4582779</link>
				<pubDate>Wed, 13 Feb 2008 10:27:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>G&#039;day,Haven&#039;t bought anything through them yet but you get assigned a support member who in my case is brilliant. He has 8 IP which he has accumulated in the last 6 yrs or so. Mostly all through the club. There is NO hidden cost to you from what i understand. The club makes money through the builders who supplies them directly to the club rather&hellip;<span class="activity-read-more" id="activity-read-more-30437"><a href="https://www.propertyinvesting.com/topic/4392325-the-investment-club/#post-4582779" rel="nofollow">[Read more]</a></span></p>
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				<title>Trance replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582590</link>
				<pubDate>Wed, 13 Feb 2008 08:06:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Mate, really new to this err what does LVR stand for? Yes I think we borrowed 95% of the loan from memory .thanks once again.</p>
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				<title>Trance replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582588</link>
				<pubDate>Wed, 13 Feb 2008 07:47:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your comments mate. I dont understand the part where you said about how much equity I put into the first IP? As in the deposit? I think it was around 6%&#8230;. Is that what you meant Trakka?cheers.</p>
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				<title>Trance replied to the topic Re-Evaluation in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392204-re-evaluation/#post-4582243</link>
				<pubDate>Thu, 07 Feb 2008 09:42:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your opinions &amp; thoughts guys. Much appreciated.</p>
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				<title>Trance replied to the topic Re-Evaluation in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392204-re-evaluation/#post-4582242</link>
				<pubDate>Wed, 06 Feb 2008 19:14:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your opinions &amp; thoughts guys. Much appreciated.</p>
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				<title>Trance replied to the topic Re-Evaluation in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392204-re-evaluation/#post-4582241</link>
				<pubDate>Wed, 06 Feb 2008 09:40:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your opinions &amp; thoughts guys. Much appreciated.</p>
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				<title>Trance replied to the topic Re-Evaluation in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392204-re-evaluation/#post-4582236</link>
				<pubDate>Tue, 05 Feb 2008 00:00:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>trakka wrote:<br />
Do you want a valuation that you can use to refinance, or an appraisal for your own interest?</p>
<p>Both but mainly to refinance but does it matter? if so how??thanks</p>
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