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	<title>PropertyInvesting.com | ToWhomItMayInterest | Activity</title>
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				<title>ToWhomItMayInterest replied to the topic ATO developer question in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4397868-ato-developer-question/#post-4611692</link>
				<pubDate>Sun, 22 Nov 2009 21:19:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you Terry and crj for the feedback, much appreciated!Ok, I need to learn more about trusts, entities and GST then meet with a good accountant&#8230;are there any good books I could read to familiarise myself with before I meet with an accountant?&#8230;.or maybe other sources of info that will helpMy ultimate goal is to own a property portfolio&hellip;<span class="activity-read-more" id="activity-read-more-46634"><a href="https://www.propertyinvesting.com/topic/4397868-ato-developer-question/#post-4611692" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic ATO developer question in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4397868-ato-developer-question/#post-4611689</link>
				<pubDate>Sat, 21 Nov 2009 14:13:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Terry&#8230;interesting I get to choose&#8230;nice!That being the case I think I would be far better off paying CGT vs developer tax rate of 30% plus the GSTAs an investor first and foremost buying IPs for the long term I also buy large lots with old houses on then then do the demolition, subdivision, build new houses, etc. I&#039;m considering selling&hellip;<span class="activity-read-more" id="activity-read-more-46631"><a href="https://www.propertyinvesting.com/topic/4397868-ato-developer-question/#post-4611689" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic Property and suburb reports in the forum Tremelo,
Q1 Try this link,</title>
				<link>https://www.propertyinvesting.com/topic/4397688-property-and-suburb-reports/#post-4611035</link>
				<pubDate>Tue, 03 Nov 2009 04:45:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Tremelo,Q1 Try this link, click on snapshots<a href="http://www.homepriceguide.com.au/" rel="nofollow">http://www.homepriceguide.com.au/</a>Q2 Make contact with several REagencies in the particular area you are interested in, ask: How many properties they have on their books in the area.and then ask,How many of them are vacant at the moment.If they have let&#039;s say 100 properties in the area on their books and&hellip;<span class="activity-read-more" id="activity-read-more-277222"><a href="https://www.propertyinvesting.com/topic/4397688-property-and-suburb-reports/#post-4611035" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic Great Accountant in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4397678-great-accountant-2/#post-4611008</link>
				<pubDate>Tue, 03 Nov 2009 04:43:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Terryw,Hey do you know if Michael is a property investor?</p>
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				<title>ToWhomItMayInterest replied to the topic Property sales data on Realestate.com.au in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4397623-property-sales-data-on-realestate-com-au/#post-4610713</link>
				<pubDate>Mon, 02 Nov 2009 10:31:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>JimmyJ wrote:<br />
Does anyone know if this is the actual sale price?</p>
<p>Yes, I can confirm the price displayed is accurate I noticed a property I purchased in this section.Interestingly (to me anyway) I noticed the property was only displayed on the month of settlement and not the month when the contract became a binding contract. My point is that&hellip;<span class="activity-read-more" id="activity-read-more-287281"><a href="https://www.propertyinvesting.com/topic/4397623-property-sales-data-on-realestate-com-au/#post-4610713" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic Renovating and flipping  to replace a regular job in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4397253-renovating-and-flipping-to-replace-a-regular-job/#post-4609094</link>
				<pubDate>Sun, 01 Nov 2009 14:34:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>doogs1357 wrote:<br />
So if I&#039;m making an annual reportable income from the profit from these projects will the bank take this income into account when assessing me for a loan?</p>
<p> I think you need a track record of 2years to be recognized for Traditional funding</p>
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				<title>ToWhomItMayInterest replied to the topic Is DIY conveyancing a good idea and what's the best DIY Kit? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4396789-is-diy-conveyancing-a-good-idea-and-whats-the-best-diy-kit/#post-4606749</link>
				<pubDate>Thu, 23 Jul 2009 17:07:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>That&#039;s interesting&#8230;could you do some work experience with a conveyance firm?</p>
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				<title>ToWhomItMayInterest replied to the topic Property Manager &#38; Rental Appraisal in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4395918-property-manager-rental-appraisal/#post-4602048</link>
				<pubDate>Mon, 06 Apr 2009 09:37:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Have a look on realestate.com.au Check rentals in your suburb look at similar properties to your, this will give you an idea of what the rental income is for the area. &#8211; then you will know approximately what to expect from a REagency rental appraisal.I use this method to monitor any rental movement in the suburbs I&#039;ve invested in.</p>
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				<title>ToWhomItMayInterest replied to the topic Credit file issue in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395900-credit-file-issue/#post-4601984</link>
				<pubDate>Mon, 06 Apr 2009 09:14:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>What type of default explanations are best used when applying for property finance?What works&#8230;what doesn&#039;t?</p>
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				<title>ToWhomItMayInterest replied to the topic Credit file issue in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395900-credit-file-issue/#post-4601982</link>
				<pubDate>Sun, 05 Apr 2009 20:16:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>The defaults on my credit file where all paid in full about a year ago.3 defaults1. Bank credit card for about $15002.Telecommunications for just over $10003. One of those furniture store finance programs &quot;Buy Now Pay Nothing For 12mths&quot; for about $4000 &#8211; &quot;come in sucker program&quot;.The problem with my recent ANZ application was when it was submitted&hellip;<span class="activity-read-more" id="activity-read-more-7349"><a href="https://www.propertyinvesting.com/topic/4395900-credit-file-issue/#post-4601982" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic LVR Land only in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395895-lvr-land-only/#post-4601960</link>
				<pubDate>Sat, 04 Apr 2009 19:38:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Interesting!!!&#8230;thanks to allExpat &#8211; I&#039;m an Aussie citizen living and working overseas.$100K + genuine savings should suffice.95%LVR is great!!!&#8230;.but experts say I can&#039;t obtain LMI because of defaults on my credit file. &#8211; 80%LVR is my maximumAre there many institutions that will do 80%LVR for vacant land?</p>
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				<title>ToWhomItMayInterest replied to the topic LVR Land only in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395895-lvr-land-only/#post-4601955</link>
				<pubDate>Fri, 03 Apr 2009 12:27:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Great advise bfantastic thanksAs an Expat it&#039;s a little harder to obtain finance that&#039;s why I&#039;m considering the 4 major banks.At htis stage I&#039;m just contemplating ideas, if I&#039;m able to buy land-only at a 80%LVR I can afford a block of land at let&#039;s say $200K. Put down the $40K deposit plus costs then hold the property while saving funds for c&hellip;<span class="activity-read-more" id="activity-read-more-38707"><a href="https://www.propertyinvesting.com/topic/4395895-lvr-land-only/#post-4601955" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic LVR Land only in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395895-lvr-land-only/#post-4601953</link>
				<pubDate>Fri, 03 Apr 2009 10:52:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>cheers mateDoes anyone know what the maximum land only LVR from one of the four major banks is? I tried searching on their websites but no luck there.Yeah great 80%LVR, I am interested to know which banks do this?</p>
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				<title>ToWhomItMayInterest replied to the topic Project gone Wrong in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395846-project-gone-wrong-2/#post-4601627</link>
				<pubDate>Mon, 30 Mar 2009 07:22:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Winner_1Sorry to hear about your misfortune, I&#039;m also planning to build a house for the first time. I don&#039;t want to fall into any traps and I would like to avoid as many problems as possible.Can you please give some advise on what to watch out for when building?With your situation if you had your time again what would you do differently to av&hellip;<span class="activity-read-more" id="activity-read-more-132275"><a href="https://www.propertyinvesting.com/topic/4395846-project-gone-wrong-2/#post-4601627" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic Tax refund accumulate?? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4395746-tax-refund-accumulate/#post-4601140</link>
				<pubDate>Fri, 20 Mar 2009 23:35:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>As an Expat (non-resident) negative gearing, the annual deficit has nothing to offset so simply accumulates each year to be used in the future&#8230;&quot;tax credits&quot;.You will need to find a &#039;specialised&#039; taxation accountant, it took me 3 attempts.2 of the accountants I meet with were unfamiliar with &quot;tax credits&quot;, the other accountant was familiar but&hellip;<span class="activity-read-more" id="activity-read-more-93159"><a href="https://www.propertyinvesting.com/topic/4395746-tax-refund-accumulate/#post-4601140" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic Request to PM in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4395585-request-to-pm/#post-4600323</link>
				<pubDate>Fri, 13 Mar 2009 07:48:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks heaps for the contact Linar.This week currently organising to have a property valuation done, I gave the PM the heads up to schedule access for the valuer. Now several days have past and the valuer has been trying to contact the PM leaving messages with no response&#8230;???&#8230;what the hell???lol&#8230;this is amusing that I have to ask several tim&hellip;<span class="activity-read-more" id="activity-read-more-174366"><a href="https://www.propertyinvesting.com/topic/4395585-request-to-pm/#post-4600323" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic I know theres an opportunity here somewhere... in the forum SC2007 wrote:
How can i find</title>
				<link>https://www.propertyinvesting.com/topic/4391014-i-know-theres-an-opportunity-here-somewhere/#post-4575231</link>
				<pubDate>Wed, 04 Mar 2009 20:39:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>SC2007 wrote:<br />
How can i find out vacancy rate in a particular area.Any advise?</p>
<p>Make contact with several REagencies in the particular area you are interested in, ask:How many properties they have on their books in the area.and then ask,How many of them are vacant at the moment.If they have let&#039;s say 100 properties in the area on their books&hellip;<span class="activity-read-more" id="activity-read-more-106386"><a href="https://www.propertyinvesting.com/topic/4391014-i-know-theres-an-opportunity-here-somewhere/#post-4575231" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic Foreign Currency Account in the forum Hi Duckster,
Thanks heaps</title>
				<link>https://www.propertyinvesting.com/topic/4395560-foreign-currency-account/#post-4600138</link>
				<pubDate>Wed, 04 Mar 2009 19:11:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Duckster,Thanks heaps for the link!I have looked at a few of these FCA and they all seem expensive. &#8211; might go for a offshore account, I need to do some more research.The main reason I need this FCA is to hold my salary GBP, then exchange to Aussie dollar when there is a good xe-rate, instead of whatever the bank is offering at the time.&hellip;<span class="activity-read-more" id="activity-read-more-286118"><a href="https://www.propertyinvesting.com/topic/4395560-foreign-currency-account/#post-4600138" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic Request to PM in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4395585-request-to-pm/#post-4600320</link>
				<pubDate>Wed, 04 Mar 2009 18:44:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Linar,Yeah, I would definitely like to make contact with your friend&#039;s PM. &#8211; that would be great!The current PM that I am using is by default because the original PM I decided to use is no longer employed by the REagency.Thanks to all,best regards ToWhomItMayInterest</p>
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				<title>ToWhomItMayInterest replied to the topic Request to PM in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4395585-request-to-pm/#post-4600317</link>
				<pubDate>Tue, 03 Mar 2009 08:16:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>yeah I thought so just wasn&#039;t sure if it was me being a whinerthanks, I will try the letter approach.Does anyone have a PM that they would recommend for the suburbs north of Adelaide CBD?</p>
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				<title>ToWhomItMayInterest replied to the topic anyone locking into fixed rates yet? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395579-anyone-locking-into-fixed-rates-yet/#post-4600281</link>
				<pubDate>Tue, 03 Mar 2009 08:08:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>daniellee wrote:<br />
Hi, I read a quite a number of investors locked themselves in with the Westpac (I think it was them) 4.99% Fixed 3 yrs loan, when it came out  few weeks back.Personally, going to ride the variable rates for a while.RegardsDaniel Lee</p>
<p>I tried to get in with Westpac&#039;s deal but missed out, the cut off date was one day before i&hellip;<span class="activity-read-more" id="activity-read-more-170005"><a href="https://www.propertyinvesting.com/topic/4395579-anyone-locking-into-fixed-rates-yet/#post-4600281" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic Remove cross-collateralised security and seek new funding...plz help? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395071-remove-cross-collateralised-security-and-seek-new-funding-plz-help/#post-4597463</link>
				<pubDate>Thu, 08 Jan 2009 13:04:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi RichardThanks for clarifying.D&#039;oh!&#8230;I was hoping sub-division would be that simple&#8230;seems CBA has a tighter grip then i first thought&#8230;however at least it&#039;s still achievable, just a little more complicated.Back to plan &#039;A&#039; &#8211; remove cross-c first.Question (to all) Let&#039;s say I refinance my IP #1 with another bank at today&#039;s market.The bank&hellip;<span class="activity-read-more" id="activity-read-more-99811"><a href="https://www.propertyinvesting.com/topic/4395071-remove-cross-collateralised-security-and-seek-new-funding-plz-help/#post-4597463" rel="nofollow">[Read more]</a></span></p>
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				<title>ToWhomItMayInterest replied to the topic Remove cross-collateralised security and seek new funding...plz help? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395071-remove-cross-collateralised-security-and-seek-new-funding-plz-help/#post-4597461</link>
				<pubDate>Wed, 07 Jan 2009 12:39:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Great, thanks&#8230;sorry for my delayed reply there&#039;s about a 7hr time-zone difference between us.Hi Duckster,Yeh, good idea I will research the nuts and bolts of construction loans on google&#8230;I haven&#039;t tried that yet&#8230;I&#039;ll let you know if I find anything interesting.Might uses CBA for the construction loan but only after cross-collateralised s&hellip;<span class="activity-read-more" id="activity-read-more-99809"><a href="https://www.propertyinvesting.com/topic/4395071-remove-cross-collateralised-security-and-seek-new-funding-plz-help/#post-4597461" rel="nofollow">[Read more]</a></span></p>
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