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	<title>PropertyInvesting.com | swidge | Activity</title>
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				<title>swidge replied to the topic Refinancing an investment loan in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4993798-refinancing-an-investment-loan/#post-4993806</link>
				<pubDate>Tue, 19 Aug 2014 04:49:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Jamie. Appreciated. So does that mean if I refinanced 3 years after the purchase of IP1, the LMI deductions will kick in from Year 3 on my IP1 tax return and amortized over 5 years from that date?</p>
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				<title>swidge started the topic Refinancing an investment loan in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4993798-refinancing-an-investment-loan/</link>
				<pubDate>Tue, 19 Aug 2014 04:22:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>I buy an investment property(IP1) today and borrow 80% LVR to purchase it, 6-8 months later(or maybe even 1-2 years later &#8211; time really does not have any bearing here) I decide to refinance the loan to 90% LVR &#8211; (with the same bank) &#8211; but use the extra 10% as deposit for a subsequent investment property(IP2). Refinance in this case as it is for&hellip;<span class="activity-read-more" id="activity-read-more-297416"><a href="https://www.propertyinvesting.com/topic/4993798-refinancing-an-investment-loan/" rel="nofollow">[Read more]</a></span></p>
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