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	<title>PropertyInvesting.com | Swany | Activity</title>
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				<title>Swany replied to the topic Opinons Please in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394182-opinons-please/#post-4592635</link>
				<pubDate>Mon, 15 Sep 2008 03:38:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Guys, thanks for your replies. I&#039;ve been busy with other things and have not done anything further.Thanks againSwany</p>
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				<title>Swany replied to the topic Granny flats in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394146-granny-flats-4/#post-4592487</link>
				<pubDate>Thu, 04 Sep 2008 23:13:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Vstar&#8230;..appreciate your reply. Will do as suggested.Have a great week end.Swany</p>
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				<title>Swany replied to the topic Painting over bathroom tiles.....  in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4393340-painting-over-bathroom-tiles/#post-4588144</link>
				<pubDate>Thu, 29 May 2008 09:53:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi and thanks for the tips. Scott No Mates, I was wondering how to avoid brush marks. Not knowing much about spraying&#8230;.can a airless spray gun handle the expoxy based paint? i wouldn&#039;t mind having a go myself.CheersSwany</p>
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				<title>Swany replied to the topic Duplex consrtruction help in the forum Hi Craig,
Since my post I</title>
				<link>https://www.propertyinvesting.com/topic/4392795-duplex-consrtruction-help/#post-4585312</link>
				<pubDate>Tue, 22 Apr 2008 06:23:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Craig,Since my post I have had my head buried in Michael Yardney&#039;s &quot;How to grow a Multi &#8211; Million Dollar Property Portfolio&quot; book. A good read which has made me think a capital city might be a better location. So the short answer is,&#8230;.no,,,, not yet.Is this your first project?Cheers</p>
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				<title>Swany replied to the topic Duplex consrtruction help in the forum Hi Tammy,
Thanks for the</title>
				<link>https://www.propertyinvesting.com/topic/4392795-duplex-consrtruction-help/#post-4585310</link>
				<pubDate>Wed, 02 Apr 2008 22:38:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Tammy,Thanks for the reply. I&#039;ll check them out. Have you built duplexes before? Cheers</p>
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				<title>Swany replied to the topic Duplex consrtruction help in the forum Hi Claire,Do you mean the</title>
				<link>https://www.propertyinvesting.com/topic/4392795-duplex-consrtruction-help/#post-4585308</link>
				<pubDate>Wed, 02 Apr 2008 22:04:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Claire,Do you mean the RESULTS mentoring programme?Cheers</p>
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				<title>Swany replied to the topic Investment Advice in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392470-investment-advice-6/#post-4583509</link>
				<pubDate>Wed, 27 Feb 2008 11:26:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hmmm&#8230;.if I was you,&#8230;. I would sell the accountant and then get a new one! Cheers Swany</p>
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				<title>Swany replied to the topic Don't mean to bore you......... in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392459-dont-mean-to-bore-you/#post-4583466</link>
				<pubDate>Wed, 27 Feb 2008 00:40:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Alistair,I plan keep the loan as P &amp; I and not use it for any personal use from the date I rent it out as an IP permanently. If any redraws are made in future they will be for more IP&#039;s only.As a matter on interest does the depreciation on fixtures/ fittings, appliances etc apply from the date I commence  leasing the property or taken fro&hellip;<span class="activity-read-more" id="activity-read-more-122884"><a href="https://www.propertyinvesting.com/topic/4392459-dont-mean-to-bore-you/#post-4583466" rel="nofollow">[Read more]</a></span></p>
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				<title>Swany replied to the topic Don't mean to bore you......... in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392459-dont-mean-to-bore-you/#post-4583464</link>
				<pubDate>Tue, 26 Feb 2008 22:49:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks again Ian&#8230;.you confirmed my thoughts which are also connected to my gut feel indicator.CheersSwany</p>
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				<title>Swany replied to the topic Don't mean to bore you......... in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392459-dont-mean-to-bore-you/#post-4583462</link>
				<pubDate>Tue, 26 Feb 2008 11:21:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Ian,No redraw fees&#8230;.all my income goes direct into the loan and at the end of the month withdraw to cover credit card living expences. Cheers</p>
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				<title>Swany replied to the topic Ethical question in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392339-ethical-question/#post-4582868</link>
				<pubDate>Sat, 16 Feb 2008 22:12:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>I thinkk what goes around comes around. For me It wouldn&#039;t matter whether it&#039;s a big develpeper or a mum and dad investor  so I would struggle sleeping. The fact you posted your situation tells me you know what the right thing to do is&#8230;&#8230;.Best wishes with what ever you decide to do,Swany</p>
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				<title>Swany replied to the topic Book keeping in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392330-book-keeping/#post-4582800</link>
				<pubDate>Thu, 14 Feb 2008 23:17:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks again Ian&#8230;..I appreciate your help.RegardsSwany</p>
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				<title>Swany replied to the topic Book keeping in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392330-book-keeping/#post-4582796</link>
				<pubDate>Thu, 14 Feb 2008 10:36:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Ian,Thanks for the reply. I thought it would be alot easier to reconcile inflows/outflows against each property if there was a seperate account for each. With multiple properties I expect there would be different insurance amounts, repair costs, etc going out whilst varying amounts coming in.Thus a pain to reconcile.  I also thought it would b&hellip;<span class="activity-read-more" id="activity-read-more-209473"><a href="https://www.propertyinvesting.com/topic/4392330-book-keeping/#post-4582796" rel="nofollow">[Read more]</a></span></p>
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				<title>Swany replied to the topic Book keeping in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392330-book-keeping/#post-4582794</link>
				<pubDate>Thu, 14 Feb 2008 06:19:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Richard&#8230;thanks for the info.</p>
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				<title>Swany replied to the topic Income Insurance - What level? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392286-income-insurance-what-level/#post-4582646</link>
				<pubDate>Mon, 11 Feb 2008 06:24:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Contact the Finacial Planning Association in your state for a list.</p>
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				<title>Swany replied to the topic Income Insurance - What level? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392286-income-insurance-what-level/#post-4582643</link>
				<pubDate>Mon, 11 Feb 2008 01:32:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Try your Super fund first to double check exactly what you have.The cover in the super fund will be underwritten by an insurance company. They could be you first option as they should understand your existing cover and what extra you may need.Some financial planners also sell insurance and msut take into consideration your circumstances including&hellip;<span class="activity-read-more" id="activity-read-more-246535"><a href="https://www.propertyinvesting.com/topic/4392286-income-insurance-what-level/#post-4582643" rel="nofollow">[Read more]</a></span></p>
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				<title>Swany replied to the topic Income Insurance - What level? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392286-income-insurance-what-level/#post-4582639</link>
				<pubDate>Sun, 10 Feb 2008 22:12:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi mixedup,Income protection insurance is designed to replace 75% of your income in the event of an accident or illness. BUT it is not that simple and you should get advice.What is the actual income they will cover? ie earned income before tax less expences?The waitng period would mean you need to cover your expences for 14 days and then your&hellip;<span class="activity-read-more" id="activity-read-more-246532"><a href="https://www.propertyinvesting.com/topic/4392286-income-insurance-what-level/#post-4582639" rel="nofollow">[Read more]</a></span></p>
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				<title>Swany replied to the topic Self Managed Super &#38; Property in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392156-self-managed-super-property/#post-4581925</link>
				<pubDate>Thu, 31 Jan 2008 06:59:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Guys&#8230;.thanks for the reply. Swany</p>
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				<title>Swany replied to the topic Tin roof leaking and in need of replacement in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4391813-tin-roof-leaking-and-in-need-of-replacement/#post-4579527</link>
				<pubDate>Sat, 05 Jan 2008 09:54:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Scott No Mates,Thanx for the advice. If anyone has any names to offer in the North Shore area I would be grateful.  </p>
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				<title>Swany replied to the topic Tin roof leaking and in need of replacement in the forum Cheers Marc......</title>
				<link>https://www.propertyinvesting.com/topic/4391813-tin-roof-leaking-and-in-need-of-replacement/#post-4579525</link>
				<pubDate>Sat, 05 Jan 2008 06:25:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Cheers Marc&#8230;&#8230;</p>
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				<title>Swany replied to the topic Tin roof leaking and in need of replacement in the forum Hi Marc and thanks for the</title>
				<link>https://www.propertyinvesting.com/topic/4391813-tin-roof-leaking-and-in-need-of-replacement/#post-4579523</link>
				<pubDate>Sat, 05 Jan 2008 04:30:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Marc and thanks for the reply. The roof is an extension and according to a roof guy sourced from the paper does need to be replaced. I have not seen it my self yet and I was thinking the same as you (fix the crook sheets). Not heard of the &quot;Grey Army&quot; before. Are they listed as such in the yellow pages or where can I find them?Cheers Swany</p>
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				<title>Swany replied to the topic Starting Over in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4391630-starting-over/#post-4578445</link>
				<pubDate>Mon, 10 Dec 2007 20:08:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sott No Mates,Thanks for the reply. Prior to my accidents I had done the Spann seminars and had read the Jan Sommers books and have her soft ware. I have also read Steve&#039;s books and others. My background is finance and I am pretty boned up on Super, shares and managed funds etc. I would like to get a handle on what people can and have achieved&hellip;<span class="activity-read-more" id="activity-read-more-51127"><a href="https://www.propertyinvesting.com/topic/4391630-starting-over/#post-4578445" rel="nofollow">[Read more]</a></span></p>
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				<title>Swany replied to the topic Divorce and Starting Again in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382961-divorce-and-starting-again/#post-4534149</link>
				<pubDate>Sat, 28 Oct 2006 10:49:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>[wacko] I to am starting over at age 50, recovering from illness and divorce. Should be in a position in 6 months to begin again. In the meantime reading and researching.</p>
<p>I was wondering if anyone knows what became of all the people involved with Steves MAP.</p>
<p>Regards</p>
<p>Swany</p>
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