PropertyInvesting.com | stran | Activity https://www.propertyinvesting.com/members/stran/activity/ Activity feed for stran. Mon, 13 Apr 2026 15:12:54 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 70b8d8b3d1a45f1ffe8aaff4c91a6bbe stran replied to the topic 3 Day Mega-Conference in the forum Help Needed! https://www.propertyinvesting.com/topic/4392907-3-day-mega-conference/#post-4585681 Mon, 14 Apr 2008 12:15:20 +0000 My husband and I found the whole event amazing.  I know one day when we are old and experienced we will look back and reminisce about how this conference was the turning point in our lives.  Our mindset had a quick jolt and is now growing in a different sphere.  We've clarified what we want driven by the scope of information that was made av…[Read more]

]]> 6141c4f3a061d80bc0aa4429574844f5 stran replied to the topic 90% LVR and no LMI - is it possible? in the forum Help Needed! https://www.propertyinvesting.com/topic/4391828-90-lvr-and-no-lmi-is-it-possible/#post-4580040 Mon, 07 Jan 2008 23:54:13 +0000 Exactly what I was planning.Now with no properties to secure this against I'm looking for the best way to do this without having to fork out for expensive LMI….sounds like 85%  LVR is the best the big loaners can give.  Can any of the loan providers do better? 

]]> eab04d3c93e00b557d32e00ab3046751 stran replied to the topic 90% LVR and no LMI - is it possible? in the forum Help Needed! https://www.propertyinvesting.com/topic/4391828-90-lvr-and-no-lmi-is-it-possible/#post-4580035 Mon, 07 Jan 2008 07:53:34 +0000 Thanks for the responsesWe've actually got enough cash to pay for 90%of the property, however we know this property would only last us 3-4 years until we have more children.  We are planning on getting a two bedroom apartment in the inner city which we would like to hold even after we move onto another bigger place.  This is the reason I do not w…[Read more]

]]> 973449af8126818d97d1e80c28fea078 stran replied to the topic BMT & Associates - reviews? in the forum Help Needed! https://www.propertyinvesting.com/topic/4391634-bmt-associates-reviews/#post-4578460 Tue, 11 Dec 2007 05:35:17 +0000 Thanks everyone, I'll make some more calls.Cheers

]]> 2b746b1728d6ea105c1ee5c462661262 stran replied to the topic sewerage pipe through middle of property in the forum Help Needed! https://www.propertyinvesting.com/topic/4390332-sewerage-pipe-through-middle-of-property/#post-4571332 Tue, 31 Jul 2007 07:55:05 +0000 Thanks Amanda, that's what we've been told. We've decided there is too much risk in this one.Cheers

]]> 6763a6546979d27ef8893e8230b6c203 stran replied to the topic The advantages of trusts in the forum No Subject https://www.propertyinvesting.com/topic/4381650-the-advantages-of-trusts/#post-4526035 Sun, 14 Aug 2005 09:00:46 +0000 Hi,

I’d like some recommendation on good books to read to get an understanding of the different trusts, how they can be applied to investments especially in Australia.

Tanks

]]> 7b41665b52e2c0355aace40e5b6dc347 stran replied to the topic Young Investors in the forum General Property https://www.propertyinvesting.com/topic/4379914-young-investors/page/2/#post-4513579 Thu, 11 Aug 2005 08:33:02 +0000 Hi,
I’m 26 and have just purchased my first property in Sydney which is a PPOR (FHOG). Its very exciting! It needs some work, but thats part of the opportunity I see.

I had good support from people on this forum helping with some questions I had. Its great knowing there are like minded people out there. Keep the stories coming, they are very…[Read more]

]]> eba0959564212894c16188f2ba20909a stran replied to the topic FHOG in Sydney in the forum Help Needed! https://www.propertyinvesting.com/topic/4380591-fhog-in-sydney/#post-4518835 Fri, 03 Jun 2005 06:08:18 +0000 I’m starting to understand. I’d like to confirm that I’ve got it right,

– Take out a mortgage of $144k on fiance’s IP. No mortgage insurance required.

– Take out second mortgage of $400k for PPOR. Use proceeds of $144k IP mortgage as deposit for PPOR. Again, no mortgage insurance required.

– We would still have $44k leftover possibly leave…[Read more]

]]> 03b070bc09fb62fb1215255897fdd0b1 stran replied to the topic FHOG in Sydney in the forum Help Needed! https://www.propertyinvesting.com/topic/4380591-fhog-in-sydney/#post-4518833 Fri, 03 Jun 2005 04:42:30 +0000 Hi Mortgage Advisor,

Thanks for the top tips. I’ll have a talk to my accountant about financial recommendations on how to buy.

Regarding the 74% LVR was calculated as follows, assuming the loan is secured with both properties (IP value $180 and PPOR $500)

LVR = ($500k loan) / (security of $500k PPOR + $180k IP)
= 500 / 680
= 74%

Does this…[Read more]

]]> e435835cf8016c410515900142888595 stran replied to the topic FHOG in Sydney in the forum Help Needed! https://www.propertyinvesting.com/topic/4380591-fhog-in-sydney/#post-4518831 Fri, 03 Jun 2005 02:49:48 +0000 Thanks guys

Mortgage Advisor, if I use my fiance’s IP worth $180k (fully owned) and a loan for $500k my LVR would be 74%. With this scenario, I’m assuming for the first property I will not need a deposit.

Another thought, is it better to buy a house & land in SW Sydney (Padstow, Revesby) to live in for the 6 months and move out and rent for 4…[Read more]

]]>