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	<title>PropertyInvesting.com | Stevie2013 | Activity</title>
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				<title>Stevie2013 replied to the topic Help needed! Stuck in the middle of another tenants fault in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/5028151-help-needed-stuck-in-the-middle-of-another-tenants-fault/#post-5028157</link>
				<pubDate>Wed, 06 Jul 2016 04:13:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>Much appreciated Terry, I&#8217;ll follow on that. I would have gone ahead &amp; fixed my bathroom ceiling just to get a tenant in but no point until the above unit is repaired. </p>
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				<title>Stevie2013 replied to the topic Help needed! Stuck in the middle of another tenants fault in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/5028151-help-needed-stuck-in-the-middle-of-another-tenants-fault/#post-5028154</link>
				<pubDate>Wed, 06 Jul 2016 03:46:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Terry, Am i right assuming the structural component falls under the strata? I then take out landlord insurance which covers the contents. Otherwise who is responsible to take care of the repairs? Falls with the unit above who has caused the damage?</p>
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				<title>Stevie2013 started the topic Help needed! Stuck in the middle of another tenants fault in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/5028151-help-needed-stuck-in-the-middle-of-another-tenants-fault/</link>
				<pubDate>Wed, 06 Jul 2016 02:20:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>In a nightmare of a situation, purchased a unit in Gladstone almost 3 years ago. The purchase was through a buyers agent who purchased the 6 unit complex, anyway the above unit’s bathroom floor has collapsed due to not having a water membrane &amp; left a very large hole in my unit bathroom roof. </p>
<p>The tenant I had in place lease was ending, so was l&hellip;<span class="activity-read-more" id="activity-read-more-345568"><a href="https://www.propertyinvesting.com/topic/5028151-help-needed-stuck-in-the-middle-of-another-tenants-fault/" rel="nofollow">[Read more]</a></span></p>
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				<title>Stevie2013 replied to the topic Upfront Purchase Costings? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4994437-upfront-purchase-costings/#post-4994479</link>
				<pubDate>Tue, 09 Sep 2014 12:59:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Will keep you posted how the finance side of things goes, but first must apologize, I was meant to write Jamie not Jaime. I&#8217;m used to writing that as it&#8217;s one of my boss&#8217;s names. </p>
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				<title>Stevie2013 replied to the topic Upfront Purchase Costings? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4994437-upfront-purchase-costings/#post-4994476</link>
				<pubDate>Tue, 09 Sep 2014 12:01:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks again Richard &amp; Jaime! Your helping myself &amp; as we can see many others along the way.<br />
Basically I just needed to clarify that I could get my hands on the 20k equity prior to settlement, i.e. upfront deposit &amp; initial costs as you mentioned so I would essentially not require the full amount of costs from my current funds as some funds are&hellip;<span class="activity-read-more" id="activity-read-more-298433"><a href="https://www.propertyinvesting.com/topic/4994437-upfront-purchase-costings/#post-4994476" rel="nofollow">[Read more]</a></span></p>
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				<title>Stevie2013 replied to the topic Should I or shouldn&#039;t I buy an investment unit in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4994454-should-i-or-shouldnt-i-buy-an-investment-unit/#post-4994474</link>
				<pubDate>Tue, 09 Sep 2014 11:49:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;ve only just started researching the Brisbane market so I&#8217;m sure other locals can confirm but 1500 body corp per quarter sounds very high, 6000 per year would definitely dent cash flow i would imagine! </p>
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				<title>Stevie2013 started the topic Upfront Purchase Costings? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4994437-upfront-purchase-costings/</link>
				<pubDate>Mon, 08 Sep 2014 04:16:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Question for the brokers as I would like to determine upfront costings. I have been given approval for 320k with borrowing at 80%. I also have 20k equity from another IP available to be released.</p>
<p>Just to get things clear to me I&#8217;d like to look at 2 scenarios,<br />
1 purchase at 320k.<br />
2 purchase at 350k.<br />
Does this mean the following assuming for&hellip;<span class="activity-read-more" id="activity-read-more-298358"><a href="https://www.propertyinvesting.com/topic/4994437-upfront-purchase-costings/" rel="nofollow">[Read more]</a></span></p>
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				<title>Stevie2013 started the topic Hong Kong Investors? in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4992889-hong-kong-investors/</link>
				<pubDate>Fri, 18 Jul 2014 11:14:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi curious to know if there are any active aussie expats currently investing in the HK market here?<br />
After 7 years in this great &amp; busy city i&#8217;m now a HK resident &amp; contemplating using funds here for an investment in the low end market, tuen mun / tsuen wan around the 3 million mark, Im aware of the 3% stamp duty, 30% deposit required &amp; the likely&hellip;<span class="activity-read-more" id="activity-read-more-295994"><a href="https://www.propertyinvesting.com/topic/4992889-hong-kong-investors/" rel="nofollow">[Read more]</a></span></p>
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				<title>Stevie2013 replied to the topic China unravelling faster now...here it comes... in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4410846-china-unravelling-faster-now-here-it-comes/#post-4700110</link>
				<pubDate>Wed, 26 Mar 2014 03:23:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Freckle, as an Aussie expat living in Hong Kong I&#039;m always very interested&nbsp;reading your posts regarding what looks to be not &quot;If&quot; but &quot;when&quot; the financial markets collapse. I&#039;m very curious to know what you believe will happen to the Aussie dollar as a result, currently I have saved 20% deposit in HK dollars &amp; of which I&#039;d have to exchange&hellip;<span class="activity-read-more" id="activity-read-more-16030"><a href="https://www.propertyinvesting.com/topic/4410846-china-unravelling-faster-now-here-it-comes/#post-4700110" rel="nofollow">[Read more]</a></span></p>
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				<title>Stevie2013 replied to the topic Fixing Interest Rates.. How many years?  in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4410194-fixing-interest-rates-how-many-years/#post-4695815</link>
				<pubDate>Wed, 30 Oct 2013 02:19:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Wstpac have just increased their 3 year fixed by 0.2%.. but the 2 year remains unchanged. Hmm so now the options if i fix are 4.89% for the 2 year vs the new rate of 5.19% for the 3 year. I&#039;m assuming the 2 year with a split of 80/20 is the way to go??? which gives me the option of topping up if equity becomes available for a future&hellip;<span class="activity-read-more" id="activity-read-more-51042"><a href="https://www.propertyinvesting.com/topic/4410194-fixing-interest-rates-how-many-years/#post-4695815" rel="nofollow">[Read more]</a></span></p>
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				<title>Stevie2013 replied to the topic Fixing Interest Rates.. How many years?  in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4410194-fixing-interest-rates-how-many-years/#post-4695813</link>
				<pubDate>Tue, 29 Oct 2013 10:17:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>There is a sniff in the air one of the major banks are increasing their fixed rates this week, which is what i meant by jumping on or beating them to it &amp; fixing before they increased. I&#039;m using the assumption that as you say they know something we don&#039;t &#8230; but knowing my luck though is the U.S will crash next year &amp; rates will continue to&hellip;</p>
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				<title>Stevie2013 replied to the topic Fixing Interest Rates.. How many years?  in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4410194-fixing-interest-rates-how-many-years/#post-4695810</link>
				<pubDate>Tue, 29 Oct 2013 08:54:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks guys, with further research I&#039;m deciding on a 80% Fixed / 20% Variable which should allow me the option of topping up the loan should re-valuations come back with sufficient equity for a further purchase in future. The properties are sitting neutral to positive CF now so fixing will give me the piece of mind that they will take care of&hellip;<span class="activity-read-more" id="activity-read-more-51037"><a href="https://www.propertyinvesting.com/topic/4410194-fixing-interest-rates-how-many-years/#post-4695810" rel="nofollow">[Read more]</a></span></p>
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				<title>Stevie2013 replied to the topic Is 10+ Properties Really Possible in 12 months? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410095-is-10-properties-really-possible-in-12-months/#post-4695237</link>
				<pubDate>Mon, 07 Oct 2013 05:04:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Michael &amp; Johann, Definitely agree staying comfortable within the LVR is important.. &amp; who knows what financial disaster is around the corner! I generally take the conservative low risk taking approach but the thought of 10+ CF properties sparked a light of retiring early <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
<p>Anyway just so we can get an idea why i was asking about multiple&hellip;<span class="activity-read-more" id="activity-read-more-7003"><a href="https://www.propertyinvesting.com/topic/4410095-is-10-properties-really-possible-in-12-months/#post-4695237" rel="nofollow">[Read more]</a></span></p>
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				<title>Stevie2013 replied to the topic Is 10+ Properties Really Possible in 12 months? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410095-is-10-properties-really-possible-in-12-months/#post-4695233</link>
				<pubDate>Sat, 05 Oct 2013 12:42:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the replies &amp; responses guys, a guess more of a relief to know that I&rsquo;m on the right path by steadily buying quality property rather than focusing on quantity, then using savings &amp; unlocking equity when values go up&hellip; patience isn&rsquo;t my best characteristic but I guess I&rsquo;ll sleep better with the LVR under 80% &amp; properties taking care of&hellip;<span class="activity-read-more" id="activity-read-more-6998"><a href="https://www.propertyinvesting.com/topic/4410095-is-10-properties-really-possible-in-12-months/#post-4695233" rel="nofollow">[Read more]</a></span></p>
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