PropertyInvesting.com | shangrila00 | Activity https://www.propertyinvesting.com/members/shangrila00/activity/ Activity feed for shangrila00. Thu, 16 Apr 2026 13:13:16 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 11ce4f4bc24c0e4d578a34f0b61eb54f shangrila00 replied to the topic Half share IP, half share PPOR in the forum Creative Investing https://www.propertyinvesting.com/topic/4410768-half-share-ip-half-share-ppor/#post-4699642 Sun, 02 Mar 2014 09:08:20 +0000 Yes, Catalyst – A is NOT living at the property. B is living there rent-free (in that they don't pay rent to A), but they're paying their share of the mortgage (rent to the bank).

I understand if A is living in the property, then it's a PPOR, not an IP. A pays their share of the mortgage too, but see no rent as such from B, as it's B's PPOR (why…[Read more]

]]> 3f4180175e7431045ec563343d3b0f5f shangrila00 replied to the topic Cairns Council Rates - are they mad? in the forum General Property https://www.propertyinvesting.com/topic/4408594-cairns-council-rates-are-they-mad/#post-4685361 Wed, 30 Jan 2013 06:59:48 +0000 I rang Council today. It is what it is.

The majority of the costs are services-related, although it still doesn't excuse how much, costs-wise, they're actually charging. Efficiency might be their biggest problem and how they're using their money. The fact that they're struggling as a result of other factors (e.g. tourism) should not, in my…[Read more]

]]> 09f27a2397722632af8ef3243545a72f shangrila00 replied to the topic Cairns Council Rates - are they mad? in the forum General Property https://www.propertyinvesting.com/topic/4408594-cairns-council-rates-are-they-mad/#post-4685351 Tue, 29 Jan 2013 10:20:52 +0000 Thanks JacM. I'll be ringing the council soon to find out how they decided to value the majority of the base rate. There's nothing on the notice to indicate what value they've put on the property and consequently nothing for me to use to find out how they figured out the final cost. The other costs were in the docs they sent out with the rates (I…[Read more]

]]> 268179b0974bb0e9ee35936b5db6a514 shangrila00 replied to the topic Cairns Council Rates - are they mad? in the forum General Property https://www.propertyinvesting.com/topic/4408594-cairns-council-rates-are-they-mad/#post-4685349 Tue, 29 Jan 2013 09:58:56 +0000 I've recently purchased the property, but there are horror stories online about how much they've risen since 2008 – double digit increases, percentage-wise.

It's a shock to the system, especially when I'm used to paying half the cost for my own PPOR and it's worth so much more than the IP. The only positive is I can claim it come tax time, but it…[Read more]

]]> c353589c6b3763782d49ca2a61ba1b26 shangrila00 replied to the topic Cairns Council Rates - are they mad? in the forum General Property https://www.propertyinvesting.com/topic/4408594-cairns-council-rates-are-they-mad/#post-4685347 Tue, 29 Jan 2013 09:24:38 +0000 I have. All of them. They still haven't indicated on what basis (and why) they've calculated the rates the way that they have.

Absolutely appalling!

]]> fa9e819531ecb19f5edff06b6ee6026f shangrila00 replied to the topic Property flipping wizard Engelo Rumora not in Australia anymore as he tries Kansas City in the forum Help Needed! https://www.propertyinvesting.com/topic/4408565-property-flipping-wizard-engelo-rumora-not-in-australia-anymore-as-he-tries-kansas-city/#post-4685148 Mon, 28 Jan 2013 09:23:36 +0000 JT7 wrote:

engelorumora wrote:
Hi Jack,

Thanks for your interest and support mate. I value your kinds words and would love to hear your story about your investment dreams.

Kind regards,
Engelo

It's an absolute pleasure Engelo…… It truly is a great success story and a wonderful example for others of what can be accomplished if you set…[Read more]

]]> 482d898f4bae5bf91bc648ea73029c8c shangrila00 replied to the topic Renovation costs as a percentage of purchase price in the forum Value Adding https://www.propertyinvesting.com/topic/4408347-renovation-costs-as-a-percentage-of-purchase-price/#post-4683078 Wed, 02 Jan 2013 10:43:26 +0000 Thanks for everyone's comments so far!

My plan is to do a cosmetic renovation on the property and rent it out. It's a bit of a dump at the moment, so the renovations can't be too flash. Must be in a decent, liveable condition, with a reno on a budget.

Painters, for example, are quoting me an arm and a leg, however! The amounts I'm being quoted…[Read more]

]]> 666d51060675727e70dc7459fcbcaeb3 shangrila00 replied to the topic How do you handle criticism? in the forum Opinionated! https://www.propertyinvesting.com/topic/4408115-how-do-you-handle-criticism/#post-4681127 Sat, 24 Nov 2012 03:05:39 +0000 Thanks for everyone's input! Plenty of food for thought here. I'm definitely looking at those who have acquired what I want, following their lead and paving my own humble way to what I want to achieve. I settled on an IP yesterday and looking forward to the future!

It's hard to be positive around so-called investors, whose advice is to purchase…[Read more]

]]> ca1ef37b615517f2785951c0a813aa01 shangrila00 replied to the topic Should you buy in lowlife areas? in the forum General Property https://www.propertyinvesting.com/topic/4408022-should-you-buy-in-lowlife-areas/#post-4680399 Sat, 03 Nov 2012 23:28:54 +0000 I've been asking myself the same question. Knowing my risk profile (very risk-averse), I've decided to do it. A good property manager (and landlord's insurance) will take some of the hassles out. If tenants are paid via Centrelink (e.g. a pension), you can have an arrangement with Centrelink where the weekly rent is sent directly to your account…[Read more]

]]> ada23cb07a2d186f11ad513d9075b53d shangrila00 replied to the topic Benefits of CF neutral? in the forum General Property https://www.propertyinvesting.com/topic/4407979-benefits-of-cf-neutral/#post-4680075 Sun, 28 Oct 2012 03:43:56 +0000 Point taken.

The IP I have in mind is in capital city metro area, with sales history since 2003 indicating there's been a 50-60% increase in values since. So they've doubled for a decade. That's not to say it'll happen again in the next 10 years, but it's a comforting thought, at least, that the area's been growing.

]]> baffad1455944ede9990908159dbd515 shangrila00 replied to the topic What do you purchase? in the forum General Property https://www.propertyinvesting.com/topic/4407921-what-do-you-purchase/#post-4679550 Sun, 21 Oct 2012 07:27:03 +0000 How do you handle serviceability/holding costs during the development (which I know can last a while), especially if more than 2 or 3 at a time are involved? Assuming you're only relying on income, that is? And if they don't sell for expected/wanted prices?

]]> 83bca0a3e3aef75ec879e41fe1fa79f5 shangrila00 replied to the topic CF+ properties and income - how much is enough? in the forum General Property https://www.propertyinvesting.com/topic/4407789-cf-properties-and-income-how-much-is-enough/#post-4678767 Mon, 08 Oct 2012 07:10:31 +0000 Higher interest rates = better economy. Things won't be so grim then.

]]> 9488f733bf1b75cff16d1bfe2d1e9e9c shangrila00 replied to the topic CF+ properties and income - how much is enough? in the forum General Property https://www.propertyinvesting.com/topic/4407789-cf-properties-and-income-how-much-is-enough/#post-4678762 Sat, 06 Oct 2012 06:19:37 +0000 When you put it that way, it's seemingly risk-free, but all investments attract risk/hassles/inconveniences/worries, etc.

But yes, you do make a good point otherwise.

]]> ea698138faffef39e9796940e3c15038 shangrila00 replied to the topic CF+ properties and income - how much is enough? in the forum General Property https://www.propertyinvesting.com/topic/4407789-cf-properties-and-income-how-much-is-enough/#post-4678759 Sat, 06 Oct 2012 04:06:13 +0000 I guess I had to be more precise with my question. I wasn't simply referring to CF+ IPs for the sake of $20 in your pocket, but properties with growth potential too, in metro areas, or regional centres that have something going for them.

Expenses and uncertainties are a given, though.

]]> 43e0b27ada8ae8bc641ba5b807f88564 shangrila00 replied to the topic CF+ properties and income - how much is enough? in the forum General Property https://www.propertyinvesting.com/topic/4407789-cf-properties-and-income-how-much-is-enough/#post-4678755 Sat, 06 Oct 2012 01:20:22 +0000 Then rents go up laugh

There's a downside to every investment, I guess, and a risk involved at all times. Plenty of people out there have been successful investing in CF+ IPs, quitting their day job in the process.

]]> 7c48161599822cc95608136cdaea2b97 shangrila00 replied to the topic CF+ properties and income - how much is enough? in the forum General Property https://www.propertyinvesting.com/topic/4407789-cf-properties-and-income-how-much-is-enough/#post-4678753 Sat, 06 Oct 2012 01:07:02 +0000 True, and bearing that in mind when purchasing CF+ IPs – say for argument's sake, 20 IPs at $100/wk – that's a pretty good living, even after taking growth potential into consideration.

It's nice to dream and have a long-term strategy smiley

]]> 646864828d4ac0f11948901c5201dc6e shangrila00 replied to the topic Sell it or keep it? in the forum General Property https://www.propertyinvesting.com/topic/4404780-sell-it-or-keep-it-2/#post-4656252 Thu, 22 Sep 2011 21:12:29 +0000 Hi Derek,

Yes, that’s what I was saying – sell the IP and be left with approx. $40K on the PPOR mortgage. This is after CGT, etc.

The issue I have with making a solid decision is whether to wait and put up with renting it out (I know the hassles of tenants, and being a new property it’ll be hard restoring it to its original condition when…[Read more]

]]> dc36b3ae8acafc700b4433f39b88b29d shangrila00 replied to the topic Can I pay the builder after the property sale? in the forum Help Needed! https://www.propertyinvesting.com/topic/4403057-can-i-pay-the-builder-after-the-property-sale/#post-4643679 Mon, 14 Mar 2011 22:58:40 +0000 Like I mentioned before, I’ve heard of other people doing it, despite the fact it was a while ago. I guess the incentive for the builder will be that they’ll build 4+ properties, for instance, rather than one or two. The details (bankruptcy, interest, etc.) would be mentioned in the contract.

]]> 9150a7abcc353e1940960aa7fb8c1e4c shangrila00 replied to the topic Tricks of the trade? in the forum Help Needed! https://www.propertyinvesting.com/topic/4401474-tricks-of-the-trade/#post-4633884 Tue, 12 Oct 2010 11:28:41 +0000 Thanks Scott No Mates – that's the answer I was looking for.What I was told seemed very convenient, as it's a way of telling the builder what you think of them after all this time (none of my problems have been resolved with them, even after raising them as issues several times – hopeless!), although I wasn't sure how well that would hold in court…[Read more]

]]> 669f3ccea7a3f23dfd91b11850f7994b shangrila00 replied to the topic Tricks of the trade? in the forum Help Needed! https://www.propertyinvesting.com/topic/4401474-tricks-of-the-trade/#post-4633879 Tue, 12 Oct 2010 07:07:30 +0000 beedie,The past few months have already been stressful, unfortunately. It's a reputable company, name-wise, but their actions are anything but! I can only imagine what further troubles are waiting for us well into 2011.Again, with reference to the slab, we've witnessed several hundred metal rods (if I can call them that – my building terminology…[Read more]

]]> ce1a67683348234cb442e3d642a4d080 shangrila00 replied to the topic Tricks of the trade? in the forum Help Needed! https://www.propertyinvesting.com/topic/4401474-tricks-of-the-trade/#post-4633875 Tue, 12 Oct 2010 05:26:59 +0000 Hi DWolfe,I'm already having problems with my builder, and building hasn't even commenced yet. What I was informed sounds really convenient for someone in my situation, but I don't know how realistic it is (it came from someone in the industry, though).A problem with the slab, for instance, will not be able to be fixed once it's completed, so…[Read more]

]]> 7857b5199093d11f93c7ddee1e91e5a9 shangrila00 replied to the topic Road to nowhere? in the forum Value Adding https://www.propertyinvesting.com/topic/4400202-road-to-nowhere/#post-4625848 Fri, 25 Jun 2010 10:51:21 +0000 Sandrat101, sorry to hear about your heartache too. It's definitely frustrating, and very time consuming. It shouldn't be this hard. We'll be looking at getting someone out to the property to inspect and see if they can give us advice on what WILL be approved, or we'll sit down with someone and discuss the issues. Going back and forth through our…[Read more]

]]> b883bf64393b8fe885e8140a5be21fd4 shangrila00 replied to the topic Road to nowhere? in the forum Value Adding https://www.propertyinvesting.com/topic/4400202-road-to-nowhere/#post-4625846 Fri, 25 Jun 2010 08:25:51 +0000 Have taken all of your comments on board, so thank you all for that. I think a one-on-one meeting with a council planner/officer looking after our application will be the way to go, as they keep contradicting their requirements with us. I.e. If we move one of the houses, then we'll satisfy A, B & C requirement, but not D & E. But if we move it…[Read more]

]]> 4c8973b8a122be08f0f54b536b4d2780 shangrila00 replied to the topic Renovating the front block and building on the back block. in the forum Value Adding https://www.propertyinvesting.com/topic/4400348-renovating-the-front-block-and-building-on-the-back-block/#post-4626895 Thu, 24 Jun 2010 12:05:53 +0000 Make sure council knows you by your first name! Familiarise yourself with their rules and regulations, and make sure the plans you send to them are both plans you're happy with and plans they'll approve. Their website should have the necessary documents. Read them! Get a town planner/consultant, so they can give you some pointers. I'm in a similar…[Read more]

]]> 169a221a74eef4edcf8ae68c4ba99b91 shangrila00 replied to the topic Road to nowhere? in the forum Value Adding https://www.propertyinvesting.com/topic/4400202-road-to-nowhere/#post-4625842 Tue, 15 Jun 2010 13:28:27 +0000 Hi Andrew, That's an absurd story! I thought our situation was bad, but there's always someone out there slightly worse off than you think you are. I wonder why councils are so difficult? Considering people are actually doing them a good deed – creating multiple lots and doubling, tripling, etc. the council rates they get from what was once…[Read more]

]]> b265ead7fc36c9d660482caf1fdd5d84 shangrila00 replied to the topic Negotiation skills in the forum General Property https://www.propertyinvesting.com/topic/4400233-negotiation-skills/#post-4626021 Tue, 15 Jun 2010 12:13:24 +0000 Thanks for the replies!It's interesting to find out the different strategies people employ to secure their IP's. Also even more interesting when you consider it from a vendor's point of view, especially if the vendor's an investor, and he's trying to maximise the return he gets on his IP. In that instance I'm not so sure I'll fall for the "That's…[Read more]

]]> 55224221316e9fd6923202daabc38dc7 shangrila00 replied to the topic Road to nowhere? in the forum Value Adding https://www.propertyinvesting.com/topic/4400202-road-to-nowhere/#post-4625839 Fri, 11 Jun 2010 12:44:37 +0000 Hi Tracey B,Thanks for your input as well. You're right with what you've said, but the contract's already been signed (unfortunately for us now). I suspect it's more the individual we're dealing with rather than the actual company he's working for, but I'm also trying to deal with council members directly, and not just take the builder's word for…[Read more]

]]> ec74060e0a0e8323043fa189b7bd585e shangrila00 replied to the topic Road to nowhere? in the forum Value Adding https://www.propertyinvesting.com/topic/4400202-road-to-nowhere/#post-4625838 Fri, 11 Jun 2010 12:37:00 +0000 The contract's been signed, so we can't just up and leave. The final plans are still up in the air, as council still need to OK them. This is what's annoying – will council be living in the houses or the owners?!Builder's saying "I told you so" that plans are subject to change pending council approval. In other words – listen to council so your…[Read more]

]]> 20dbd0670c3b011f0c4f954306f9774a shangrila00 replied to the topic Road to nowhere? in the forum Value Adding https://www.propertyinvesting.com/topic/4400202-road-to-nowhere/#post-4625835 Fri, 11 Jun 2010 12:00:47 +0000 The delays are because of council. First they said this, then they're saying that. What they're saying now is not what they brought up previously, etc. Bit of a mess unfortunately. Other reason for the delays is the builder keeps changing the plans to suit them, and we're not happy.Anyone willing to share their experiences?

]]> 87297bb035d8075da95687de0c9b4520 shangrila00 replied to the topic Road to nowhere? in the forum Value Adding https://www.propertyinvesting.com/topic/4400202-road-to-nowhere/#post-4625833 Fri, 11 Jun 2010 11:33:59 +0000 Hi dougiebuilder,It's 4 months since the signing of the contract, soil reports, etc. So while there is some progress, the actual building is yet to commence.One property will be an IP, the other will be a PPOR. We want to get both of them right. We're also considering the plans from a purchaser's perspective – will a new buyer be willing to pay…[Read more]

]]> 87636289af19acd83b6c4df1aaa5bbed shangrila00 replied to the topic CGT on a newly created IP in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4399985-cgt-on-a-newly-created-ip/#post-4624719 Tue, 25 May 2010 11:45:20 +0000 The ATO rep I spoke to told me to be careful which order I do things in. I'm not sure why, as he didn't elaborate further, but I was left with the impression that that will have an impact on how my tax is determined – whether it's a property development business "event" I'm doing, or just with the intention to build and rent it out.…

]]> 1cc8a1189f5b3bc640749deddbf4fb8f shangrila00 replied to the topic CGT on a newly created IP in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4399985-cgt-on-a-newly-created-ip/#post-4624717 Mon, 24 May 2010 12:10:36 +0000 Thanks Mr5o1!I thought things wouldn't be all that great, but I think my main saving grace here is that the IP will be held for >12 months, so at least the 50% CGT exemption rule will apply.I'm still confused as to why it matters which order I do things in – subdivide and demolish, or demolish and subdivide. Any ideas?

]]> 436aecf3d6c7a9cd6b03fd3e3048d551 shangrila00 replied to the topic CGT on a newly created IP in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4399985-cgt-on-a-newly-created-ip/#post-4624713 Sun, 23 May 2010 00:44:54 +0000 I was told the cost base of it all would be valued from the time the PPOR was purchased. This means they'll backdate the valuation to the purchase date, halve it, and find out how much half of the land is worth (the one where the IP will be built). Only the portion of the land used for the construction of the PPOR will be CGT exempt. Might have to…[Read more]

]]> 95a5824e4c5c89d3c15e28bb6dbb4990 shangrila00 replied to the topic CGT on a newly created IP in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4399985-cgt-on-a-newly-created-ip/#post-4624711 Sat, 22 May 2010 14:41:58 +0000 Yes, I will eventually be provided with a cost base of the land (backdated to when the PPOR was purchased), but the thing from the ATO that threw me off was that the second portion of the subdivided land (the one where the IP will be built) will be subject to CGT from the time the PPOR was purchased. If there was no IP or second property on the…[Read more]

]]> 6014d8ffa45549581399046d9e6d9661 shangrila00 replied to the topic Portability - a smart option? in the forum Thanks Terryw! Very much https://www.propertyinvesting.com/topic/4399892-portability-a-smart-option/#post-4624269 Sat, 15 May 2010 00:06:29 +0000 Thanks Terryw! Very much appreciated.

]]> fefe1723885ccaea203c040efeffdb39 shangrila00 replied to the topic Cost base vs actual cost in relation to CGT in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4398890-cost-base-vs-actual-cost-in-relation-to-cgt/#post-4617780 Thu, 25 Feb 2010 11:50:17 +0000 Subdivision will occur first, building, then new CT's. It won't be any different to most of the other developments out there. I guess the issue would be how to structure the loans (one against the IP only for both IP and PPR costs, or one against each property), so we can put money aside for tax purposes first, then worry about paying off the PPR…[Read more]

]]> 44f2b1d4846a5f386dfb20c99504e568 shangrila00 replied to the topic Cost base vs actual cost in relation to CGT in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4398890-cost-base-vs-actual-cost-in-relation-to-cgt/#post-4617778 Thu, 25 Feb 2010 11:23:53 +0000 Terryw, thanks for the info! You've given me a different way of looking at this.From a loan point of view, though, I personally thought it'd be safer to just offer the IP as security on the loan and keep the PPR separate (not mortgaged), as it's already paid off to begin with (it's not just a vacant block of land, there is a property there at the…[Read more]

]]> 7affe240487030d4f3696983137150bc shangrila00 replied to the topic Cost base vs actual cost in relation to CGT in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4398890-cost-base-vs-actual-cost-in-relation-to-cgt/#post-4617776 Thu, 25 Feb 2010 09:48:21 +0000 Terryw, yes, you're right, but I'm not sure how this helps in this case? We don't want to take out another loan against the equity in the PPR to pay for CGT.

]]> 9a96a1484b163c928110fc9de29249ad shangrila00 replied to the topic Cost base vs actual cost in relation to CGT in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4398890-cost-base-vs-actual-cost-in-relation-to-cgt/#post-4617774 Thu, 25 Feb 2010 09:22:46 +0000 Duckster,Yes, the intention is to pay off the entire loan (both for the IP and PPR) by selling the IP only and keeping the PPR. The PPR on the land at the moment is fully paid off, and we don't intend on obtaining a loan for that house only, separate to the IP. It's still not clear to me, after having paid off the loan (which will be secured…[Read more]

]]> dd0a65a97175efd35da5ec2829dc9be4 shangrila00 replied to the topic Selling an IP to a family member in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4398791-selling-an-ip-to-a-family-member/#post-4617232 Wed, 17 Feb 2010 09:59:49 +0000 Simple. Thanks.And if it's given away? (Makes for a great birthday present!)

]]> b47cf0a363721f06f990b219dddfa28a shangrila00 replied to the topic Selling an IP to a family member in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4398791-selling-an-ip-to-a-family-member/#post-4617230 Wed, 17 Feb 2010 08:54:06 +0000 Thanks for all your responses!If the property was sold at a loss, though, and the only "gain", so to speak, was the $5 sale price, how can the vendor claim to have the money ready for CGT purposes?Or would the cheaper option be to just transfer the property into a relative's name, not sell it?

]]> 39494b9fb35d6b0882941f58c3d856c1 shangrila00 replied to the topic Selling an IP to a family member in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4398791-selling-an-ip-to-a-family-member/#post-4617226 Tue, 16 Feb 2010 11:51:18 +0000 god_of_money – thanks for the reply, but what exactly do you mean by "answer the ATO"? As in why I sold it for the amount I did? Surely an IP owner has the right to even give away his/her property, if they choose to do so, and not have to explain themselves as to why they did it? Maybe I'm getting too far ahead and misinterpreting your…[Read more]

]]> 2206211684d0149975808a4b8174ae7f shangrila00 replied to the topic First time commercial property investor in the forum Commercial Property https://www.propertyinvesting.com/topic/4396351-first-time-commercial-property-investor/#post-4604628 Mon, 01 Jun 2009 11:17:25 +0000 Thanks, gibbo1! Most useful answer so far (still thanks to most who replied). Time to update my research.Thank you!

]]> 2398a6cad93b3e84d611776f36562fae shangrila00 replied to the topic First time commercial property investor in the forum I'm well aware of the risks, https://www.propertyinvesting.com/topic/4396351-first-time-commercial-property-investor/#post-4604625 Mon, 01 Jun 2009 08:20:11 +0000 I'm well aware of the risks, but I choose to minimise them as much as possible! Hence being sensible by choosing not to risk my actual house on something everyone knows is riskier!Not confused at all – just more cautious (who doesn't want maximum output as a result of minimum input?). All right and kind comments, but yours!Good luck!

]]> c314d567e8d5ee48e92a6fc0cac51622 shangrila00 replied to the topic First time commercial property investor in the forum That's the interest rate I https://www.propertyinvesting.com/topic/4396351-first-time-commercial-property-investor/#post-4604621 Sun, 31 May 2009 12:23:51 +0000 That's the interest rate I was quoted a couple of years ago by a broker. It was either incorrect or not fully explained to me (apparently it's that high, from what he told me, because the risk with these type of investment properties is also higher). I'm only sharing the information I have, but still not getting anywhere with regards to my…[Read more]

]]> b6d58f4a7bc1126ef1f02c874f08a035 shangrila00 replied to the topic First time commercial property investor in the forum Commercial Property https://www.propertyinvesting.com/topic/4396351-first-time-commercial-property-investor/#post-4604618 Sun, 31 May 2009 09:27:13 +0000 That's the yield I've seen mentioned in articles about this sort of investment. Whether that's real and actual in the current market conditions, I realise I need to do my research on that. My main concern, as mentioned, was that it won't make sense to have such a return p.a. against a potentially double interest rate!

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