Hey Calvin,

I just got through to Gabriella (not Georgina ) and she said she remembered you.

Anyway, she gave me what I think is a fantastic price to settle on two properties. She quoted me as one settlement and then discounted it because it was a referral.

THANK YOU VERY MUCH!!!

If there is anything I can ever help you with, please let me…[Read more]

Thanks Calvin. I will ring them later today. I tried this morning but forgot they are a bit slow in WA – about 3 hours slow!

Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage P…[Read more]

The problem with the “independent” current affairs shows is that good news does not sell advertising space. They predominantly preach the doom and gloom and you rarely see a good broker story on TV. In fact, I have never seen one!

I guess if you think about it from a different perspective, if your broker HAS NOT been on TV, then they are doing…[Read more]

Ian, it depends on when oldchick’s partner owned the property and the purpose of it. If it was before 1 July 2000, there is no hope of getting it in either name regardless of use unless done fraudulently and we wouldn’t want that.

Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click…[Read more]

Director’s personal funds earned from wages from the trading company and other income sources.

Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

Originally posted by Oldtimer:
Mortgage Adviser there is no breach at all as I NEVER called. They called ME. The clients that is.

It goes like this. Broker gets approached by client. Client applies for finance on a house they are keen on. Broker can’t get them finance. Broker suggests they call me. They call. I buy house with loan from broker. I…[Read more]

I apologise.

Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

So what would happen if you went and opened your account in Tweed?

Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

I thought Debits tax was abolished??? I have not been charged this on my cheque acounts for a while.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

My question relates to how does a cow have a calf without a bull?

I saw the one you posted the link to Jo. I started the other one to have one that was Australian orientated instead of American. I did not go back and check it again after I read the initial post but just saw then that you had alrady listed some Aussie agencies. Sorry and good…[Read more]

This is pretty serious stuff. What happens if they get hit again and there is nothing to slow the water down this time? It will go even further inland.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual…[Read more]

My PM was charging between 5 and 10 dollars per month for sundries. I asked him once how many stamps he used that month or phone calls he made on my behalf. He answered “NONE”. Seeing I get my statement emailed as well, I could not see the point. I was also under the impression that he was supposed to send a hard copy statement by standard mail as…[Read more]

It used to grow on trees when it was paper. Tell them it is plastic and they may think it comes from a recycling dump instead.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage P…[Read more]

Monohan,

<Edited – misinterpretation>

To try and end the confusion (and doubt), go to the following link and the bottom of page 23 and read about cold calling:

<Link Removed>

This link will only be active for a few days and then I am removing the file as it is quite large (104 Pages).

The industry is currently discussing this paper and making…[Read more]

Try looking in the HEADS UP section…

https://www.propertyinvesting.com/forum/topic/14786.html

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

Originally posted by Baloo:
Steve,

Could the forum software be modified so that people could switch off viewing other people’s signatures/sign offs ? It’s fairly easy to disable the images using an add blocker, but the colourful and large text advertisments detract from the flow of a thread.

I find that one thing that detracts from the flow of…[Read more]

That happened when I was a kid. I am only 33. I copped a few kicks in the butt from policeman!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

That is what I pay accountants for… so I don’t have to read about things that do not interest me. I am sure I will know soon enough as I get further into the Accounting course.

Regarding my posts, I am a very fast typer and I have the page on auto refresh. It takes me a few seconds to write a post like this. I often get the flood warning!!!

My…[Read more]

Can someone explain hybrid trusts please. I would prefer not to go look it up as I have heaps to do!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

I would only work with a wrapper who works under the UCCC and it can’t be done via referral.

The only way I am aware that you can do it legally is for the broker to ask the client and either give them your number to call (which they will probably never do) or arrange a meeting at which you will attend.

Robert Bou-Hamdan
Mortgage…[Read more]