No problem. It is old news anyway.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

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Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

I think they do but not through OTEN. I am looking for correspondence if possible.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

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Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

PMs are great. I receive and send a fair few.

I would like to see a section on Shares & Alternative Investments

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

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Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

No fee to get out early but the capital guarantee does not apply. This is a problem if the prices are down.

The capital protection is 100% of the investment.

What I meant by “all year around” was that I will be buying in Feb, Apr, June, Aug, Oct, Dec EVERY year until I think the market is going to turn. I am not interested in short-medium. I…[Read more]

The problem with providing ‘How much can I borrow’ calculators is that the lenders differ so much regarding how much they will lend. Those calculators are merely a guide as there is no single formula that can cover all the lenders – especially because they keeping changing their serviceability model.

I created an excel calculator (unfortunately I…[Read more]

I think that is only the certificate course. Been there, done that!

I am looking for the full license.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

It is not necessary because you are only responsible for the floor (not the coverings), the ceiling (not the fittings) and the walls (again, not the fittings). Basically, when a tenant for commercial space leases a property, they lease the shell and undertake the fitout at their own expense. They can also remove it when they leave (excluding what…[Read more]

I don’t know if there is one online. I saw a working demo at the Sydney Seminar. It was pretty good! The creator (his name eludes me right now) should be commended for what he has put together. I thought it was so good that I was one of the many who pre-bought a copy!

I believe it is being properly launched in January.

It will be worth every…[Read more]

Have you seen the demo?

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

What is the best view of Victoria?

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

That is old news at CommSec.

Regarding Fusion, I got the upfronts waived going directly through Macquarie. They did this when I told them I would go to a discount broker to get the same deal and they would have to pay them a commission on top of not receiving an upfront fee.

In any case, I geared 100k at 100%. I still haven’t seen the results…[Read more]

Thanks Leila. Very informative.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

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Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

I am having issues with the straw!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

Does anyone know of a cheap Real Estate Licensing course in NSW – preferably available by correspondence?

I think the Real Estate Institute is kidding themselves with their price.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not…[Read more]

What do you think of the Macquarie ALPS investment?

Your capital is guaranteed and the initial return is set at 13.20% per annum. They select 64 companies from the top 200 ASX listed companies. For every one of these companies that drops in value by 50% or more, your annual return will reduce by 2.20%.

If 6 or more companies drop off, your…[Read more]

Or they don’t want some troll to swoop on their investment possibiliy before they get a chance to do it. You may have noticed that they have no problem naming the town after they have bought in an effort to get more people to buy there and push their price up.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related…[Read more]

They are usually cheaper to buy than their strata counterparts but rent out for the same amount. Lenders are not too keen on company title or multiple properties on one title so borrowing will be more difficult.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a…[Read more]

Originally posted by Henry:

You should never pay too much as you will never get that money back.

NEVER SAY NEVER!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

Determining the future value of units in a building that is going to be changed to strata is a simple process. Look at similar units in the immediate area that are already strata titled and PRESTO!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general…[Read more]

I was just thinking…

Steve is a qualified Accountant.

Does Jenman hold any qualifications?

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd