I would suggest using a mortgage broker instead of dealing with your bank directly. It sounds like a “vanilla” (easy) deal to me.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

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Comments made are of a general nature and should not be construed as individual advice.
© 2004 M…[Read more]

Go an grab your loan offer douments and look at the fees. The figure will be in there and what it was for or they have to refund it.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 M…[Read more]

I would be looking at the mortgage insurance figure on your second and third property.

YOUR MORTGAGE BROKER SHOULD HAVE GONE THROUGH THESE FIGURES WITH YOU BEFORE YOU SIGNED ANYTHING!

I have dealt with ING and they do not have high fees if you ick the right products. In fact, if you have had an ING Direct account for more than three months and…[Read more]

Most of the 100% lenders will give you a 100% loan when your resident visa come through if you are secure in you work and have clean credit history. This is nothing special. You even answered this yourself in your post.

My concern is when you purchase house a land packages and secure the finance from a closely affiliated company. Many people et…[Read more]

Obviously you are an investor so you are able to claim. Good luck to the others though.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

I have been onto this for a few days already. Most of the current affairs shows are very much like Jenman. They like the doom and gloom!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 M…[Read more]

Terence,

He will NOT lose the FHOG if he buys an investment property first. You can buy as many investment properties as you like as long as you DON’T live in them.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as…[Read more]

It is interesting that they waited until a nice big property downturn before attempting a property buyback.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

The Earth did open up causing freak tidal waves.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

CG = Capital Gains
CF = Cash Flow

He is a newbie Byron.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

Don’t worry, I am sure they will be putting a huge wall alongside the highway to reduce noise levels. Imagine the great view (not to mention the shadows)! Better you than me.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be…[Read more]

In case you guys missed it, the emails have lost a lot of formatting when I pasted them here. There were a lot of BOLD CAPITALS!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage P…[Read more]

Obiwan,

So basically, you believe interest rates will decrease or remain steady?

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

I only just realised that was your site. Thanks for bringing it to our attention. What State are you based in?

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

I worked it out. You have to upload the image to the net correctly first. Then it is just a matter of typing in the link to where the picture file is.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual…[Read more]

Here is my reply…

From: Robert Bou-Hamdan [mailto:robert@mortgagepackaging.com.au]
Sent: Monday, December 27, 2004 9:48 PM
To: ‘David Reardon’
Subject: RE: Contact from http://www.jenman.com.au/NewsStories1.php?id=94

It must be a pre-requisite to work for Mr Jenman to only operate with one eye open.

To address your email point by point (as I…[Read more]

UPDATE!

From: David Reardon [mailto:davidreardon@jenman.com.au]
Sent: Monday, December 27, 2004 9:12 PM
To: robert@mortgagepackaging.com.au
Subject: Re: Contact from http://www.jenman.com.au/NewsStories1.php?id=94

Dear Bou (sic)

The piece you refer to is NOT an article, but a story written by a consumer. It carries a clear heading – “S…[Read more]

Originally posted by scotty3:
I watch what they banks offer with fixed interest rates – they don’t get it wrong too often. Right now, that would suggest there is still some breathing space before any great interest rate hikes- though they have to come some time, so there’s no room for compacency!

Cheers,
scotty3

Why do you believe that interest…[Read more]

No problem Steve. I will email it to you AND post it here.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

This has been answered over at https://www.propertyinvesting.com/forum/topic/14613.html

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd