PropertyInvesting.com | nicolas_b | Activity https://www.propertyinvesting.com/members/nicolas_b/activity/ Activity feed for nicolas_b. Mon, 13 Apr 2026 02:43:10 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 4cc52db09014bfd63dd43bf4a1f46533 nicolas_b replied to the topic Purchasing overseas IP through SMSF in the forum Hello, https://www.propertyinvesting.com/topic/4408951-purchasing-overseas-ip-through-smsf/#post-4688269 Thu, 04 Apr 2013 00:04:03 +0000 Hello,
I am currently living overseas and looking to buy a property with saved funds.
I am not planning on returning to Australia for a couple of years.
Is it possible to use funds from a SMSF to renovate the property I have purchased outright ? (Funds not associated with my SMSF)
For example completely update an apartment. (Kitchen. Bathrooms,…[Read more]

]]> 018be472b7574bf9adb532e116c9aa5c nicolas_b replied to the topic Can Anyone Help Me With An Equation in the forum General Property https://www.propertyinvesting.com/topic/4405133-can-anyone-help-me-with-an-equation/#post-4658534 Wed, 16 Nov 2011 01:36:34 +0000 ajago5 wrote:
Thanks guys you've been a great help .. I had a look at the links, very interesting stuff and Im in the process of setting up a spreadsheet to help me with risk analysis and other issues. It is a bit tricky though but Ill keep at it. Thank again adam

You might want to take a look at @RISK — Risk analysis software. A great free…[Read more]

]]> a837ab93de56f2c4593f0dc0f178db6e nicolas_b replied to the topic Finance Question in the forum Finance https://www.propertyinvesting.com/topic/4404164-finance-question-8/#post-4651387 Sun, 10 Jul 2011 05:23:00 +0000 Are Low Doc / No Doc loans still available?What are the requirements?Minimum deposit / Maximum deposit? Would someone qualify $650 K deposit, ($50K to be set-aside for mortgage payments) borrowing $400k. 

]]> cfa2bf27b1879039ddcc5583c561863c nicolas_b replied to the topic Is property really unaffordable? in the forum General Property https://www.propertyinvesting.com/topic/4400859-is-property-really-unaffordable/#post-4629778 Wed, 02 Mar 2011 01:41:13 +0000 The Economist has just published an article 1st March 2011 on Australia's housing.http://www.economist.com/blogs/freeexchange/2011/03/australias_house_prices"This week in The Economist we will publish our quarterly index of house prices around the world. Australia's homes are the most overvalued in the index. The ratio of prices to rents in the…[Read more]

]]> 5b63c52f8e3e7b1ff9a9336128dfa15e nicolas_b replied to the topic Useful Buffett Insight in the forum General Property https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/3/#post-4642201 Mon, 21 Feb 2011 22:17:46 +0000 toe wrote:

white_goodman wrote:
your first sentence makes zero sense.

I can only assume you've misunderstood my point, because it makes perfect sense.

Quote:
From SMHAbout a quarter of  Australians rent their homes through the private rental market — and nearly half of these (45%) are helped to make the rent through subsidies from C…[Read more]

]]> 1b7a91b1c37606e4c799966b4f8b32b0 nicolas_b replied to the topic No Housing Bubble in Australia...is there? in the forum General Property https://www.propertyinvesting.com/topic/4400323-no-housing-bubble-in-australia-is-there/page/9/#post-4626704 Fri, 18 Feb 2011 05:08:08 +0000 fWord wrote:
Yes, prices have crashed in these countries. Why is it so? Are there an overwhelming number of similarities we can draw between Australia's property market and those of which have crashed? And believe me, I'm not touting that the Australian property market cannot falter. In life, we can only expect to be surprised. What I am…[Read more]

]]> 2e6243c8bc15570c7a0e7b2940e59397 nicolas_b replied to the topic No Housing Bubble in Australia...is there? in the forum mattnz wrote:Just looking at https://www.propertyinvesting.com/topic/4400323-no-housing-bubble-in-australia-is-there/page/9/#post-4626703 Fri, 18 Feb 2011 05:06:00 +0000 mattnz wrote:
Just looking at Genworth's financial position and exposure. In 2008 their share price dropped from ~$35 to $1.12 due to their exposure to the US housing market. The scary thing is their exposure to the Australian market is far larger and any significant drop here would almost certainly cause insolvency. Of their 3.8 million LMI…[Read more]

]]> 333f5a2983c3c3ba78fbffca3c5cc53b nicolas_b replied to the topic No Housing Bubble in Australia...is there? in the forum General Property https://www.propertyinvesting.com/topic/4400323-no-housing-bubble-in-australia-is-there/page/6/#post-4626652 Fri, 04 Feb 2011 06:05:22 +0000 nicolas_b wrote:
Here is another article from Seeking Alpha.http://seekingalpha.com/article/227083-the-great-australian-housing-bubbleMost of the people I know have been off-loading their property portfolios. (All based in Sydney). You never want to put all your eggs in one basket, especially if the egg is leveraged.   What worries me about A…[Read more]

]]> 1a343e7256ffdafcc65d1f965d30ecc4 nicolas_b replied to the topic No Housing Bubble in Australia...is there? in the forum General Property https://www.propertyinvesting.com/topic/4400323-no-housing-bubble-in-australia-is-there/page/6/#post-4626651 Fri, 04 Feb 2011 06:02:15 +0000 Wynyard wrote:
"prices in Singapore are highway robbery" Why are we in this position? Indeed, that is all news to me, thank you for lifting the wool from my eyes. In someways I'm glad to know we're not alone, it strengthens my feeling that we are all screwed – and that perhaps there could still be a revolution (several, a la Egypt). Maybe there…[Read more]

]]> 8ec00cc19d29da9b7988480f72e97c0d nicolas_b replied to the topic No Housing Bubble in Australia...is there? in the forum Here is another article from https://www.propertyinvesting.com/topic/4400323-no-housing-bubble-in-australia-is-there/page/6/#post-4626648 Fri, 04 Feb 2011 04:45:30 +0000 Here is another article from Seeking Alpha.http://seekingalpha.com/article/227083-the-great-australian-housing-bubbleMost of the people I know have been off-loading their property portfolios. (All based in Sydney). You never want to put all your eggs in one basket, especially if the egg is leveraged.   What worries me about Australian property, 1…[Read more]

]]> bf08802e42a19f08d069c2d8710362a4 nicolas_b replied to the topic QLD Floods in the forum General Property https://www.propertyinvesting.com/topic/4402443-qld-floods-2/#post-4639575 Wed, 12 Jan 2011 23:33:35 +0000 keiko wrote:
I would like to know what the renting people are planning on doing, move to a new town suburb or clean up there rented house and stay put.

I believe it is the responsibility of the landlord to repair, clean  the property. Correct me if I am wrong, I believe Flood damage is classified as an emergency repair.  The best indication o…[Read more]

]]> 3cc388eba4f7a9f4b0ae97e19c6f4022 nicolas_b replied to the topic australian economy in the forum General Property https://www.propertyinvesting.com/topic/4402313-australian-economy/#post-4638893 Wed, 05 Jan 2011 02:24:29 +0000 I think you should educate yourself to the actual facts. The Labor Govt’ (admittedly never voted for them, never will, it’s just not what I have been brought up to do.) actually saved the Australian property market through the Govt’ Guarantee.  The Banks’ crawled on their hands and knees when the overseas debt markets dried up during the height o…[Read more]

]]> b28ee4518313e05aaf3fef03cca234f1 nicolas_b replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/37/#post-4549152 Wed, 15 Dec 2010 03:37:58 +0000 "is there a difference between rich and super rich … is our rich middle class as we know them and supper rich another level we never talk about? … super rich pay 20 million for a penthouse and don't care if it value drops here and there ??? … who are poor people and what level is poor?"The "super rich" people I know do not invest in…[Read more]

]]> f25d42042286f04d955be7a24f8a8377 nicolas_b replied to the topic Visa situation for Australians staying in US in the forum It all depends on how much https://www.propertyinvesting.com/topic/4401971-visa-situation-for-australians-staying-in-us/#post-4636741 Tue, 23 Nov 2010 13:31:19 +0000 It all depends on how much money you have.You could possibly get a E2 visa so long as you meet and continue to meet the requirements you can stay indefinitely.Check out http://www.globalvisas.com/ and or US Visa Wizard http://canberra.usembassy.gov/niv_wizard.html

]]> bb78568dd15a987b02e2d43b93f938a5 nicolas_b replied to the topic Tips On Saving For Your First Home Deposit Faster in the forum General Property https://www.propertyinvesting.com/topic/4401421-tips-on-saving-for-your-first-home-deposit-faster/page/2/#post-4633601 Fri, 05 Nov 2010 06:01:59 +0000 I personally would not be putting every spare cent I have in Gold. Gold is an investment in Govt default. I do not believe there is any empirical evidence of Gold being a hedge against inflation.One suggestion I would put out there is Education. "If a man empties his purse into his head, no man can take it away from him. An investment in…[Read more]

]]> ebd761bbc0d78e9b438fa59a960d7276 nicolas_b replied to the topic No Housing Bubble in Australia...is there? in the forum General Property https://www.propertyinvesting.com/topic/4400323-no-housing-bubble-in-australia-is-there/page/5/#post-4626632 Sun, 31 Oct 2010 12:19:37 +0000 Our banks have mark to market RMBS debt held on their books. The only way property can continue to rise is IF international investors continue to rollover the banks finance at affordable levels. The banks and LMIs have been reducing capital requirements by continually updating valuations and doing capital calculations on the updates.Which…[Read more]

]]> 9536b802b215d00bcd9c146a40f1c8ef nicolas_b replied to the topic Perth/Australian house prices during great depression in the forum General Property https://www.propertyinvesting.com/topic/4394811-perthaustralian-house-prices-during-great-depression/#post-4596009 Sat, 23 Oct 2010 02:54:46 +0000 50mil,I good study of Australian house prices is from "Long term housing prices in Australia and some economic perspectives" by Stapledon, Nigel David, Economics, Australian School of Business, UNSW.You can find his thesis here http://unsworks.unsw.edu.au/vital/access/manager/Repository/unsworks:1435Essentially here is the graph.

]]> 076ca0a3912d960266db230030c3ad2b nicolas_b replied to the topic previous sales price data site? in the forum General Property https://www.propertyinvesting.com/topic/4400881-previous-sales-price-data-site/#post-4629902 Wed, 22 Sep 2010 03:40:00 +0000 http://www.refindhouseprices.com/

]]> 4215f80aaee866acd312d39dc6af38ba nicolas_b replied to the topic Predictions Please - Inflation / Interest Rates in the forum Nothing is set in stone. I https://www.propertyinvesting.com/topic/4401232-predictions-please-inflation-interest-rates/#post-4632048 Wed, 22 Sep 2010 03:27:48 +0000 Nothing is set in stone. I would budget for 200 basis points. From the http://www.businessspectator.com.au/bs.nsf/Article/RBA-Reserve-Bank-interest-rates-stevens-paul-bloxh-pd20100921-9H39W?OpenDocument&src=pmm "Within 24 hours of being appointed by HSBC as chief economist for Australia and New Zealand, former senior Reserve Bank economist Paul…[Read more]

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