PropertyInvesting.com | Nan | Activity https://www.propertyinvesting.com/members/nano/activity/ Activity feed for Nan. Tue, 14 Apr 2026 21:49:37 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 07aca6422cfe71eaca8eed0008189849 Nan replied to the topic When I sell my IP, do I need to pay off negative gearing i claim from tax return in the forum Help Needed! https://www.propertyinvesting.com/topic/5025986-when-i-sell-my-ip-do-i-need-to-pay-off-negative-gearing-i-claim-from-tax-return/#post-5037076 Wed, 24 May 2017 03:43:57 +0000 as per above, only capital allowance will add to cost base when on-sell the property. The tax claims from Plant and equipment wont add to cost base. Is this still applied to new budget rule?

For the new budget rule, plant and equipment depreciation deductions is only for those expenses incurred by investors.

how do you think it will affect the…[Read more]

]]> c7699ca4922c224a7147e385845c26cc Nan replied to the topic Some tax questions regarding subdivision? in the forum Help Needed! https://www.propertyinvesting.com/topic/5029293-some-tax-questions-regarding-subdivision/#post-5029304 Thu, 01 Sep 2016 23:56:20 +0000 Thank you legends

Currently we live there and plan to demolish the house and build two.

To get the best profit, after we demolish current house and build two, is it better to sell one as PPOR and live in another one? And It will be CGT free?

]]> 8adc1d6eb437f9613fc4e3059ed6baee Nan started the topic Some tax questions regarding subdivision? in the forum Help Needed! https://www.propertyinvesting.com/topic/5029293-some-tax-questions-regarding-subdivision/ Thu, 01 Sep 2016 07:23:56 +0000 I want to subdivide my own house.

After completion, if I sell both of them, do I need to pay any tax for the benefit?

]]> 68218a322c44c2054e601ad4ae4ac8e3 Nan replied to the topic Do you think it is time to go fixed interest rate? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/5027811-do-you-think-it-is-time-to-go-fixed-interest-rate/#post-5027887 Sun, 26 Jun 2016 00:13:16 +0000 Thank you Pimobpo and Benny. You mentioned a lot of areas I did not consider before. This post will help others who have the same question. Thank you as always.

]]> e16125a55bff36cf21ee6634465144df Nan started the topic Do you think it is time to go fixed interest rate? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/5027811-do-you-think-it-is-time-to-go-fixed-interest-rate/ Fri, 24 Jun 2016 00:09:45 +0000 As the interest rate is low at the moment, although it is expected to have another cut, do you think it is good timing to change to fixed interest rate now?

What do you guys think?

]]> 52d68315d4d34aec1d5b0177828c916c Nan replied to the topic The questions regarding renovating the house before settlement date in the forum Legal & Accounting https://www.propertyinvesting.com/topic/5027690-the-questions-regarding-renovating-the-house-before-settlement-date/#post-5027759 Wed, 22 Jun 2016 12:28:41 +0000 Thank you Jason and Terry. It is income deductible, so it will be claimed under ‘repair and maintenance’?

]]> 4037537d3de6fab9e1fa6a66278114ef Nan replied to the topic Do you need receipts in able to claim investment property tax return? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/5027677-do-you-need-receipts-in-able-to-claim-investment-property-tax-return/#post-5027758 Wed, 22 Jun 2016 12:15:24 +0000 very good point blackhotel. I agree with you, ATO ask for receipts. The hand written receipts are receipts too. That is my understanding too. Anyone correct us if we are wrong:)

]]> 8759160731ff744ac0c87bc480b4dd9b Nan replied to the topic The questions regarding renovating the house before settlement date in the forum Legal & Accounting https://www.propertyinvesting.com/topic/5027690-the-questions-regarding-renovating-the-house-before-settlement-date/#post-5027695 Mon, 20 Jun 2016 04:54:28 +0000 Thank you Benny, what you said make a lot of sense.

Anyone from this forum did this kind of arrangement before?

Cheers.

]]> 0d7cf705dab00aa88621e4ab05b4b03c Nan started the topic The questions regarding renovating the house before settlement date in the forum Legal & Accounting https://www.propertyinvesting.com/topic/5027690-the-questions-regarding-renovating-the-house-before-settlement-date/ Mon, 20 Jun 2016 01:21:53 +0000 Hi everyone,

Thank you in advance.

We are going to make an offer to an IP, finger crossed we can get the house.

I want to put a condition on the contract, ‘get access to house 2 weeks before settlement for renovation’. I believe the owner will agree as we just need to pay more deposit and offer a little more.

I have a questions regarding…[Read more]

]]> cbf7d314bff03f75879df1ce27212f47 Nan replied to the topic Do you need receipts in able to claim investment property tax return? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/5027677-do-you-need-receipts-in-able-to-claim-investment-property-tax-return/#post-5027689 Sun, 19 Jun 2016 23:13:13 +0000 Thank you Terry:)

]]> ff205d1cecd69d887dd37ed412fa4eb6 Nan started the topic Do you need receipts in able to claim investment property tax return? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/5027677-do-you-need-receipts-in-able-to-claim-investment-property-tax-return/ Sun, 19 Jun 2016 01:50:51 +0000 Hi,

This must be a very dumb question, lol.

Do we need to have receipts for everything you want to claim for investment propert tax return?

Like lawn mowing, if we have some cash workers to do it for us, but they don’t have tax invoice for us, is it okay?

Also for the home appliance or furniture, if we want to buy second hand from gumtree…[Read more]

]]> ca54ae08d78155777c96201ec154287b Nan replied to the topic How can I borrow max. loan from bank? Any good broker here? in the forum Finance https://www.propertyinvesting.com/topic/5027465-how-can-i-borrow-max-loan-from-bank-any-good-broker-here/#post-5027471 Fri, 10 Jun 2016 04:19:10 +0000 Thank you Jamie:)

]]> e66fcc4ef90a85d8f07469c69a7d566b Nan replied to the topic How can I borrow max. loan from bank? Any good broker here? in the forum Finance https://www.propertyinvesting.com/topic/5027465-how-can-i-borrow-max-loan-from-bank-any-good-broker-here/#post-5027469 Fri, 10 Jun 2016 04:08:59 +0000 Thank you Richard. I will keep in touch.

By the way, I am in Adelaide. Hope it still works.

]]> 05b94c9c88c511772e3c4b20ff235c41 Nan started the topic How can I borrow max. loan from bank? Any good broker here? in the forum Finance https://www.propertyinvesting.com/topic/5027465-how-can-i-borrow-max-loan-from-bank-any-good-broker-here/ Fri, 10 Jun 2016 02:08:56 +0000 I have my own house worth around $650K to $700K and now looking for an investment house with purchase price around $600K.

Currently my own house loan is under CBA. I want to borrow as many as I can for my investment. Should I go with Big 4 or find other banks, will they usually lend more loan to clients than big 4 banks?

Are there any good…[Read more]

]]> 30af0a9387afa62704a7979828e52ac8 Nan replied to the topic Frustrating - Steve and Nathan's success not applicable to current market? in the forum Help Needed! https://www.propertyinvesting.com/topic/5027368-frustrating-steve-and-nathans-success-not-appliable-to-current-market/#post-5027464 Fri, 10 Jun 2016 01:50:05 +0000 Thank you Benny. The link you shared is a very good post.

]]> b6adda58b1663a05c43c04b9e1cfaa28 Nan started the topic Frustrating - Steve and Nathan's success not applicable to current market? in the forum Help Needed! https://www.propertyinvesting.com/topic/5027368-frustrating-steve-and-nathans-success-not-appliable-to-current-market/ Tue, 07 Jun 2016 06:21:16 +0000 Hi,

I have been looking for the investment property for 2 years now and still looking. Steve and Nathan’s property achievement stories taught us to buy property at low price. But at current market, there is no way to buy property under market price and in the opposite way, we have to buy them over the market price. When Steve bought his first…[Read more]

]]> 212c2419c67df9e432361ab9972c69c9 Nan started the topic Frustrating - Steve and Nathan's success not appliable to current market? in the forum Help Needed! https://www.propertyinvesting.com/topic/5027368-frustrating-steve-and-nathans-success-not-appliable-to-current-market/ Tue, 07 Jun 2016 06:21:16 +0000 Hi,

I have been looking for the investment property for 2 years now and still looking. Steve and Nathan’s property achievement stories taught us to buy property at low price. But at current market, there is no way to buy property under market price and in the opposite way, we have to buy them over the market price. When Steve bought his first…[Read more]

]]> 4f4ab27bdcfd069e5a09bed5f2703002 Nan replied to the topic why should you seperate your owner occupied home loan from IP loan? in the forum Help Needed! https://www.propertyinvesting.com/topic/5026380-why-should-you-seperate-your-owner-occupied-home-loan-from-ip-loan/#post-5026646 Fri, 27 May 2016 04:07:43 +0000 thank you Jamie

]]> 21712bf3a98ea76747439a8a88ba9233 Nan replied to the topic why should you seperate your owner occupied home loan from IP loan? in the forum Help Needed! https://www.propertyinvesting.com/topic/5026380-why-should-you-seperate-your-owner-occupied-home-loan-from-ip-loan/#post-5026541 Fri, 27 May 2016 02:28:26 +0000 Thank you Benny and the good guy:).

We just need to separate the personal home loan from investment loans. Is it okay to put all investment properties under one loan? Or for investment properties, it is better to use different banks too?

]]> c26f92b3a320178560b72e8e82621080 Nan started the topic why should you seperate your owner occupied home loan from IP loan? in the forum Help Needed! https://www.propertyinvesting.com/topic/5026380-why-should-you-seperate-your-owner-occupied-home-loan-from-ip-loan/ Thu, 26 May 2016 06:43:50 +0000 My broker once told me, it is better to use different banks for your loans, to separate your owner occupied home loan to your investment property loan.

Do you think it makes sense?

]]> 680bbbb4f1d2d10b9be4184574b5dec4 Nan replied to the topic When I sell my IP, do I need to pay off negative gearing i claim from tax return in the forum Help Needed! https://www.propertyinvesting.com/topic/5025986-when-i-sell-my-ip-do-i-need-to-pay-off-negative-gearing-i-claim-from-tax-return/#post-5026139 Tue, 24 May 2016 00:27:40 +0000 Thanks Ben, thanks Terry.

Does anyone have good accountant with property focus in Adelaide? Or do anyone use good online accountant who are very good at investment property, etc?

]]> 0beac592605d29255432deea4a0433bf Nan replied to the topic When I sell my IP, do I need to pay off negative gearing i claim from tax return in the forum Help Needed! https://www.propertyinvesting.com/topic/5025986-when-i-sell-my-ip-do-i-need-to-pay-off-negative-gearing-i-claim-from-tax-return/#post-5026139 Tue, 24 May 2016 00:27:40 +0000 Thanks Ben, well explanation.

Does anyone have good accountant with property focus in Adelaide? Or do anyone use good online accountant who are very good at investment property, etc?

]]> 287a2bb42e33281166eb30fc20455dd6 Nan replied to the topic Valuation in the forum Help Needed! https://www.propertyinvesting.com/topic/5025995-valuation-7/#post-5026076 Mon, 23 May 2016 04:02:05 +0000 Thank you Jamie

]]> b6cc1c232765b3a42b303064a6eab9e1 Nan started the topic When can you start thinking buying property from your superfund? in the forum Help Needed! https://www.propertyinvesting.com/topic/5026054-when-can-you-start-thinking-buying-property-from-your-superfund/ Mon, 23 May 2016 01:22:27 +0000 I heard a lot of people taking about using superfund to buy property.

When can we start thinking about that? Do you have to have a lot of superfund?

]]> d2b4ac6f34ac474f24acc07e44c16cc3 Nan replied to the topic When I sell my IP, do I need to pay off negative gearing i claim from tax return in the forum Help Needed! https://www.propertyinvesting.com/topic/5025986-when-i-sell-my-ip-do-i-need-to-pay-off-negative-gearing-i-claim-from-tax-return/#post-5026052 Mon, 23 May 2016 00:12:23 +0000 Hi Richard,

Thank you so much.

Sorry, I am a bit new with all of these. You mention ‘any Capital Allowance claim’, does it include the strata fee, maintenance fee, agents rental management fee we claim every year?

Kind Regards,

]]> 08d06518d6a06e7c463e2d1a67c6bfda Nan replied to the topic Valuation in the forum Help Needed! https://www.propertyinvesting.com/topic/5025995-valuation-7/#post-5026051 Mon, 23 May 2016 00:06:57 +0000 what does this revaluation? Does the bank do it? Do we ask the bank to revaluation the property and see how much it increases?

]]> f4debe2853d7673a09dde46c21e9e66b Nan started the topic When I sell my IP, do I need to pay off negative gearing i claim from tax return in the forum Help Needed! https://www.propertyinvesting.com/topic/5025986-when-i-sell-my-ip-do-i-need-to-pay-off-negative-gearing-i-claim-from-tax-return/ Fri, 20 May 2016 06:02:06 +0000 Hi,

I have a question about negative gearing.

For example, If I have an investment property bought at 460K, which is negative gearing, I am able to claim 10K tax return from ATO each year.

After 4 years, when I sell this IP, I sell at 580K. So I earn 120K. In past 4 years, I claim 40K tax return from ATO due to negative gearing. After I sell…[Read more]

]]> c85be497edca63bb6e79b630326cdc17 Nan replied to the topic 30 properties before 25, finance??? in the forum Finance https://www.propertyinvesting.com/topic/4404268-30-properties-before-25-finance/page/5/#post-5025956 Thu, 19 May 2016 07:28:48 +0000 Hi Richard,

Would really appreciate it if you could email me your article. <email address removed on request – Moderator>

Thank you

]]> fbbe9d6490033e2808922626a301c1fb Nan became a registered member https://www.propertyinvesting.com/activity/p/305709/ Sun, 25 Jan 2015 23:09:57 +0000