PropertyInvesting.com | mizfitz | Activity https://www.propertyinvesting.com/members/mizfitz/activity/ Activity feed for mizfitz. Tue, 14 Apr 2026 16:05:45 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 bc25e08531e3524ff2d6536e89a7121a mizfitz started the topic serviceability when working on hourly basis in the forum Finance https://www.propertyinvesting.com/topic/4996466-serviceability-when-working-on-hourly-basis/ Mon, 10 Nov 2014 05:24:59 +0000 My husband and I have IP and PPOR and are currently under contract with another property to be come PPOR (current PPOR to be IP#2)
i have changed employment since last loan (this time last year) and apparently the banks insurer is having an issue that i am paid on an hourly basis – even though it is a permanent full time position. i have been…[Read more]

]]> b0381d381af6752077aa93c12651c865 mizfitz replied to the topic Tenant 3 weeks behind, what are the possible scenarios?? in the forum General Property https://www.propertyinvesting.com/topic/4989959-tenant-3-weeks-behind-what-are-the-possible-scenarios/#post-4989963 Thu, 01 May 2014 04:58:20 +0000 Thanks Jaime M, I am hoping for a quick and simple resolution!!
What happens if she leaves peacefully and bond covers rent but there are issues with the property?? ie cleaning and some repairs?? What happens then? Is that claimed for on my insurance??

]]> 8d7d8a14e9722473588f61d359693470 mizfitz started the topic Tenant 3 weeks behind, what are the possible scenarios?? in the forum General Property https://www.propertyinvesting.com/topic/4989959-tenant-3-weeks-behind-what-are-the-possible-scenarios/ Thu, 01 May 2014 03:01:42 +0000 Then tenant in my recently acquired first IP is currently 3 weeks behind in rent according to my PM. She has dodged phone calls and isnt returning emails. My PM is dropping in and leaving a notice to vacate. If she leaves gracefully does her bond money cover outstanding rent? (hopefully the property is left in good order) Is there anything else…[Read more]

]]> c971dd8c11ed4af16f44b7becc861113 mizfitz replied to the topic Seperate equity loan, interest deductible?? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4410826-seperate-equity-loan-interest-deductible/#post-4700005 Sat, 15 Mar 2014 23:43:32 +0000 outstanding,  thank you!!!

]]> fff7d32a8bd308836af0e0dc26c32e17 mizfitz replied to the topic replacing fencing... what do i need to know re tax?? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4410758-replacing-fencing-what-do-i-need-to-know-re-tax/#post-4699567 Wed, 26 Feb 2014 20:21:13 +0000 Hi Duckster'

Thank you for your input, at least i am on the right page!!

Cheers

]]> 90379016895fd85d5fa330a8abf5ab66 mizfitz replied to the topic Rockville -suburb of Toowoomba in the forum Help Needed! https://www.propertyinvesting.com/topic/4410056-rockville-suburb-of-toowoomba/#post-4694993 Sat, 28 Sep 2013 07:43:11 +0000 I also second that comment halfback, as I also live in toowoomba. Areas such as harristown, newtown wilsonton (not wilsonton heights) are at the bottom end of the price spectrum and these properties are going like hotcakes atm (i just signed a contract on an IP in bris as the market is too hot here). Dont get me wrong there are some nice streets…[Read more]

]]> 46b8b893a4dc9bbd43cead7fb9d97266 mizfitz replied to the topic Purchasing sight unseen in the forum Help Needed! https://www.propertyinvesting.com/topic/4409982-purchasing-sight-unseen/#post-4694575 Tue, 10 Sep 2013 19:40:49 +0000 Thats exactly right JacM, some photos go back years! I'll just have to bite the bullet and go for a road trip!!

]]> 43d5a98b17ff038344404f396640e2cd mizfitz replied to the topic Purchasing sight unseen in the forum Thanks again forum people!  I https://www.propertyinvesting.com/topic/4409982-purchasing-sight-unseen/#post-4694573 Tue, 10 Sep 2013 06:41:18 +0000 Thanks again forum people!  I love having answers to all my questions!!

]]> a28347b14f811481f0a33e053f01ac6d mizfitz replied to the topic how far will a combined income of $80k get us?? in the forum Finance https://www.propertyinvesting.com/topic/4409791-how-far-will-a-combined-income-of-80k-get-us/#post-4693682 Wed, 31 Jul 2013 02:37:28 +0000 Thanks Jamie, 

we'll go slow and steady to win this race, we are in our late 20's and have no desire to go all out and get in over our heads. we both love our jobs but just want something profitable to do with our extra $$

]]> 5b263a49e45ddfcbd3be90f6eeb14e46 mizfitz replied to the topic how far will a combined income of $80k get us?? in the forum Finance https://www.propertyinvesting.com/topic/4409791-how-far-will-a-combined-income-of-80k-get-us/#post-4693680 Wed, 31 Jul 2013 00:25:18 +0000 Well that’s some welcome news! I’ve done 18 months of research, subscribe to 2 investment mags and go through this forum from back to front learning all the ins n outs. I just wanted to make sure I wasn’t setting my bar too high. Capital growth and rental yields are going to be the #1 thing on my list.
Thank you for your positive feedback

]]> 1a3785f4abb61ecee9c9e6d91335408f mizfitz replied to the topic renovating with a tenant in place in the forum General Property https://www.propertyinvesting.com/topic/4409699-renovating-with-a-tenant-in-place/#post-4693234 Sun, 14 Jul 2013 00:05:09 +0000 I was hoping so DK!! I also did a cosmestic reno on my PPOR which has aided in my first IP, was just wanting to recreate what had already worked for me. But I think i will either look at empty properties or tenanted ones that already have been updated; if the numbers stack up. Cheers for that guys 

]]> 7db6e0df0478d7bc03eea9fa211e379f mizfitz replied to the topic renovating with a tenant in place in the forum General Property https://www.propertyinvesting.com/topic/4409699-renovating-with-a-tenant-in-place/#post-4693232 Sat, 13 Jul 2013 23:12:46 +0000 looking at purchasing first IP in Toowoomba, where i also live, a lot of the houses in my price bracket (250k) are tenanted, I was wanting to do just basic reno, paint, floors, kitchen and bathroom to speed up my equity process so that i can use it to fund another purchase, So my question is should it be put in the too hard basket and just focus…[Read more]

]]> 3d7f6b3a76343874a1093c19ae21c73b mizfitz replied to the topic Best place for renovation/hold or renovation/sell in Toowoomba? in the forum Help Needed! https://www.propertyinvesting.com/topic/4409350-best-place-for-renovationhold-or-renovationsell-in-toowoomba-2/#post-4690729 Sat, 13 Jul 2013 07:48:29 +0000 I have been a resident of toowoomba for 10 years and am in the process of purchasing my first IP here. I also have been leaning towards newtown, harristown and i live in a fantastic part of wilsonton that i would also buy in. While attempts have been made to upgrade areas of wilsonton heights (new housing estate and small shops) the area is still…[Read more]

]]> fe09ceec60057ef432ce44bd68cc913c mizfitz replied to the topic 30 properties before 25, finance??? in the forum curiosity has got the better https://www.propertyinvesting.com/topic/4404268-30-properties-before-25-finance/page/7/#post-4652644 Mon, 22 Apr 2013 03:54:09 +0000 curiosity has got the better of me Qlds007, may i please have a copy of your article? elly.fitzgerald@bigpond.com
Cheers

]]> 964678ed77b36ef40535dc6953098e70 mizfitz replied to the topic MILDURA: TO BUY OR NOT TO BUY? in the forum General Property https://www.propertyinvesting.com/topic/4408497-mildura-to-buy-or-not-to-buy/#post-4684372 Tue, 26 Mar 2013 22:38:59 +0000 thanks everyone for their input, i agree that it is a good place for rental yields to balance out a portfolio and maybe something to look into in the future, but as i am only just starting out on my portfolio i might stick to somewhere that has some capital gains on the horizon.

CHEERS

]]> d63c881b5d9a14d61a173101606d9670 mizfitz replied to the topic removable homes as an option? in the forum General Property https://www.propertyinvesting.com/topic/4408667-removable-homes-as-an-option/#post-4686029 Sat, 09 Feb 2013 02:41:45 +0000 Thanks for the feedback, its definately food for thought, holding costs and financing are also hurdles as well as council permits.

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