PropertyInvesting.com | manolo76 | Activity https://www.propertyinvesting.com/members/manolo76/activity/ Activity feed for manolo76. Fri, 17 Apr 2026 20:24:56 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 b1a329d5f75a0194640720a2d52c45b4 manolo76 replied to the topic Do I use Savings or Equity? in the forum Finance https://www.propertyinvesting.com/topic/5015213-do-i-use-savings-or-equity/#post-5015421 Tue, 03 Nov 2015 01:06:29 +0000 Thank Johnny K. Yes it does make sense and i understand the principle behind. I just find difficult to clearly visualised the advantages of it. I like to see everything in a number and paper. Thanks to everyone for the comments.

The conclusion is that:
1) I am going to refinance the property 1: First. I am going to have one loan attached with an…[Read more]

]]> 675746b1b7b366871daf8360aaed239b manolo76 replied to the topic Do I use Savings or Equity? in the forum Finance https://www.propertyinvesting.com/topic/5015213-do-i-use-savings-or-equity/#post-5015308 Sun, 01 Nov 2015 06:56:46 +0000 Imb

]]> a6718fa4145d07d65c1119548cebb79d manolo76 replied to the topic Do I use Savings or Equity? in the forum Finance https://www.propertyinvesting.com/topic/5015213-do-i-use-savings-or-equity/#post-5015251 Fri, 30 Oct 2015 21:32:19 +0000 Thank Jamie for your advice

Juan

]]> 9ac8a69b3b7b6388ca7d1ad6b05c209d manolo76 replied to the topic Do I use Savings or Equity? in the forum Finance https://www.propertyinvesting.com/topic/5015213-do-i-use-savings-or-equity/#post-5015234 Fri, 30 Oct 2015 09:33:22 +0000 Thanks Richard, Terry and Jamie. Awesome comments.
So taking in consideration all your contributions, let see the scenario:
1) Although the property is going to be IP for one year, still i should use the equity froom property 1 to purchase property 2
2) In order to use the equity of property 1 we should consider to take a different loan for the…[Read more]

]]> d0467cecad704952176061ca0d3b483d manolo76 replied to the topic Do I use Savings or Equity? in the forum Finance https://www.propertyinvesting.com/topic/5015213-do-i-use-savings-or-equity/#post-5015234 Fri, 30 Oct 2015 09:33:22 +0000 Thanks Richard, Terry and Jamie. Awesome comments.
So taking in consideration all your contributions, let see the scenario:
1) Although the property is going to be IP for one year, still i should use the equity froom property 1 to purchase property 2
2) In order to use the equity of property 1 we should consider to take a different loan for the…[Read more]

]]> f4a5a13aa13330ee08c47b12bdce3dbd manolo76 replied to the topic Do I use Savings or Equity? in the forum Finance https://www.propertyinvesting.com/topic/5015213-do-i-use-savings-or-equity/#post-5015234 Fri, 30 Oct 2015 09:33:22 +0000 Thanks Richard, Terry and Jamie. Awesome comments.
So taking in consideration all your contributions, let see the scenario:
1) Although the property is going to be IP for one year, still i should use the equity froom property 1 to purchase property 2
2) In order to use the equity of property 1 we should consider to take a different loan for the…[Read more]

]]> 0a3ede96071fe729691d618beac0e04a manolo76 replied to the topic Do I use Savings or Equity? in the forum Finance https://www.propertyinvesting.com/topic/5015213-do-i-use-savings-or-equity/#post-5015234 Fri, 30 Oct 2015 09:33:22 +0000 Thanks Richard, Terry and Jamie. Awesome comments.
So taking in consideration all your contributions, let see the scenario:
1) Although the property is going to be IP for one year, still i should use the equity froom property 1 to purchase property 2
2) In order to use the equity of property 1 we should consider to take a different loan for the…[Read more]

]]> 3fa5115526cdf2501359e9cc1eae8842 manolo76 replied to the topic Do I use Savings or Equity? in the forum Finance https://www.propertyinvesting.com/topic/5015213-do-i-use-savings-or-equity/#post-5015234 Fri, 30 Oct 2015 09:33:22 +0000 Thanks Richard, Terry and Jamie. Awesome comments.
So taking in consideration all your contributions, let see the scenario:
1) Although the property is going to be IP for one year, still i should use the equity or property 1.
2) In order to use the equity of property 1 we should consider to take a different loan for the amount of the equity. This…[Read more]

]]> 22bd0f8541e6af821ac911283b0a8ef5 manolo76 replied to the topic Do I use Savings or Equity? in the forum Finance https://www.propertyinvesting.com/topic/5015213-do-i-use-savings-or-equity/#post-5015222 Fri, 30 Oct 2015 03:37:20 +0000 Thanks Richard.
I have seek advice in relation to the structure and i given my situation i am going to purchase the property in my partner and my name. I already have advised the bank that i may use the equity in the property 1.
I regards to you comment to have a separate equity loan. I may not have that completely clear. Do you think that having…[Read more]

]]> 30a28f38ace3674e2bf7ce7e7c0bb9a4 manolo76 started the topic Do I use Savings or Equity? in the forum Finance https://www.propertyinvesting.com/topic/5015213-do-i-use-savings-or-equity/ Fri, 30 Oct 2015 01:23:00 +0000 Hi everyone:
I am currently organising to purchase a property 2. I am at the moment living in property 1 and plan to stay there for next the 12 month and keep property 2 as an investment for 12 months as well. The plan is after 12 month to move into property 2 and live there long term and leave property 1 as IP.
Currently i am facing the question…[Read more]

]]> 03458fa39c36b132943f741ae5076fa0 manolo76 replied to the topic Buying a property without finance pre-approval in the forum Help Needed! https://www.propertyinvesting.com/topic/5013866-buying-a-property-without-finance-pre-approval/#post-5014778 Mon, 19 Oct 2015 10:10:33 +0000 Thank you all

]]> 19e478825558a183015c5a9032df78db manolo76 started the topic Buying a property without finance pre-approval in the forum Help Needed! https://www.propertyinvesting.com/topic/5013866-buying-a-property-without-finance-pre-approval/ Sat, 26 Sep 2015 22:32:45 +0000 Hi Everyone i thought to get some help from this knowledgeable forum.
I just have a look at a property that i am interested in. My financial situation is ok, however i have not done the pre-approval with the lender yet as this was quite unexpected. I was wondering if there is any way to do this buying time until this week to get the mortgage…[Read more]

]]> acf12bd3aa27c3602b18fd3670e29391 manolo76 replied to the topic How do we move forward? in the forum Finance https://www.propertyinvesting.com/topic/4410458-how-do-we-move-forward/#post-4697645 Thu, 02 Jan 2014 05:57:38 +0000 Thank Terry.
I was referring to the property.  I will think about it

]]> 9ffcdf6355378a67b8e6f260583a8d5b manolo76 replied to the topic How do we move forward? in the forum Finance https://www.propertyinvesting.com/topic/4410458-how-do-we-move-forward/#post-4697643 Tue, 31 Dec 2013 01:01:03 +0000 Hi Terry. Thanks. I will dig a little bit more in depth after your comments.
In regard to the land tax… we are in NSW.
By the way what is the current situation with non working children as beneficiaries of a trust

]]> 66d141140e8c80899cdc8e5b7474b1f0 manolo76 replied to the topic How do we move forward? in the forum Finance https://www.propertyinvesting.com/topic/4410458-how-do-we-move-forward/#post-4697641 Sun, 29 Dec 2013 01:04:51 +0000 Hi Terry. Thanks again. Probably i have to work in this matter. In order to follow your comments i have consider a few option along the next lines and i will try to clarify some unclear points.

The current property (IP1) is in my wife's name is in NSW.

Terry:"If the company is buying the property in its own right then the tax on the income will…[Read more]

]]> 8b473587fafcdbccd0db226f120e9173 manolo76 replied to the topic How do we move forward? in the forum Finance https://www.propertyinvesting.com/topic/4410458-how-do-we-move-forward/#post-4697639 Sat, 28 Dec 2013 11:29:01 +0000 Hi Terry, Catalyst, Benny and Richard
Your comments have been extremely  valuable to us… thanks. Now i have more questions. I feel i need to take a good look at the value in having the trust and the company. 
I have to say that my accountant tried to fit our needs and two years ago, i feel i had stronger knowledge over this issues back then. I…[Read more]

]]> f81f5d7c0936a821f991a8eb4558a445 manolo76 replied to the topic How do we move forward? in the forum Finance https://www.propertyinvesting.com/topic/4410458-how-do-we-move-forward/#post-4697635 Fri, 27 Dec 2013 11:25:39 +0000 HI Richard and Benny. Thanks for the feedback and suggestions. Makes more sense 
Richards in regard to LMI suggestions, if this refer to loan mortgage insurance, I have been advice by my broker that given my partner and I are veterinarians, we are entitle to 90% loan without LMI. We still are in favour of 80% loans for PPOR and we will consider…[Read more]

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