PropertyInvesting.com | lukoot | Activity https://www.propertyinvesting.com/members/lukoot/activity/ Activity feed for lukoot. Fri, 17 Apr 2026 15:12:08 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 a378baeb0fc4aa2577ddc39068575473 lukoot started the topic investment loans using equity in the forum Finance https://www.propertyinvesting.com/topic/5019822-investment-loans-using-equity/ Thu, 04 Feb 2016 22:57:46 +0000 Hi,

Im not sure if i am over thinking or have fried my brain with to many things at once so dont judge me lol…regardless of how much equity i have in my PPOR (100%) to get an investment loan and to avoid LMI i need a 20% deposit right?
so if i were to use equity from my PPOR what would the loan structure look like for the new investment loan…[Read more]

]]> 2e07b93ca924a0a666e373f1ed373a2c lukoot replied to the topic Buying investment property off equity in your personal home in the forum Help Needed! https://www.propertyinvesting.com/topic/5017410-buying-investment-property-off-equity-in-your-personal-home/#post-5019679 Wed, 03 Feb 2016 09:17:19 +0000 Thanks corey… i have just been made redundant so i have decided to invest my time and money into IPs… just wondering if the bank would possibly just change the loan over to an investment loan rather than having to go through the whole process of paying the existing loan out only to get the same amout as an IO loan? Eliminating the need for…[Read more]

]]> e905d5c5b3c49d4f3955f05d05f1505b lukoot replied to the topic Buying investment property off equity in your personal home in the forum Help Needed! https://www.propertyinvesting.com/topic/5017410-buying-investment-property-off-equity-in-your-personal-home/#post-5019665 Wed, 03 Feb 2016 04:27:04 +0000 Hi,
I own my PPOR.. but i have kept a 400k loan open with 400k in the 100% offset account. Would it be more benifical to use this money to buy IPs or save up some cash and go into a trust with a partner so i keep everything seperste from my personal stuff?

Thanks in advance
luke

]]> c02dbfefe53dfc1f7431c8414a666039 lukoot started the topic principal and interest or interest only? in the forum Help Needed! https://www.propertyinvesting.com/topic/5019511-pricipal-and-interest-or-interest-only/ Sat, 30 Jan 2016 03:09:22 +0000 Hi just wondering what people are doing regarding investing loans… it seems to be hard to find properties to positively gear (not impossible but hard) with p&i. Is it recomended to stick to p&i payments or maybe go i/o to maximize possitive rental return. Help plz lol

]]> c02dbfefe53dfc1f7431c8414a666039 lukoot started the topic pricipal and interest or interest only? in the forum Help Needed! https://www.propertyinvesting.com/topic/5019511-pricipal-and-interest-or-interest-only/ Sat, 30 Jan 2016 03:09:22 +0000 Hi just wondering what people are doing regarding investing loans… it seems to be hard to find properties to positively gear (not impossible but hard) with p&i. Is it recomended to stick to p&i payments or maybe go i/o to maximize possitive rental return. Help plz lol

]]> 0a95f193845521a3b6de8a460cb783e6 lukoot started the topic where to buy nxt! in the forum Help Needed! https://www.propertyinvesting.com/topic/5019346-where-to-buy-nxt/ Mon, 25 Jan 2016 11:15:16 +0000 Hi,
My name is luke and i am 30 years old and have been interested in gaining finacial fredom through property investments. I have recently had some success with capital growth in sydney south west and was able to come out on the otherside mortgage free. Im now not sure which way to go… do i buy and renovate of just look for properties that…[Read more]

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