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	<title>PropertyInvesting.com | john howard | Activity</title>
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				<title>john howard replied to the topic Is insurance worth it? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4375806-is-insurance-worth-it/#post-4488610</link>
				<pubDate>Fri, 03 Sep 2004 12:56:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>there is a old saying in the travel industry, if you cant afford insurance u cant afford to travel. i think you can apply that too the housing market.</p>
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				<title>john howard replied to the topic property prices falling %10 year to date. in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375825-property-prices-falling-%10-year-to-date/#post-4488710</link>
				<pubDate>Fri, 03 Sep 2004 05:04:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>what do you mean yorker??????<br />
So you have just got into the housing sector????? Look, the way i see it, things will be getting a lot worse b4 it gets better. Wait untill the election is over and interest rates start moving north, it will really hit the fan then. the smart ppl have sold they properties now and cash will be king. If you guys cant&hellip;<span class="activity-read-more" id="activity-read-more-74387"><a href="https://www.propertyinvesting.com/topic/4375825-property-prices-falling-%10-year-to-date/#post-4488710" rel="nofollow">[Read more]</a></span></p>
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				<title>john howard replied to the topic property prices falling %10 year to date. in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375825-property-prices-falling-%10-year-to-date/#post-4488704</link>
				<pubDate>Thu, 02 Sep 2004 09:11:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>House price fall a record<br />
September 2, 2004</p>
<p>A RECORD quarterly decline in house prices and a fall in the number of building approvals for the third consecutive month support signs of a cooling housing market, latest figures show.</p>
<p>Approvals slipped 0.7 per cent to 14,438 units in July, compared with a downwardly revised 0.4 per cent fall in June,&hellip;<span class="activity-read-more" id="activity-read-more-74381"><a href="https://www.propertyinvesting.com/topic/4375825-property-prices-falling-%10-year-to-date/#post-4488704" rel="nofollow">[Read more]</a></span></p>
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				<title>john howard replied to the topic Mining for returns - Rent vs Capital? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4375440-mining-for-returns-rent-vs-capital/#post-4486211</link>
				<pubDate>Tue, 10 Aug 2004 08:37:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>If you want +cash flow then you can forget major capital growth.</p>
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				<title>john howard replied to the topic Albury Property Investors Group Meeting in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375139-albury-property-investors-group-meeting/#post-4483927</link>
				<pubDate>Sat, 07 Aug 2004 19:21:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Agent smith, i dont know what you are talking about. The Uni has been relocated for 3 years   now and with other development to follow, thurgoona to me, will be shown great groth in the comming years. The golf club has recently under gone a multi million $ upgrade and land is being snapped up asap. You say you know central, south and east albury&hellip;<span class="activity-read-more" id="activity-read-more-73406"><a href="https://www.propertyinvesting.com/topic/4375139-albury-property-investors-group-meeting/#post-4483927" rel="nofollow">[Read more]</a></span></p>
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				<title>john howard replied to the topic Albury Property Investors Group Meeting in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375139-albury-property-investors-group-meeting/#post-4483925</link>
				<pubDate>Fri, 06 Aug 2004 07:56:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>Albury Wodonga has an aprox population of 75 thousand ppl, for many years wodonga has been out growing albury, but recently albury&#8217;s prices have came back into line with wodonga. Albury is known as a transit city where travelers and truck drivers take breaks going thru to melb and syd. Both alb/wod have major industry ranging from BTR a gear box&hellip;<span class="activity-read-more" id="activity-read-more-73404"><a href="https://www.propertyinvesting.com/topic/4375139-albury-property-investors-group-meeting/#post-4483925" rel="nofollow">[Read more]</a></span></p>
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				<title>john howard replied to the topic Portland in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375362-portland-2/#post-4485706</link>
				<pubDate>Thu, 05 Aug 2004 10:02:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Has anyone heard of portland surgical products???? I think its known as the needle factory?? If so can you tell me anything about it??? where it is how big it is and anything else.</p>
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				<title>john howard replied to the topic INTEREST RATES  9% 2005 6 in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4375257-interest-rates-9-2005-6/#post-4485046</link>
				<pubDate>Mon, 02 Aug 2004 05:21:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>If interest rates hit 9% this forum will no longer be around, try finding a cash flow + deal trying to repay a 9% loan. The USA is moving and further intrest rate jumps will come in the comming months. I have also read personal debt has hit a trillion $, thats over 50k per person (this alone is enough for a couple of points rise in rates.</p>
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				<title>john howard replied to the topic Owners from hell  !!! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373264-owners-from-hell/page/2/#post-4470266</link>
				<pubDate>Wed, 21 Jul 2004 21:10:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Kay, either way he has been taken hook line and sinker, my advise to him is go and donate your time to a real charity (salvos) and stay well away from investing.</p>
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				<title>john howard replied to the topic Buying a Pub? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375036-buying-a-pub/#post-4483189</link>
				<pubDate>Wed, 21 Jul 2004 20:30:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Salubrious, Why never buy a lease???? If the lease is long this can be a very good way of getting into a business that has very high turn over and net profits, the secret to leaseing is to keep buying years on your lease, never go below 15 years left on a lease or it will be near impossible to sell. One of my leasees buys a year at the end of the&hellip;<span class="activity-read-more" id="activity-read-more-95369"><a href="https://www.propertyinvesting.com/topic/4375036-buying-a-pub/#post-4483189" rel="nofollow">[Read more]</a></span></p>
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				<title>john howard replied to the topic Buying a Pub? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375036-buying-a-pub/#post-4483178</link>
				<pubDate>Mon, 19 Jul 2004 07:20:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>you say in your post, a turn over of 120k???? that doesnt seem much to me. 120k would be a ok net return.</p>
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				<title>john howard replied to the topic Buying a Pub? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375036-buying-a-pub/#post-4483176</link>
				<pubDate>Mon, 19 Jul 2004 06:54:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>or the managers had put alot of the locals off by the way they were running the place, this often happens when new publicans take over, people who hadnt drank there for years start comming back.</p>
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				<title>john howard replied to the topic Timeshare in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4375034-timeshare/#post-4483150</link>
				<pubDate>Mon, 19 Jul 2004 06:51:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Why pay $500 to be told when and where to take holidays.For $600 per week you can get a really nice apartment in most places. There is a reason they died out in the 80s leave it at that.</p>
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				<title>john howard replied to the topic Buying a Pub? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375036-buying-a-pub/#post-4483174</link>
				<pubDate>Mon, 19 Jul 2004 06:25:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Make sure your patner is the licencee, as he will be the hands on partner who will be around most of the time (last thing you want is a phone call to come down to the pub at one in the morning when something has gone wrong and the police will only talk to the licencee. Also find out if you are contracted to any beer or liquor company eg you can&hellip;<span class="activity-read-more" id="activity-read-more-95357"><a href="https://www.propertyinvesting.com/topic/4375036-buying-a-pub/#post-4483174" rel="nofollow">[Read more]</a></span></p>
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				<title>john howard replied to the topic What would you do with $4000? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375026-what-would-you-do-with-4000/#post-4483047</link>
				<pubDate>Sun, 18 Jul 2004 18:37:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>turning 4 k into 12 k</p>
<p>I have a price target of 26$ b4 i get on NAB. Take a good look at a small cap share that is on the rise. I have just bought into a little BIO share with a heap of upside in the next 6 months, its called Eastland Medical Systems EMS, they are doing all the right things ATM and i beleive good news is just around the corner,&hellip;<span class="activity-read-more" id="activity-read-more-80849"><a href="https://www.propertyinvesting.com/topic/4375026-what-would-you-do-with-4000/#post-4483047" rel="nofollow">[Read more]</a></span></p>
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				<title>john howard replied to the topic Owners from hell  !!! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373264-owners-from-hell/page/2/#post-4470264</link>
				<pubDate>Sun, 18 Jul 2004 10:47:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Russh, where will it stop???? What happens to you when your doing your next deal and some one lays a sob story on you?? You need to treat all investing as business. Never get emotionally attached to anything or anyone while doing business (out side of business is a totally different thing). Offer her what you are prepared to pay taking into&hellip;<span class="activity-read-more" id="activity-read-more-96406"><a href="https://www.propertyinvesting.com/topic/4373264-owners-from-hell/page/2/#post-4470264" rel="nofollow">[Read more]</a></span></p>
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				<title>john howard replied to the topic What would you do with $4000? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4375026-what-would-you-do-with-4000/#post-4483035</link>
				<pubDate>Sun, 18 Jul 2004 06:17:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would used the 4 grand to educate myself, so that i could no longer be renting and in a low income job.</p>
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				<title>john howard replied to the topic the good time are over!!!!!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375012-the-good-time-are-over/#post-4482932</link>
				<pubDate>Sun, 18 Jul 2004 04:04:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Nothing sophisticated.</p>
<p>Finance is easily available. If prices fall as &#8216;John Howard&#8217; is saying (and mark you I don&#8217;t expect that type of across the board fall in prices) then that will encourage a great number of people to exit the market taking their profits of the last 3-4 years.</p>
<p>This is crazy talk acey!!!! You are talking about current&hellip;<span class="activity-read-more" id="activity-read-more-86812"><a href="https://www.propertyinvesting.com/topic/4375012-the-good-time-are-over/#post-4482932" rel="nofollow">[Read more]</a></span></p>
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				<title>john howard replied to the topic the good time are over!!!!!! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4375012-the-good-time-are-over/#post-4482926</link>
				<pubDate>Sat, 17 Jul 2004 07:00:42 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Aceyducey:</i></p>
<p>Quote:<br />
<i>Originally posted by john howard:</i><br />
Its in my opion that one interest rate rise will see the market go into melt down.</p>
<p>Ahhh &#8211; another Doom Sayer.</p>
<p>I love you guys &#8211; you make me so much money! [biggrin]</p>
<p>Cheers,</p>
<p>Aceyducey</p>
<p>wait for the 20% correction to happen, you wont be making to much money then</p>
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				<title>john howard replied to the topic the good time are over!!!!!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375012-the-good-time-are-over/#post-4482925</link>
				<pubDate>Sat, 17 Jul 2004 06:58:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>weston. As you said there might be a 10% drop in houses if the market does go bust, But as  i work off a cycle of 7 years, your house in 5 years time in my opinon might only be worth the same as todays rates, no to take other thing into account for eg inflation and so forth you are stuck with a property that is worth 250k in 2009 which in real&hellip;<span class="activity-read-more" id="activity-read-more-86807"><a href="https://www.propertyinvesting.com/topic/4375012-the-good-time-are-over/#post-4482925" rel="nofollow">[Read more]</a></span></p>
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				<title>john howard replied to the topic the good time are over!!!!!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375012-the-good-time-are-over/#post-4482922</link>
				<pubDate>Fri, 16 Jul 2004 19:37:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>I say that investing is at its worst point in 5 to 6 years because, as ppl have pointed out property has not retreated and is still very costly to accumalate. Key Henery said  &#8220;Well, yes, if you are looking at it from an owner&#8217;s point of view. Prices have cooled somewheat from peak times, auctions are deader, it takes doubly as long to sell a&hellip;<span class="activity-read-more" id="activity-read-more-86804"><a href="https://www.propertyinvesting.com/topic/4375012-the-good-time-are-over/#post-4482922" rel="nofollow">[Read more]</a></span></p>
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