PropertyInvesting.com | hoarel | Activity https://www.propertyinvesting.com/members/hoarel/activity/ Activity feed for hoarel. Wed, 15 Apr 2026 04:23:25 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 d81ee9f185c5f8f5d29370779525268b hoarel replied to the topic Can AU resident get loan from OS for PPOR??? in the forum Finance https://www.propertyinvesting.com/topic/4397450-can-au-resident-get-loan-from-os-for-ppor/#post-4610002 Wed, 07 Oct 2009 10:56:38 +0000 Hi All,Thanks for info.  I am Australian, my PPOR is in Melbourne and my loan is with an Australian Bank.  What got me thinking was a trip to Singapore.  Reading a local newspaper I noticed that local banks in Singapore were advertising loans to buy Australian properties as investments and the loan rate was roughly 2% less than our rates in Au…[Read more]

]]> bd0b98417d55fba92521a19589f86bd1 hoarel replied to the topic Negotiating Real Estate Fees in the forum Help Needed! https://www.propertyinvesting.com/topic/4379582-negotiating-real-estate-fees/#post-4511838 Mon, 18 Apr 2005 11:08:58 +0000 Hi All,

Along with being a property investor, I also work for a REA, it helps with my investing to know what I am looking for and also what I am looking at.

To give you an example that you don’t have to pay agents big fees to get service, this is how our commission is setup.

House valued between 0-250k = $3,300 commission
House valued between…[Read more]

]]> ef2a5a43e7b3af272fb6d1b6080ea5a5 hoarel replied to the topic Investing with Options in the forum Help Needed! https://www.propertyinvesting.com/topic/4376579-investing-with-options/#post-4493529 Thu, 04 Nov 2004 12:08:48 +0000 Hi all,

How do you make application to council for a development when the property isn’t even in your name? Do you notify the seller of your intentions and then apply on their behalf. Also I assume the costs of applicatoin and planning are at your own expense.

Thanks

Luke

Email: yv@changingplaces.com.au
Web: http://www.changingplaces.com.au

]]> 2cf9176dd3ac3bb54ca131ffb7070406 hoarel replied to the topic To sell... or not to sell... in the forum Help Needed! https://www.propertyinvesting.com/topic/4375852-to-sell-or-not-to-sell-4/#post-4488875 Wed, 08 Sep 2004 00:50:02 +0000 Hi Slumlord,

Do you put the 80K in an offset account of the property you borrowed from? Also the interest on the 80K you did borrow wouldn’t be tax deductible would it? The purpose of use was to pay of debt not create investment. Could you help clear this up for me or am I off track

Thanks

Luke

ChangingPlaces Real Estate.
Save up to 65% on…[Read more]

]]> be5f0ad580134f582fdf47602d5e07ee hoarel replied to the topic agents commission? in the forum Help Needed! https://www.propertyinvesting.com/topic/4375910-agents-commission-2/#post-4489231 Wed, 08 Sep 2004 00:13:34 +0000 Hi Matt,

I work for a REA and without going into too much detail, I would say get a second opinion first from another REA. Also in Vic, a REA is required to sign a form, of which a copy is sent to a government department so that they are happy the sale price was fair and just.

Are you happy with the sale price?? Get a second opinion. My…[Read more]

]]> 20e47884a12ab5fd51e77c406423a227 hoarel replied to the topic Latham or Howard - seriosuly! in the forum Opinionated! https://www.propertyinvesting.com/topic/4375745-latham-or-howard-seriosuly/#post-4488126 Tue, 31 Aug 2004 00:47:47 +0000 I have been happy with the way the John Howard has handled the economy and his time in parliament. Better the devil you now I think. Mark Latham is a bit of an unknown in my opinion and from what I can tell he had trouble just running a local council let alone a whole country!

Luke

ChangingPlaces Real Estate.
Save up to 65% on Real Estate…[Read more]

]]> 86a929f451f7a579d58de29b4d4a5915 hoarel replied to the topic "Court slams vendor terms property scam" in the forum Creative Investing https://www.propertyinvesting.com/topic/4375557-court-slams-vendor-terms-property-scam/#post-4487102 Thu, 26 Aug 2004 06:10:03 +0000 Here is a link to the media report

http://www.dpc.vic.gov.au/domino/Web_Notes/newmedia.nsf/0/11ab3f75299e5d61ca256ebc007bd14d?OpenDocument

Luke

ChangingPlaces Real Estate.
Save up to 65% on Real Estate commissions.
Email:yv@changingplaces.com.au

]]> 2aacfb828919c5b12292aa77430d31b1 hoarel replied to the topic Trump in the forum General Property https://www.propertyinvesting.com/topic/4375680-trump/#post-4487785 Thu, 26 Aug 2004 00:38:10 +0000 I heard the company Bill (winner of apprentice) was employed to run went broke and the project for the building has gone down the tube.

Luke

ChangingPlaces Real Estate.
Save up to 65% on Real Estate commissions.
Mobile: 0421 224 696 Email:yv@changingplaces.com.au

]]> a48647e6b85242d5d269e239c40c2ea3 hoarel replied to the topic Trust in the forum Help Needed! https://www.propertyinvesting.com/topic/4375481-trust/#post-4486481 Sat, 14 Aug 2004 03:03:46 +0000 Aceyducey,

I don’t know how old you are or what your plans are. But for me being in my 20’s, with a 3 and a 1 year old and another unborn. 80 years is bugger all in a plan for this generation. Throw in a couple of investment properties, and a farm. How do you expect the farm to be passed on if the trust expires in 80 years. To answer your…[Read more]

]]> 1a6dcdf92e702252e84c8f9407198dd0 hoarel replied to the topic Trust in the forum Help Needed! https://www.propertyinvesting.com/topic/4375481-trust/#post-4486475 Fri, 13 Aug 2004 07:11:14 +0000 I found out that trusts only last for 80 years. How are you going to pass the trust to you kids when the trust expires and they have to transfer everything to a new trust and pay CGT or sell everything and pay CGT?????

How do you get around this??

]]> 2554e3d9c3c97130e037fe7f6a300cc3 hoarel replied to the topic Commission to RE agent/PM in the forum Help Needed! https://www.propertyinvesting.com/topic/4375486-commission-to-re-agentpm/#post-4486530 Fri, 13 Aug 2004 05:11:18 +0000 Some agents offer a fixed fee for selling now.

This would seem to be more fair as the amount of money an agent would receive for selling your house for $10,000 more would be $200 (2% of $10,000), then take away 50% of the money retained by the company and the sales person gets $100 for selling your house for $10,000 more.
Some agents might not…[Read more]

]]> 82f92f81fae44ce8d258f129274e522b hoarel replied to the topic Private rent agreement form? in the forum Help Needed! https://www.propertyinvesting.com/topic/4375483-private-rent-agreement-form/#post-4486496 Fri, 13 Aug 2004 04:59:22 +0000 In Vic, the consumer.vic.gov.au website has a form section with all the forms that agents use, they are free for personal use. Agents have to pay (I think). Tenancy agreement, notice to vacate, condition report etc etc.

]]> 3f34d785106686642792aa70566f690e hoarel replied to the topic Council rate recovery auction in the forum General Property https://www.propertyinvesting.com/topic/4374954-council-rate-recovery-auction/#post-4482396 Tue, 20 Jul 2004 23:55:23 +0000 Hi Misty,

You mentioned the cfa, Do you mean the Country Fire Authority? For what reason did you ask for the owners contact details.

Thanks

Luke…

]]> 3c01f8346b0eb02e89db1c9270212704 hoarel replied to the topic ? on real estate agents fee in the forum Help Needed! https://www.propertyinvesting.com/topic/4374245-on-real-estate-agents-fee/#post-4477606 Thu, 03 Jun 2004 23:43:52 +0000 If you still have an exclusive authority with your first agent and you liked them, then I would be telling the second agent with the buyer to approach you via your first agent. This way both agents would split the commission by whatever agreement they came to.

Hope this makes sense.

Luke…

]]> bcc3be09e6d6555577ee90abb0b70dda hoarel replied to the topic Subdivision and CGT in the forum Help Needed! https://www.propertyinvesting.com/topic/4373951-subdivision-and-cgt/#post-4475386 Sat, 29 May 2004 12:15:32 +0000 Thanks 007,

Your answer makes sense if the land was vacant. Do you think there would be a different answer if one of the blocks had a house on it. Would you then need to take into account the land value and the house value to derive the percentage that would be accessable for CGT?

Luke…

]]> 684df0c46ede3b385ffb1ef2081aed11 hoarel replied to the topic LOC and interest deduction in the forum Help Needed! https://www.propertyinvesting.com/topic/4374080-loc-and-interest-deduction/#post-4476356 Fri, 28 May 2004 03:18:27 +0000 Hi Ibuycashflow,

I do have the cash to pay for the pergola fully. I thought if I could do it, it would be more wise to pay some money of my ppor (not deductable) and then redraw via a LOC and then claim the interest. The one thing I wasn’t sure of was when using money from my LOC for a capital expenditure if I could claim the interest as a…[Read more]

]]> d3a1c7c65f888b4b8f6ba9971b0e668b hoarel replied to the topic Help -Tenancy Agreement Form? in the forum General Property https://www.propertyinvesting.com/topic/4373016-help-tenancy-agreement-form/#post-4468376 Wed, 21 Apr 2004 01:06:54 +0000 You can download all the forms you need from the Consumer Affairs Vic website

http://www.consumer.vic.gov.au/cbav/fairforms.nsf/consumer?OpenView&Start=1&Count=100

]]> 8921166df46870f2719d64f40975fe61 hoarel replied to the topic Commercial property questions in the forum General Property https://www.propertyinvesting.com/topic/4370944-commercial-property-questions-2/#post-4452426 Thu, 05 Feb 2004 02:56:03 +0000 Hi Pisces

The property was advertised as a commercial premise. The business using it is a textile type company using it as a shop front. What do you think it should be classed as?

Luke…

]]> 3acb62dbd211af249402d02861c5bdd1 hoarel replied to the topic Commercial property questions in the forum General Property https://www.propertyinvesting.com/topic/4370944-commercial-property-questions-2/#post-4452423 Tue, 03 Feb 2004 12:46:56 +0000 Thanks for the replies,

Could anyone recommend a website or 2 that have some general commercial property for sale so that I can get a rough idea of how this property stacks up against others.

_se7en_ what sought of businesses do you general find are sold with the building included.

Thanks

Luke….

]]> a4918b32f09f0a44516944109513712f hoarel replied to the topic Private Equity/Business Angel in the forum Finance https://www.propertyinvesting.com/topic/4370132-private-equitybusiness-angel/#post-4445499 Fri, 02 Jan 2004 15:22:48 +0000 Hi All,

Thanks for th replies, I have been away from a computer for a few days and just got a chance to log back on the web. Anyway to answer some questions:

The land area is 800 acres. It is relatively close to a capital city and should sell easily to “lifestyle buyers”. It has preapproval from the council for an 8×100 acre lot subdivision…[Read more]

]]> 4099a30c7d245bb8e19c84559ee427e1 hoarel replied to the topic Profit Program in the forum No Subject https://www.propertyinvesting.com/topic/4370023-profit-program/page/2/#post-4444607 Wed, 17 Dec 2003 03:33:35 +0000 1 more copy for hoarelj(at)hotmail.com

Thanks

Luke…

]]> fee1cdc6b5653f1013fe8db467b0a0c1 hoarel replied to the topic What's your profession? in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4367252-whats-your-profession/page/2/#post-4424506 Wed, 27 Aug 2003 05:00:20 +0000 Do I notice a theme here! I too am working in IT doing Network Admin for a Financial Services company in Melbourne

]]>