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	<title>PropertyInvesting.com | Hank84 | Activity</title>
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				<title>Hank84 started the topic Vendor pays deposit in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4996806-vendor-pays-deposit-2/</link>
				<pubDate>Wed, 19 Nov 2014 01:40:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Guys,</p>
<p>I had this thought last night and I&#8217;m struggling to find a reason why it wouldn&#8217;t work and thought I&#8217;d see what the community thinks.</p>
<p>I&#8217;m moving closer to the city early in the new year and while we were intending to rent I also was considering buying a place instead.</p>
<p>I am loathed to pay the deposit because I would have to save up all&hellip;<span class="activity-read-more" id="activity-read-more-301147"><a href="https://www.propertyinvesting.com/topic/4996806-vendor-pays-deposit-2/" rel="nofollow">[Read more]</a></span></p>
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				<title>Hank84 replied to the topic Joining 2 Units in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4410714-joining-2-units/#post-4699394</link>
				<pubDate>Mon, 17 Feb 2014 22:11:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>You see this occasionally in commercial office blocks where they may for instance want to join three offices together to take up the entire floor as one lot. Some people try to do this to reduce their contribution or interest entitlements which seldom works in their favour. Amalgamating lots will require the consent of other owners and they aren&#039;t&hellip;<span class="activity-read-more" id="activity-read-more-8451"><a href="https://www.propertyinvesting.com/topic/4410714-joining-2-units/#post-4699394" rel="nofollow">[Read more]</a></span></p>
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				<title>Hank84 replied to the topic Creative use of the 105% borrow in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/creative-use-of-the-105-borrow/#post-4698834</link>
				<pubDate>Tue, 28 Jan 2014 08:30:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;m interested to see what others think on this. How much are you intending to spend on selective renovations if you&#039;re maxed out your borrowings? Also, can you get a personal loan to use for a deposit? I asked a broker this years ago when I didnt want to save a deposit and he pretty much laughed at me.</p>
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				<title>Hank84 replied to the topic Market research tools in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410361-market-research-tools/#post-4696953</link>
				<pubDate>Mon, 27 Jan 2014 05:08:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Paterson,</p>
<p>I was just wondering if you happened to find any tools to help you research the best suburbs?</p>
<p>Hank</p>
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				<title>Hank84 replied to the topic Rockhampton - Undervalued goldmine ready for growth? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4409033-rockhampton-undervalued-goldmine-ready-for-growth/#post-4688773</link>
				<pubDate>Thu, 16 Jan 2014 11:23:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Mickstuth,</p>
<p>Did you end up investing and how did you go?</p>
<p>Henry</p>
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				<title>Hank84 replied to the topic Strata Levies - new developments in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4409913-strata-levies-new-developments/#post-4694237</link>
				<pubDate>Mon, 18 Nov 2013 20:54:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;ve seen a couple issues pop up in new buildings (in QLD) in the past and thought I might share:</p>
<p>In some circumstances&nbsp;in a new building the lift maintenance will be covered by the lift contractor for the first year but the second year is when the body corporate&#039;s budget needs to be adjusted to cater for it&#039;s ongoing maintenance. It&#039;s a good&hellip;<span class="activity-read-more" id="activity-read-more-7339"><a href="https://www.propertyinvesting.com/topic/4409913-strata-levies-new-developments/#post-4694237" rel="nofollow">[Read more]</a></span></p>
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				<title>Hank84 replied to the topic First investment property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410205-first-investment-property-13/#post-4695867</link>
				<pubDate>Mon, 18 Nov 2013 20:36:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your response.</p>
<p>Is a deposit bond able to be used in a situation where you may buy a property for less than it&#039;s valued price and use that equity as a deposit? I thought i read something about this recently i.e. property value $200k and you manage to secure it as $190k. Is that $10k&nbsp;able to be used as a deposit?</p>
<p>Thanks</p>
<p>Investment&hellip;<span class="activity-read-more" id="activity-read-more-149967"><a href="https://www.propertyinvesting.com/topic/4410205-first-investment-property-13/#post-4695867" rel="nofollow">[Read more]</a></span></p>
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				<title>Hank84 replied to the topic First investment property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410205-first-investment-property-13/#post-4695864</link>
				<pubDate>Mon, 18 Nov 2013 11:23:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello,</p>
<p>Three questions from a bit of a Newb:</p>
<p>1. How exactly does a deposit bond work. I&#039;ve guess that it is using the equity in your property but if so, does that mean you are basically taking a loan out for that amount with repayments etc. or is it more of like a guarantee for the bank?</p>
<p>2. PPOR&nbsp;stands for &#8230;. ?</p>
<p>3. Is there a shortcut to not&hellip;<span class="activity-read-more" id="activity-read-more-149964"><a href="https://www.propertyinvesting.com/topic/4410205-first-investment-property-13/#post-4695864" rel="nofollow">[Read more]</a></span></p>
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				<title>Hank84 replied to the topic Problem with Body corporate manager in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375173-problem-with-body-corporate-manager/#post-4484144</link>
				<pubDate>Mon, 18 Nov 2013 11:07:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>It may be relevant to note that bodies corporate operate under different legislation depending on what state you&#039;re in. In Queensland you can get hold of the list of owners, referred to as the &quot;roll&quot; be asking the manager for a copy or performing a search of the records at their office. Generally they will give it to you if you are an owner but if&hellip;<span class="activity-read-more" id="activity-read-more-27031"><a href="https://www.propertyinvesting.com/topic/4375173-problem-with-body-corporate-manager/#post-4484144" rel="nofollow">[Read more]</a></span></p>
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