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	<title>PropertyInvesting.com | GrantH_1974 | Activity</title>
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				<title>GrantH_1974 replied to the topic Can property make you rich in five years?  in the forum The first article just</title>
				<link>https://www.propertyinvesting.com/topic/4402883-can-property-make-you-rich-in-five-years/#post-4642592</link>
				<pubDate>Sun, 06 Mar 2011 10:02:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>The first article just sounds like marketing hype for his new business. </p>
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				<title>GrantH_1974 replied to the topic Is it worth locking in your interest rates (Australia) now? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4399904-is-it-worth-locking-in-your-interest-rates-australia-now/#post-4624330</link>
				<pubDate>Sun, 16 May 2010 01:16:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>ambosh wrote:<br />
No.  Over the long term, the additional cost of fixed rate has proven to be not worth it.</p>
<p>Not always. You just need to do the sums and see what works out best for you in your situation. There are many variables to consider.CheersPaul</p>
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				<title>GrantH_1974 replied to the topic A $ earned or a $ saved, Which is better? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4399437-a-earned-or-a-saved-which-is-better/#post-4621473</link>
				<pubDate>Thu, 08 Apr 2010 09:21:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>It&#039;s generally better to pay off non-deductible debt  like a PPoR loan,  which stops interest long term &#8211; it&#039;s a guaranteed return of whatever % interest rate you are paying on the loan. Money in high interest account general has poor after-tax, inflation-adjusted returns. E.g, mortgage inerest is 7%p.a. versus deposit rate of 5%p.a. (which is a&hellip;<span class="activity-read-more" id="activity-read-more-184698"><a href="https://www.propertyinvesting.com/topic/4399437-a-earned-or-a-saved-which-is-better/#post-4621473" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic One more hike from the RBA in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4399412-one-more-hike-from-the-rba/#post-4621330</link>
				<pubDate>Thu, 08 Apr 2010 09:07:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Qlds007 wrote:<br />
Sure we expect everyone to rise but CBA announced it 4 minutes after the RBA.</p>
<p>So should all the Big 4, I reckon&#8230;.surely they have people crunching the numbers on various scenarios, so that if the RBA decision was to cut, hold, raise by 0.25%, raise by 0.5% they would be absolutely clear about what this meant for their&hellip;<span class="activity-read-more" id="activity-read-more-107933"><a href="https://www.propertyinvesting.com/topic/4399412-one-more-hike-from-the-rba/#post-4621330" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic Taking Equity Out from my PPOR and Invest in Shares in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4398986-taking-equity-out-from-my-ppor-and-invest-in-shares/page/2/#post-4618437</link>
				<pubDate>Wed, 31 Mar 2010 23:56:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Dan42 wrote:</p>
<p>PaulTextor wrote:</p>
<p>Talismans wrote:<br />
Can the interest payment be deducted from the capital gain as well if I sell the share less than a year at a profit?</p>
<p> No. Interest can only be deducted from your income. Only capital losses can offset capital gains.CheersPaul</p>
<p>This is not correct. Revenue losses can offset capital g&hellip;<span class="activity-read-more" id="activity-read-more-271844"><a href="https://www.propertyinvesting.com/topic/4398986-taking-equity-out-from-my-ppor-and-invest-in-shares/page/2/#post-4618437" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic Investing in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4399311-investing-5/#post-4620650</link>
				<pubDate>Wed, 31 Mar 2010 22:51:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Kerrie CMy advice would be to talk to an appropriately quaified financial planner, with a good reputation. He or she will be able to discuss your financial and other goals and recommend strategies that are suitable for you, in the context of the current economy and &#039;cycles&#039; for property and shares. I am guessing that if you are in your late&hellip;<span class="activity-read-more" id="activity-read-more-162539"><a href="https://www.propertyinvesting.com/topic/4399311-investing-5/#post-4620650" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic Do you have any IP in Moree? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4399290-do-you-have-any-ip-in-moree/#post-4620496</link>
				<pubDate>Wed, 31 Mar 2010 21:14:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>ryan mclean wrote:<br />
I check my populations by using wikipedia because it gathers information from the previous census (which was 2006).</p>
<p>Wikipedia&#8230; <img src="/wp-content/uploads/smileys/laugh4.gif?x75824" alt="" /><img src="/wp-content/uploads/smileys/laugh4.gif?x75824" alt="" /><img src="/wp-content/uploads/smileys/laugh4.gif?x75824" alt="" />Probably better to use other sources like ABS. Not sure about NSW but for Qld, also see Office of Economic and Statistical Research.Also &#8211; if you are looking at the drought &#039;breaking&#039; as part of an&hellip;<span class="activity-read-more" id="activity-read-more-6051"><a href="https://www.propertyinvesting.com/topic/4399290-do-you-have-any-ip-in-moree/#post-4620496" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic RPData Cost Qld in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4399201-rpdata-cost-qld/#post-4619868</link>
				<pubDate>Sat, 20 Mar 2010 19:48:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>You might be able to find someone on here who is able to access RP Data who could get you the info for free or offer to on-sell it to you for a fee less than joining RP data yourself. Just a thought.CheersPaul</p>
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				<title>GrantH_1974 replied to the topic Home equity for share investment loan. in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4398034-home-equity-for-share-investment-loan/#post-4612694</link>
				<pubDate>Sat, 20 Mar 2010 19:45:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Veronique wrote:<br />
I approached my bank with whom my mortgage is with to do exactly this. My mortgage was paid-up so the balance was $0.00. My banker took the $400 000 mortgage and split it in two (at no cost to me) as follows:$100 000 for share investing$300 000 for any other investing I may requireThis makes it a lot easier when doing your tax&hellip;<span class="activity-read-more" id="activity-read-more-183068"><a href="https://www.propertyinvesting.com/topic/4398034-home-equity-for-share-investment-loan/#post-4612694" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic Thinking of selling? Spend as little as $2000 and possible add over $10000 to your property value in the forum For serious investors, I</title>
				<link>https://www.propertyinvesting.com/topic/4399183-thinking-of-selling-spend-as-little-as-2000-and-possible-add-over-10000-to-your-property-value/#post-4619746</link>
				<pubDate>Sat, 20 Mar 2010 09:49:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>For serious investors, I don&#039;t think fixtures, taps, etc add much value to the property, but help to be able to increase rent&#8230;?Always good to be able to find cheap reno materials tho &#8211; very useful site. Thanx <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />CheersPaul</p>
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				<title>GrantH_1974 replied to the topic Where do I find Property Developers in Brisbane south-side? in the forum Would be good to thoroughly</title>
				<link>https://www.propertyinvesting.com/topic/4399207-where-do-i-find-property-developers-in-brisbane-south-side/#post-4619893</link>
				<pubDate>Fri, 19 Mar 2010 23:48:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Would be good to thoroughly research the B&amp;B market &#8211; demand, pricing, demographcs of customers, etc&#8230;.Bris southside isn&#039;t the first place that comes to mind when I think of B&amp;B&#039;s. But difficult to know without more info on the place&#8230;.just some food for thought.CheersPaul</p>
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				<title>GrantH_1974 replied to the topic Repaying interest or principal on Investment Property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4399156-repaying-interest-or-principal-on-investment-property/#post-4619502</link>
				<pubDate>Tue, 16 Mar 2010 11:15:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>number 8 wrote:<br />
Further, you should never pay this debt down.</p>
<p>Hmmm&#8230;.I wouldn&#039;t go so far as to say &#039;never&#039; as it depends on individual circumstances. But generally, loan with offset account is a sound structure that allows you flexibility and doesn&#039;t cause any probs in relation deductibility.CheersPaul. </p>
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				<title>GrantH_1974 replied to the topic Interest Rate in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4399145-interest-rate-3/#post-4619457</link>
				<pubDate>Tue, 16 Mar 2010 06:05:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>We fixed for 6.49% for 3 yrs in Aug 2009 but not sure any lenders would be offering that rate now. Some of the mortgage brokers on the forum would be better informed than me tho.CheersPaul.</p>
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				<title>GrantH_1974 replied to the topic Should I buy 1st IP under my personel name? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4399147-should-i-buy-1st-ip-under-my-personel-name/#post-4619466</link>
				<pubDate>Mon, 15 Mar 2010 20:01:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Boogz wrote:<br />
&amp; if your insurance doesn&#039;t extend far enough, I can potentially take both your IP AND your Family home.</p>
<p>Most insurance policies provide more than adequate cover for these types of accidents. cheersPaul</p>
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				<title>GrantH_1974 replied to the topic Investor saturation... perhaps this question has been asked before. in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4398834-investor-saturation-perhaps-this-question-has-been-asked-before/#post-4617475</link>
				<pubDate>Sun, 14 Mar 2010 08:37:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes, the definition of &#039;a good deal&#039; is very subjective. Look at all the examples in glossy mags like Australian Property Investor and the like. Always showing articles on &#039;successful&#039; people by reporting purchase and current valuation as a way to demonstrate &#039;success&#039; or &#039;a good deal&#039;. E.g. &#039;I bought a place for $250K and now it&#039;s valued at $380&hellip;<span class="activity-read-more" id="activity-read-more-19633"><a href="https://www.propertyinvesting.com/topic/4398834-investor-saturation-perhaps-this-question-has-been-asked-before/#post-4617475" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic ... in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4399093-4399093/#post-4619138</link>
				<pubDate>Sat, 13 Mar 2010 00:14:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>Excel is free too, if you know the right people <img src="/wp-content/uploads/smileys/wink3.gif?x75824" alt="" /></p>
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				<title>GrantH_1974 replied to the topic ... in the forum All the info you need to</title>
				<link>https://www.propertyinvesting.com/topic/4399093-4399093/#post-4619137</link>
				<pubDate>Sat, 13 Mar 2010 00:12:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>All the info you need to make investment decisions is free&#8230;.just do your research and put the info into your own Excel spreadsheet&#8230; <img src="/wp-content/uploads/smileys/book2.gif?x75824" alt="" /></p>
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				<title>GrantH_1974 replied to the topic is anyone investing in rural towns! in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4398083-is-anyone-investing-in-rural-towns/#post-4612995</link>
				<pubDate>Thu, 11 Mar 2010 11:14:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>ryan mcleanWhat do you get my CG&#039;s on? 10x$100,000 properties earning 4% capital wrote:<br />
4% p.a. capital gain is extremely ambitious in towns where you can buy for $100K. It&#039;s much better for your long term wealth if you buy the best quality asset you can afford.CheersPaul</p>
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				<title>GrantH_1974 replied to the topic Interest Rates Increase in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4398952-interest-rates-increase-2/#post-4618157</link>
				<pubDate>Fri, 05 Mar 2010 09:21:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>In my experience with private investors, you would need to offer around $350-400K (or approx 20%) if you were going to ask for $1.8M. We&#039;ve been trying to get PI funds for a project (not property &#8211; something entirely different) for about 5 years now and the closest we have come, despite everyone saying, &quot;yeah, this is a great concept and we&#039;re&hellip;<span class="activity-read-more" id="activity-read-more-25197"><a href="https://www.propertyinvesting.com/topic/4398952-interest-rates-increase-2/#post-4618157" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic What Salary do you need in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398885-what-salary-do-you-need/#post-4617756</link>
				<pubDate>Wed, 03 Mar 2010 19:11:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>You can probably find a property (or share for that matter) that is affordable no matter what your level of income. But you also need to make sure you are buying a quality asset to give you the best chance of getting long term returns. Just holding assets doesn&#039;t necessarily mean you are increasing your wealth.CheersPaul   </p>
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				<title>GrantH_1974 replied to the topic Taking Equity Out from my PPOR and Invest in Shares in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4398986-taking-equity-out-from-my-ppor-and-invest-in-shares/#post-4618417</link>
				<pubDate>Wed, 03 Mar 2010 18:57:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Talismans wrote:<br />
Can the interest payment be deducted from the capital gain as well if I sell the share less than a year at a profit?</p>
<p> No. Interest can only be deducted from your income. Only capital losses can offset capital gains.CheersPaul</p>
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				<title>GrantH_1974 replied to the topic Interest Rates Increase in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4398952-interest-rates-increase-2/#post-4618143</link>
				<pubDate>Tue, 02 Mar 2010 09:27:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Anyone heard how much Suncorp will raise?</p>
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				<title>GrantH_1974 replied to the topic Accounting &#38; negative gearing in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4398813-accounting-negative-gearing/#post-4617369</link>
				<pubDate>Sat, 20 Feb 2010 05:28:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>WGordon wrote:<br />
The only way you are going to make money thru negative gearing is by <strong>relying on capital gains that may or may not occur in the future</strong>. </p>
<p>This seems to be the assumption inherent in the &#039;positive CF&#039; strategy too. Cash flow is definitely important but capital position (i.e, your wealth) is the bottom line for me.Paul</p>
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				<title>GrantH_1974 replied to the topic Spruiking your wares is not welcome! in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4398682-spruiking-your-wares-is-not-welcome/#post-4616545</link>
				<pubDate>Sun, 14 Feb 2010 09:00:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;m with DWolfe&#8230;.advertise somewhere else!</p>
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				<title>GrantH_1974 replied to the topic Sick and tired of Employers lying at interview in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4398097-sick-and-tired-of-employers-lying-at-interview/#post-4613081</link>
				<pubDate>Fri, 29 Jan 2010 11:43:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>How old are you..? Please don&#039;t say you are &#039;Gen Y&#039; <img src="/wp-content/uploads/smileys/chillpill.gif?x75824" alt="" /></p>
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				<title>GrantH_1974 replied to the topic Buying a house in Forest Lake. Some termites and other problems found. OK? in the forum I can confirm what Forest</title>
				<link>https://www.propertyinvesting.com/topic/4398031-buying-a-house-in-forest-lake-some-termites-and-other-problems-found-ok/page/2/#post-4612678</link>
				<pubDate>Thu, 10 Dec 2009 09:38:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>I can confirm what Forest Lake PM said about the construction. The people who did the landscaping contract are family friends of ours. The termites in Forest Lake are there to stay (cos they were there first!)It sounds very expensive for Forest Lake. There&#039;s heaps of property in and around that area and also new developments like Springfield and&hellip;<span class="activity-read-more" id="activity-read-more-163751"><a href="https://www.propertyinvesting.com/topic/4398031-buying-a-house-in-forest-lake-some-termites-and-other-problems-found-ok/page/2/#post-4612678" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic fixed vs variable ... also, still access to equity? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4398019-fixed-vs-variable-also-still-access-to-equity/#post-4612598</link>
				<pubDate>Mon, 07 Dec 2009 10:57:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>In my opinion, it is too late to go fixed now, especially if you are comfortable with higher repayments. If I were in your position, I would just stay with variable. </p>
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				<title>GrantH_1974 replied to the topic Onselling in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4398008-onselling-2/#post-4612531</link>
				<pubDate>Mon, 07 Dec 2009 10:45:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>What happens in regard to fees on the loan in the event that you buy the propoerty for $400K and then sell it in say, 3-6 months? Do you have to pay extra fees for paying out the loan in the first 4 years?</p>
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				<title>GrantH_1974 replied to the topic Top 10 most affordable QLD suburbs in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4397569-top-10-most-affordable-qld-suburbs/#post-4610462</link>
				<pubDate>Sat, 21 Nov 2009 09:38:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>There&#039;s lots of cheap property in rural Qld&#8230;.it&#039;s cos SFA of the popuation live there. It&#039;s probably more important to add at least one more variable to the list so that you get a list of &quot;affordable properties you will actually be able to re-sell&quot;. </p>
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				<title>GrantH_1974 replied to the topic WealthScore.... How Did You Go? in the forum Having formally studied</title>
				<link>https://www.propertyinvesting.com/topic/4390643-wealthscore-how-did-you-go/page/6/#post-4573195</link>
				<pubDate>Fri, 16 Oct 2009 09:28:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Having formally studied financial planning, I would have to say the wealth score doesn&#039;t really add any value to my wealth creation and retirement planning strategies. But then neither do any of the risk profiles that most planners use. Good to hear other people find it useful.Cheers,Paul</p>
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				<title>GrantH_1974 replied to the topic LOC to Pay IP Interest in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4397307-loc-to-pay-ip-interest/page/2/#post-4609294</link>
				<pubDate>Mon, 12 Oct 2009 09:44:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Glennsa wrote:<br />
<span></p>
<p>The General wrote:<br />
I&#039;m sorry. I read the whole post including Terrys links. What am I missing. How can the loan repayments drop from $400p/wk to $52p/wk when the same loan amount still exists and the interest rate is roughly the same? And how can one pay off $140k with a $650p/wk rental and a $100k line of credit? (One must&hellip;</span><span class="activity-read-more" id="activity-read-more-266477"><a href="https://www.propertyinvesting.com/topic/4397307-loc-to-pay-ip-interest/page/2/#post-4609294" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic LOC to Pay IP Interest in the forum The General wrote:I'm sorry.</title>
				<link>https://www.propertyinvesting.com/topic/4397307-loc-to-pay-ip-interest/page/2/#post-4609290</link>
				<pubDate>Sun, 11 Oct 2009 10:13:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>The General wrote:<br />
I&#039;m sorry. I read the whole post including Terrys links. What am I missing. How can the loan repayments drop from $400p/wk to $52p/wk when the same loan amount still exists and the interest rate is roughly the same? And how can one pay off $140k with a $650p/wk rental and a $100k line of credit? (One must remember that I am&hellip;<span class="activity-read-more" id="activity-read-more-187641"><a href="https://www.propertyinvesting.com/topic/4397307-loc-to-pay-ip-interest/page/2/#post-4609290" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic FREE Residex Report Australia wide in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4396942-free-residex-report-australia-wide/page/4/#post-4607665</link>
				<pubDate>Thu, 24 Sep 2009 12:47:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Richard,Any chance of getting  report for 36 Fleetwood St, Macgregor, QLD 4109. Only if you have time mate.My email is <a href="mailto:interface4you@tpg.com.au" rel="nofollow"><strong><a href="mailto:interface4you@tpg.com.au" rel="nofollow">interface4you@tpg.com.au</a></strong></a>CheersPaul</p>
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				<title>GrantH_1974 replied to the topic Ignore losses??? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4397215-ignore-losses/#post-4608921</link>
				<pubDate>Sat, 19 Sep 2009 02:56:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>morgan1 wrote:<br />
Maybe someone with a better Maths brain than me can explain how and why it works that way?</p>
<p> Centrelink make up there own rules, which can be different to ATO or other rules. Usually Centrelink rules, like &#039;deeming&#039; for example are based what income your asssets could provide you, if you had that amount of cash invested&hellip;<span class="activity-read-more" id="activity-read-more-42191"><a href="https://www.propertyinvesting.com/topic/4397215-ignore-losses/#post-4608921" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic FREE Residex Report Australia wide in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4396942-free-residex-report-australia-wide/page/3/#post-4607659</link>
				<pubDate>Wed, 09 Sep 2009 19:36:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>thanks Richard, I appreciate it. CheersPaul</p>
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				<title>GrantH_1974 replied to the topic FREE Residex Report Australia wide in the forum Hi Richard,
Any chance of</title>
				<link>https://www.propertyinvesting.com/topic/4396942-free-residex-report-australia-wide/page/3/#post-4607656</link>
				<pubDate>Wed, 09 Sep 2009 13:08:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Richard,Any chance of getting  report for 28 Solway Drive, Sunshine Beach, QLD 4567.My email is <a href="mailto:interface4you@tpg.com.auCheersPaul" rel="nofollow">interface4you@tpg.com.auCheersPaul</a></p>
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				<title>GrantH_1974 replied to the topic Appliances that are rental friendly - How can you tell in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4397079-appliances-that-are-rental-friendly-how-can-you-tell/#post-4608392</link>
				<pubDate>Fri, 04 Sep 2009 14:05:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>when we replaced our dishwasher, the service  guy (who wasn&#039;t affiliated with nay company in particular), said any decent brand if good, just not Fisher &amp; Paykal &#8211; he said this brands keep him in business, when it comes to repairing white goods. </p>
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				<title>GrantH_1974 replied to the topic Dodgy pyrimid scheme, Network 21 in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4393782-dodgy-pyrimid-scheme-network-21/page/2/#post-4590635</link>
				<pubDate>Thu, 03 Sep 2009 20:04:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Go to the private equity market and ask them to invest in your company, which is based on &#039;network marketing&#039; and the response will be in the ilk of Monty Burns &#8211; &#039;release the hounds!&#039; To them the terms &#039;network marketing&#039;, MLM&#039;, &#039;pyramid schemes&#039; are synonyms. and rightly so.  </p>
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				<title>GrantH_1974 replied to the topic It's time to start! I need genuine advice. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4390757-its-time-to-start-i-need-genuine-advice/page/2/#post-4574009</link>
				<pubDate>Sat, 17 Nov 2007 22:07:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Andy,Congratulations on saving $100K &#8211; it&#039;s a great achievement  &amp; you have obviously worked very hard for it. You&#039;ve asked for advice specifically on property so please forgive me from coming at your question from a different angle. I don&#039;t know all your goals &amp; your attitude to risk (i.e., conservative vs aggressive), however my advice would&hellip;<span class="activity-read-more" id="activity-read-more-273745"><a href="https://www.propertyinvesting.com/topic/4390757-its-time-to-start-i-need-genuine-advice/page/2/#post-4574009" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic Property Market Hotting Up in the forum Hi All,
I read this topic</title>
				<link>https://www.propertyinvesting.com/topic/4390021-property-market-hotting-up/page/3/#post-4569741</link>
				<pubDate>Sun, 12 Aug 2007 08:01:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi All,I read this topic with interest. Just yesterday, another financial planning mate &amp; I were having this debate with a real estate agent mate of ours. He was making all the same broad statements as Steve &#8211; &quot;the property market is heating up&quot;, &quot;prices are heading higher&quot; and &quot;buyers are starting to become a little irrational&quot;. (But then agai&hellip;<span class="activity-read-more" id="activity-read-more-216178"><a href="https://www.propertyinvesting.com/topic/4390021-property-market-hotting-up/page/3/#post-4569741" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic Gold&#38;Silver in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4375238-goldsilver/#post-4484923</link>
				<pubDate>Tue, 18 Apr 2006 21:17:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Perth Mint is the place to go.</p>
<p>(P.S. My understanding is that gold etc are non-income producing assets, so if you are borrowing the money to buy them, you can&#8217;t claim the interest as a tax deduction).</p>
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				<title>GrantH_1974 replied to the topic to buy family home or investment property in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4385048-to-buy-family-home-or-investment-property/page/2/#post-4545272</link>
				<pubDate>Tue, 18 Apr 2006 21:06:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree with Dazzling, there are many things to consider.</p>
<p>My suggestion is to make up a spreadsheet with each of the options and look at the financial information before considering decisions around lifestyle, etc.</p>
<p>Probably best to project out 5-7 years or so &#8211; PPOR scenario in one column, and IPs scenario in the other.</p>
<p>I would be sure to&hellip;<span class="activity-read-more" id="activity-read-more-236359"><a href="https://www.propertyinvesting.com/topic/4385048-to-buy-family-home-or-investment-property/page/2/#post-4545272" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic Interest Only Loans in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4384982-interest-only-loans-14/#post-4544930</link>
				<pubDate>Mon, 17 Apr 2006 20:40:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;m very interested to learn more about this stuff&#8230;.thanks for the very informative posts guys <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":-)" title=":-)" class="bbcode_smiley" /></p>
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				<title>GrantH_1974 replied to the topic 25% return on total amount invested? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384973-25-return-on-total-amount-invested/#post-4544881</link>
				<pubDate>Mon, 17 Apr 2006 06:00:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>just boring old property and shares&#8230;.no complex products, sorry</p>
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				<title>GrantH_1974 replied to the topic 25% return on total amount invested? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384973-25-return-on-total-amount-invested/#post-4544878</link>
				<pubDate>Sun, 16 Apr 2006 22:59:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would just add that 25% return on cash invested isn&#8217;t that impressive considering the risks others have mentioned.</p>
<p>You can achieve a much better return than that, e.g., 60%plus, with far less risk.</p>
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				<title>GrantH_1974 replied to the topic What to do? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4385055-what-to-do-29/#post-4545312</link>
				<pubDate>Sun, 16 Apr 2006 22:49:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi AMDS,</p>
<p>As others have mentoned, you are in a fantatsic financial position at your age- congratulations!</p>
<p>I&#8217;m not sure if you have any debts from study but if you do, you could put aside some money to cover those debts. Also, if you want to put aside a small amount for holidays or travel, or future commitments like a new car, you could put this&hellip;<span class="activity-read-more" id="activity-read-more-239365"><a href="https://www.propertyinvesting.com/topic/4385055-what-to-do-29/#post-4545312" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic Gifted property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384704-gifted-property/#post-4543528</link>
				<pubDate>Sun, 16 Apr 2006 22:34:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>If your inlaws built the house and lived in it as their PPOR (or rented within allowable limits), then there should be no CGT. CGT may also depend on what year they purchased the property. Otherwise, there will be CGT to consider.</p>
<p>Transfer fees will probably be waived. You will still probably need to pay stamp duty. I imagine this would be based&hellip;<span class="activity-read-more" id="activity-read-more-118757"><a href="https://www.propertyinvesting.com/topic/4384704-gifted-property/#post-4543528" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic borrowing against own home for investment in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4385106-borrowing-against-own-home-for-investment/#post-4545550</link>
				<pubDate>Sun, 16 Apr 2006 21:59:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi bamute,</p>
<p>The interest would be tax deductible if you set up a separate loan (like a line of credit) and use the money to invest in any income producing assest (e.g., shares).</p>
<p>If you just withdraw the money out of your current home loan (say, through a redraw facility) then effectively the interest will not be deductible.</p>
<p>Kind regards,<br />
Jason.</p>
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				<title>GrantH_1974 replied to the topic muslims arrested in raids in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4383109-muslims-arrested-in-raids/#post-4534871</link>
				<pubDate>Wed, 09 Nov 2005 11:31:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well really, I think this requires a bit more thought.<br />
first I think your opening comments are highly offensive, not only to Muslims but to Australians as well.<br />
I am Australian, of English decent and was amazed that you actually had the view that all Muslim&#8217;s are violent. Do all italians own deli&#8217;s? We all know that there are fruitcakes in every&hellip;<span class="activity-read-more" id="activity-read-more-244679"><a href="https://www.propertyinvesting.com/topic/4383109-muslims-arrested-in-raids/#post-4534871" rel="nofollow">[Read more]</a></span></p>
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				<title>GrantH_1974 replied to the topic muslims arrested in raids in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4383109-muslims-arrested-in-raids/#post-4534869</link>
				<pubDate>Wed, 09 Nov 2005 09:35:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>sure&#8230;this is a property discussion forum&#8230;.so<br />
any responses to the actual property issues are welcome.</p>
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