PropertyInvesting.com | First timer | Activity https://www.propertyinvesting.com/members/first-timer/activity/ Activity feed for First timer. Sat, 18 Apr 2026 00:11:53 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 50aed4d26a01caf21b9b851e17e245a4 First timer replied to the topic Setting up finance for IP that will become PPOR in a year in the forum Finance https://www.propertyinvesting.com/topic/5027382-setting-up-finance-for-ip-that-will-become-ppor-in-a-year/#post-5027392 Tue, 07 Jun 2016 21:35:12 +0000 Thanks very much for the reply.

Some additional information for concideration.

Im not going to be able to avoid LMI. So can I borrow to say 88% of my current PPOR thus setting up a seperate split loan of:

500k x 88% = 440k (less 320k owing)
So $120k

This way I will be able to achive the new IP loan at 80%.

Then in a years time move into the…[Read more]

]]> c9896b23938c9e771f2380599299e69c First timer started the topic Setting up finance for IP that will become PPOR in a year in the forum Finance https://www.propertyinvesting.com/topic/5027382-setting-up-finance-for-ip-that-will-become-ppor-in-a-year/ Tue, 07 Jun 2016 11:56:29 +0000 Hi all,

Just looking for some basic advice on how I should structure a new loan for a new investment property that I plan on buying and moving into in a year or so. I understand that I should be be keeping my IP debt high and my PPOR low. However unsure of how this will work if I swap my ppor and IP.

Current PPOR value $500k with $320k owing. Do…[Read more]

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