https://www.propertyinvesting.com/members/emmajane06/activity/ Activity feed for emmajane06. Mon, 13 Apr 2026 16:37:24 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 551ffae9779f1ff592d977fe57d96248 https://www.propertyinvesting.com/topic/4392202-am-i-stupid-for-starting-too-big/#post-4582234 Mon, 18 Feb 2008 01:59:27 +0000 Hey there,In June 2007 my parents offered to sell me a share of their IP at the price they paid for it (180k) so purchased 1/3 share for 60k.The property was instantly valued at 210k as they had bought it in NZ just before boom time and is now worth 240.I used my share of the equity to buy number 2 in November (also in NZ) which is now showing a…[Read more]

]]> c4356021017a573c6b6906733eb7056c https://www.propertyinvesting.com/topic/4391494-buying-sight-unseen-6/#post-4577528 Wed, 21 Nov 2007 02:52:47 +0000 Well its in NZ and I'm in Australia, I might pay for my Dad's flight from Christchurch and he can look at it for me.Dad always knows best!!

]]> 1969243af664564fd50bb386f3e48b40 https://www.propertyinvesting.com/topic/4391332-cairns-off-the-plan-help/#post-4576731 Fri, 02 Nov 2007 06:10:00 +0000 hi cyclist, thats what I think it is! maybe after the excitement faeds and the reality sets in it happens to everyone!!

]]> 55583225d3668465aeb3bac4d585d0bd https://www.propertyinvesting.com/topic/4391332-cairns-off-the-plan-help/#post-4576728 Fri, 02 Nov 2007 02:46:19 +0000 Hi Simon,Yes I have checked out re.com.au and they don't have any one bedrooms for me to compare too! There has been no pressure but I'm worried by the time settlement comes (Jun 08) the rise in interest rates would have a caused a drop in prices. I think I'm just gonna fly up and have a look, rather spend the $500 now than lose 225k in the…[Read more]

]]> b27a06b097981e0e77f05ccc288b0a18 https://www.propertyinvesting.com/topic/4391251-advice-on-how-to-proceed/#post-4576356 Wed, 31 Oct 2007 10:40:19 +0000 deadlastI have PM'd you re The Investors ClubCheers,Emma

]]> 7358bef62e5df93818780d31609fa61c https://www.propertyinvesting.com/topic/4391120-good-companies-to-use-for-buying-off-the-plan/#post-4575740 Mon, 15 Oct 2007 05:44:28 +0000 hi kim email me at emma.healey@stellatravel.com.auI am looking for 5.5% yeild +what sort of properties do you have available?cheers emma

]]> e02d23a4798e97e29468e901fd6fa305 https://www.propertyinvesting.com/topic/4390442-a-taxing-question/#post-4571956 Tue, 09 Oct 2007 11:36:38 +0000 It does work, thats exactly what the Investors Club do, live off the equity they gain each year, non-taxable income, thats what I'll be doing when I'm 30!

]]> a67b6205ad3dfeb4cf93f6f006d087f1 https://www.propertyinvesting.com/topic/4381491-what-type-of-vehicle-do-you-have/page/13/#post-4524891 Sat, 06 Oct 2007 12:02:04 +0000 I bought myself a 1990 Toyota MR2 when I was 18 and I loved it so much.That cost me $7990 7 years ago in Chch, NZ.4 years ago I moved to Sydney and I don't need a car.I much prefer have the $100 a week car payments to use towards buying more property!!!But when I make it in this world of PI'ing I will get meself an AUDI TT Black softtop!!!…[Read more]

]]> a3c234c5394796c14220c86f673b82f4 https://www.propertyinvesting.com/topic/4390895-broken-hill-has-it-got-any-life-left/#post-4574618 Tue, 25 Sep 2007 01:04:28 +0000 Hey thanks V8Ghia,I'm actually from Chch, been living in Sydney 4 years now.I currently have a JV IP (a flat in Chch) with the family but want one of my own.We bought that in April last year for 180k and its renting for $230 p/wk privately to a freind of the family who will stay forever.We recently had it valued in April 0 and it was valued at 210…[Read more]

]]> 14a0f8adcc6027f83168699a65c2f9bd https://www.propertyinvesting.com/topic/4390890-group-investing-or-jv/#post-4574606 Mon, 24 Sep 2007 11:07:26 +0000 hi jason,take a look at pod property, they do just that, its like a dating agency for property investors.Just google them

]]> 433c77b4605b20836b09e7f4c76ed8ce https://www.propertyinvesting.com/topic/4390793-nz-finance-need-95/#post-4574164 Mon, 24 Sep 2007 10:48:07 +0000 Hi Kiwishep,I was hoping the fact that I'm an NZ'er living overseas would help but no.I have managed to secure 90% through a fantastic broker in Chch so I'm happy.Cheers,Emma

]]> b12d231fb66660bde52d27f17c09d159 https://www.propertyinvesting.com/topic/4390895-broken-hill-has-it-got-any-life-left/#post-4574615 Mon, 24 Sep 2007 10:42:31 +0000 wow thanks for your in-depth response skippy girl.Unfortunately I can't get LMI approval for Broken Hill so I can't proceed.I wish I could go and have a look at the property this weekend but I have a flight booked to NZ to look at some houses there and by next week it will be too late, the property will be gone!If only I could be a full time…[Read more]

]]> f96af13d1742db22ac984b173f3d4aa6 https://www.propertyinvesting.com/topic/4390895-broken-hill-has-it-got-any-life-left/#post-4574613 Sun, 23 Sep 2007 11:31:29 +0000 Thanks for your reply Marg,Who would you recommend I have look at the property?The owner boards up the windows when he goes interstate which is frequently (apparently)!!Also I am thinking of calling some property managers in the area to see what they think of the area as after the vendors rent-back time is up I will need new tenants!Cheers,Emma

]]> c8e243c37cf43ea8e7f7161c29ee5d72 https://www.propertyinvesting.com/topic/4390745-what-do-i-do-now-4/#post-4573937 Sun, 23 Sep 2007 07:06:54 +0000 Hi KingB,Congrats on your purchase.I am looking at something similar to yours.This will be my first IP of my own, I own a IP as a joint venture with my family in NZ but I want one here in Australia for tax benefits.Its 85k with a rental income of $110 a week which according to the agent I could raise to $140 after a good paint and maybe a new…[Read more]

]]> 23ecb39fdf5ff30ea62aceac22c7f2ea https://www.propertyinvesting.com/topic/4390136-first-home-in-aus-stamp-duty-concessions-and-efms/#post-4570369 Mon, 09 Jul 2007 11:55:19 +0000 Kia oraI own a IP in CHCH and I am eligible for the FHOG in NSW and stamp duty concessions, most lenders that I have spoken to choose not to include my NZ property in their calculations even though it s neg geared.Property here is a lot more expensive but its all relative, I know noone here earning $14 an hour but half of the people I know at home…[Read more]

]]> 31cf829f5081cf67ebf7eece5324627a https://www.propertyinvesting.com/topic/4390134-cash-for-reno/#post-4570367 Mon, 09 Jul 2007 11:48:52 +0000 Credit cards don't hurt they sting!I had a limit upwards of 16k and even though I only owed 1500 the lender was not too happy, so I reduced my limit to 2k which hurt but gave me a huge increase in borrowing capacity as they assume you will always have the card at its limit and you will be paying a minimum of 2% per month so at 16000 = 320 but 2000…[Read more]

]]> 41b7505b5d733cb42dd3a0d1046dcfc9 https://www.propertyinvesting.com/topic/4390096-rent-3/#post-4570063 Wed, 04 Jul 2007 10:43:35 +0000 Obviously new to the forum and new to communicating nicely with others?We are all here to help each other, I am sure gold coast girl was acting in good faith when she replied to your post.And if you were such a good builder you would probably know who to ask for the answer you seek.Emma

]]> bf38b7c08a98d23ceac6f4042d1c63cd https://www.propertyinvesting.com/topic/4390075-which-bank-5/#post-4569957 Tue, 03 Jul 2007 09:02:02 +0000 Hi Linda,So far RAMS have been good but I've read some nightmare stories on here. Yeah he should just say he will be living in it when the current tenant moves out but they will look into this ie I had to get my boss to sign a letter saying it was possible for me to work from Regional NSW even though the ofice is in Sydney, so they could see that…[Read more]

]]> 9e482bf48c977274f431ed259d98a296 https://www.propertyinvesting.com/topic/4390075-which-bank-5/#post-4569953 Mon, 02 Jul 2007 11:21:06 +0000 Hi there,I have got a loan through RAMS at 100% of the purchase price for a PPOR however the current tenant has a lease for another 11.5 months and I will move in after that to do up the place and take residence for 6 months as I also got the First Home Owners grant so have to fulfil those requirements – move in within 12 months – live there for 6…[Read more]

]]> 52a482e8469fb2e4e5a87132c8a529aa https://www.propertyinvesting.com/topic/4389487-finance-and-tax-issues-for-buying-nz-property/#post-4567207 Tue, 26 Jun 2007 06:12:02 +0000 Hi there,Just to confirm as I have an NZ IP that losses can only be offset against other nz income. So I was advised to set up trusts for each IP so they could offset loss against each other.Westpac in Nz have been very good to me, my loan consultant signs off on my Australian cheques to be deposited without the $28 international fee and they are…[Read more]

]]> d668a546afb9a02fca12c969d217f900 https://www.propertyinvesting.com/topic/4389343-positivly-geared-in-new-zealand/#post-4566547 Mon, 25 Jun 2007 08:38:34 +0000 Hi Jamie DellamI am from Christchurch but live in Sydney and the return there is pretty good at the mo.We (me, brother,parents 33% each) bought a wee flat in Bexley, Christchurch for 180k in April, it was tenanted for 190 per week but they were problem tenants so I went home for a few weeks and we got them out of there (their lease had expired so…[Read more]

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