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	<title>PropertyInvesting.com | elbowgrease | Activity</title>
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				<title>elbowgrease replied to the topic I have some dumb questions in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4374837-i-have-some-dumb-questions/#post-4481505</link>
				<pubDate>Mon, 05 Jul 2004 22:02:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>MrVip&#8230; Trust me &#8211; I know what it feels like to ask what you think is a really dumb question, but the only silly questions are the ones you don&#8217;t ask!</p>
<p>I don&#8217;t know about the exact amount of fhog you are entitled to but I&#8217;m pretty sure you can use it for an ip&#8230; if I&#8217;m wrong I&#8217;m sure the gurus will correct me on that one.</p>
<p>NO &#8211; you don&#8217;t have to&hellip;<span class="activity-read-more" id="activity-read-more-250805"><a href="https://www.propertyinvesting.com/topic/4374837-i-have-some-dumb-questions/#post-4481505" rel="nofollow">[Read more]</a></span></p>
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				<title>elbowgrease replied to the topic Giving up Smoking! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4374216-giving-up-smoking/page/3/#post-4477396</link>
				<pubDate>Tue, 29 Jun 2004 03:16:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>I once heard someone say &#8216;Smoking is just a habit.  Habits are extremely difficult to break. If you want to break a habit, replace it with a new habit&#8217;.  I liked their way of thinking.</p>
<p>And it is just my opinion, but I believe that if you really want to give up smoking, you will&#8230; because you will find a reason to do so.</p>
<p>If you don&#8217;t REALLY want&hellip;<span class="activity-read-more" id="activity-read-more-220497"><a href="https://www.propertyinvesting.com/topic/4374216-giving-up-smoking/page/3/#post-4477396" rel="nofollow">[Read more]</a></span></p>
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				<title>elbowgrease replied to the topic sell/transfer/gift/rent HELP! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4374153-selltransfergiftrent-help/#post-4476901</link>
				<pubDate>Wed, 02 Jun 2004 23:32:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would rent out the property, but would also convert the loan to Interest Only to minimize any extra $ that may need to come out of your own pocket to meet the loan payments.  Good luck.</p>
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				<title>elbowgrease replied to the topic Signage in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4374215-signage/#post-4477346</link>
				<pubDate>Wed, 02 Jun 2004 23:25:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Try this page&#8230;courtesy of Mortgage Adviser in another post&#8230;</p>
<p><a href="http://www.fsbo.com.au/" rel="nofollow">http://www.fsbo.com.au/</a></p>
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				<title>elbowgrease replied to the topic Turning PPOR into IP in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4373748-turning-ppor-into-ip/#post-4474020</link>
				<pubDate>Mon, 17 May 2004 21:44:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>ouch&#8230; I suspected it wasn&#8217;t as easy as I&#8217;d thought, but still doable.</p>
<p>Thanks MA &#8211; I just love creative financing.. and btw, last time I checked I was a female!  [laughing]  Seriously, appreciate your suggestion.</p>
<p>Have a good day all&#8230;</p>
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				<title>elbowgrease replied to the topic Forum shortcut info pls? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4373734-forum-shortcut-info-pls/#post-4473941</link>
				<pubDate>Sun, 16 May 2004 23:42:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Or you can click on the tiny envelope picture with the little green blob on it &#8211; that will &#8216;subscribe&#8217; you to that particular topic and you will be sent an automatic email message whenever a new post is made to that topic&#8230;[biggrin]</p>
<p>Forgot.. when you get the email, there will be a link for you to click on which will take you straight to the reply.</p>
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				<title>elbowgrease replied to the topic Which City/Suburb you live? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4369744-which-citysuburb-you-live/page/8/#post-4442358</link>
				<pubDate>Tue, 11 May 2004 23:33:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Originally from Rocky.. then in Brissy, then Denman, Brissy again, Townsville, Wodonga, Canberra, now in sunny East Brisbane&#8230; sigh.  Here to stay [thumbsup2]</p>
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				<title>elbowgrease replied to the topic How full is Fully Furnished in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373339-how-full-is-fully-furnished/#post-4470843</link>
				<pubDate>Fri, 30 Apr 2004 07:24:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your replies&#8230;.These are all great pointers I will keep in mind.  Kind regards.</p>
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				<title>elbowgrease replied to the topic How full is Fully Furnished in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373339-how-full-is-fully-furnished/#post-4470839</link>
				<pubDate>Fri, 30 Apr 2004 03:34:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Not a holiday house&#8230;. I&#8217;m just interested what people provide, and also in case, when I go to buy an IP and ask REA&#8217;s what sort of rental houses are in demand, they say furnished houses, then I&#8217;ll know what I&#8217;ll need to include.</p>
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				<title>elbowgrease replied to the topic Stuck in a rut...HELP! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4373032-stuck-in-a-rut-help/#post-4468500</link>
				<pubDate>Tue, 20 Apr 2004 06:07:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Screamin,<br />
Change the way you think about the cost of the social/interest side of your life.</p>
<p>Sure it&#8217;s gonna cost $ to play sport or whatever, but if you look at that cost as an &#8216;investment&#8217; into the quality of your life it might be a bit easier to bear.</p>
<p>Spend the money now on things that &#8211; when you&#8217;re 80 or so years old if you hadn&#8217;t done -&hellip;<span class="activity-read-more" id="activity-read-more-32188"><a href="https://www.propertyinvesting.com/topic/4373032-stuck-in-a-rut-help/#post-4468500" rel="nofollow">[Read more]</a></span></p>
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				<title>elbowgrease replied to the topic Too big Too soon? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373014-too-big-too-soon/#post-4468349</link>
				<pubDate>Mon, 19 Apr 2004 21:40:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Pisces, why is it better to have the units as strata titled as opposed to all on the one title?  How does this &#8216;reduce risk&#8217;.  Thanks.</p>
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				<title>elbowgrease replied to the topic New Zealand rental statistics in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4372972-new-zealand-rental-statistics/#post-4468122</link>
				<pubDate>Sun, 18 Apr 2004 23:39:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>MiniMogul &#8211; re your advice on asking about vacancy rates etc &#8211; I had been keeping an eye out for suggestions on what to ask agents re this, so thanks very much &#8211; they&#8217;re excellent pointers&#8230;[specool]</p>
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				<title>elbowgrease replied to the topic Choosing a selling agent in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4372859-choosing-a-selling-agent/#post-4467305</link>
				<pubDate>Tue, 13 Apr 2004 22:49:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Why do you need to sell your IPs???  Is it to get the $ out of them to spend elsewhere.. if so there are other options.  If you don&#8217;t &#8216;have&#8217; to sell&#8230; don&#8217;t!</p>
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				<title>elbowgrease replied to the topic need advice (please help if you can Steve!) in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4372543-need-advice-please-help-if-you-can-steve/#post-4465221</link>
				<pubDate>Tue, 06 Apr 2004 06:18:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Michelle_G.  The equity would come from the revaluation after improvements were done to the property.  The other mention of equity was referring to that which was created after an increase in prices due to a property boom.</p>
<p>No you wouldn&#8217;t get direct equity increases from only paying interest on a loan.  That suggestion was so that minimal&hellip;<span class="activity-read-more" id="activity-read-more-21606"><a href="https://www.propertyinvesting.com/topic/4372543-need-advice-please-help-if-you-can-steve/#post-4465221" rel="nofollow">[Read more]</a></span></p>
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				<title>elbowgrease replied to the topic hhhmm in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4372632-hhhmm/#post-4465906</link>
				<pubDate>Tue, 06 Apr 2004 00:51:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>hee hee&#8230;[biggrin]</p>
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				<title>elbowgrease replied to the topic hhhmm in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4372632-hhhmm/#post-4465903</link>
				<pubDate>Tue, 06 Apr 2004 00:37:38 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by geo:</i><br />
Hi all,</p>
<p>sorry for this but I do not know where to post this. Can anyone tell me that when they reply to a post, how they include the:</p>
<p>&#8216;Originally posted&#8217; part &#8211; I&#8217;ve been trying to figure that out for a while. Thanks guys.</p>
<p>Kind Regards,<br />
George.</p>
<p>&#8220;If You never never ask, you&#8217;ll never never know&#8221;</p>
<p>Click on the little&hellip;<span class="activity-read-more" id="activity-read-more-212808"><a href="https://www.propertyinvesting.com/topic/4372632-hhhmm/#post-4465903" rel="nofollow">[Read more]</a></span></p>
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				<title>elbowgrease replied to the topic need advice (please help if you can Steve!) in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4372543-need-advice-please-help-if-you-can-steve/#post-4465215</link>
				<pubDate>Tue, 06 Apr 2004 00:34:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi hiphop. Good on you for making the decision to start.  And it&#8217;s great that you are a good saver.  I&#8217;m newish at this myself but I offer the following to you.</p>
<p>First of all, if I may ask, what is your situation now &#8211; How much savings do you have now?<br />
what do you save each week?<br />
Do you have a mortgage, rent, live at home?</p>
<p>If you have enough&hellip;<span class="activity-read-more" id="activity-read-more-21600"><a href="https://www.propertyinvesting.com/topic/4372543-need-advice-please-help-if-you-can-steve/#post-4465215" rel="nofollow">[Read more]</a></span></p>
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				<title>elbowgrease replied to the topic Should I use equity? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4372443-should-i-use-equity/#post-4464414</link>
				<pubDate>Tue, 30 Mar 2004 02:30:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks geo that&#8217;s a great idea.</p>
<p>Thanks also MortgageHunter.  will be permanent ppor, so will pay cash as u suggest. Other option is good to keep in mind tho.</p>
<p>Thanks Geronimo &#8211; want to sell to get cash, and pay off approx $380K owing. Also downgrading. Bought ppor to do large reno for profit purposes to get good amount of equity behind me to&hellip;<span class="activity-read-more" id="activity-read-more-166090"><a href="https://www.propertyinvesting.com/topic/4372443-should-i-use-equity/#post-4464414" rel="nofollow">[Read more]</a></span></p>
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				<title>elbowgrease replied to the topic Cringe during location location in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4372426-cringe-during-location-location/#post-4464309</link>
				<pubDate>Tue, 30 Mar 2004 01:00:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>I saw the show on Sunday too and while I think RE agents are rotten vultures, I must say this &#8211; in one part of the show the couple were discussing with the agent what price they wanted and their reason for wanting 1.8mil was because they wanted extra to compensate them for &#8216;having&#8217; to leave their much loved house and all its memories. Even if they&hellip;<span class="activity-read-more" id="activity-read-more-87321"><a href="https://www.propertyinvesting.com/topic/4372426-cringe-during-location-location/#post-4464309" rel="nofollow">[Read more]</a></span></p>
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