maybe hubby doesn't want to risk his business on your loan or risk your investment on his business . He might want to seperate his business from your property investments. If his business gets sued by a little old lady who tripped over a carpet in his business you could lose the investment portfolio if it is in the business name or if you are also…[Read more]

JohnA possible point of fact is that until settlement you have no loan balance thus no interest payments. See if you can get permission for builders, painters , ect to have access to the property before settlement for the purpose of doing quotes so that the workmen can start as soon as settlement occurs (why after settlement –  risk factor of…[Read more]

If you make a capital loss you should put it on your tax as you can carry forward capital losses into the next tax year."If your total capital losses for the year are more than your total capital gains, the difference is your net capital loss for the year. It can be carried forward to later income years to be deducted from future capital gains.…[Read more]

There is an article in the November Issue on Page 76 of  Australian Property Investor Magazine explaining the legal pitfalls that can occur with on selling.

Also lenders will not readily lend to you for a retirement property. This is due to the fact that if you can't repay the loan the lender is restricted as to who they can on sell your property to.

You may like to investigate at your bank if you can get an offset account linked to the higher loan. You will reduce your loan balance if you get the right offset account and you can access the spare cash at any time when needed.The higher loan is costing you interest as you only get some of it back as a tax rebate. Also the loan to value ratio is…[Read more]

Also you have to factor in State gov Stamp Duty on the future purchases of replacement properties and selling real estate commissions if you use a real estate agent to sell properties. Also if you have done any improvements to the properties are you claiming depreciation on the improvements. If the properties are relatively new you may be able to…[Read more]

I am currently having renovations done on a rental property that is between tenants .As I am time poor I am paying someone else to do the work. I am and also having to make loan repayments. My property manager is organising the trade people.However I am not renovating for profit from selling the finished renovation.

The rental income would be more than your expenses thus making the rental income taxable income. Also for the period you rent out the property you would lose the PPOR (Primary Place of Residence) tax exemption for Capital Gains Tax (if you live somewhere else as you can only claim PPOR at one house at a time). This means any capital gain made…[Read more]

see also https://www.propertyinvesting.com/forums/getting-technical/finance/4322161

I'm time poor and used a company called mega seal to do the leaking shower for me.

what you are referring to is a shared equity mortgagesee these links for more…[Read more]

Look in the back of Australian Property Investor magazine as it has a suburb profile of each state with the suburbs medium price growth rates. Also compare each month to see if suburb's growth rate is growing.

mark , i thought that one up 20 years ago and discovered 20 years ago that housing corporations purchased the land earlier and are sitting on it for future sub division for first land and house packages. to the north of melbourne out to at least kilmore.

depending on which state of australia the house is in. In Vic Water rates are split into a service charge and an excess water use charge. in vic tenant pays excess  water  charge .  Also  borrowing  costs  spread  over  5  years  can  be  claimed  but  you  have  to check  with  the ATO website on what is a borrowing cost. New buildings can hav…[Read more]

my grand father who never owned a property for many years but rented told me this techniqueBuy a house and pay it off. Now buy another house and use the rent from house one and house two to pay off  house two.Now that house two is paid off use the rent from house one, house two and house three to pay off house three.Now that house three is paid…[Read more]

Your question doesn't make sense. Monitor or did you mean subscribe as huntley is a subscribe site. I am using http://www.wise-owl.com.au which is a subscribing site and http://www.rivkin.com.au. The most important success factor in the share market is that you have to sell loss making shares rather than fall in love with a share and cut your losses.Mistakes…[Read more]

I haven't had any experience with this loan but it relies on 10% annual growth of your property and the interest you do not pay is added to your loan balance for the first five years. This unpaid interest will have compound interest on it.What is the compounding term is it monthly or weekly or daily This has a big effect on what you will owe in 5…[Read more]

As Mr Trump would say to your Property ManagerYou're Fired !I had a pathetic property manager and what I did was I rang another Real Estate Property Manager and asked them to pick up the key from the other useless Real Estate Property Manager.They never returned my calls and let the lease run out without renewal. Then the useless one later rang me…[Read more]

You could go to property investor meetings or get a video of these meetings in Vic.see belowtroynbec run them I have been to a couple of them MEETING DETAILS 6.30 onwards for 7.00pm – 10.00pm (please make sure you are seated by 7.00pm sharp) Tuesday 12th of JuneNew Hope Baptist Church Community Events Room (opposite end of building to last m…[Read more]