r1trackday wrote:
I'm with masterREL"If it’s so easy and they make so much money why not become one?"Its so easy to complain. the price is the price…If your angry about how much tradies can change and inturn, how much money they are making….. try the other option and get your self a trade and earn all this money yourself.. The problem is, n…[Read more]

In the Age it was estimated that 113,000 mortgages will have to sell their houses if interest rates increase due to the US meltdown. Also 600,000 home owners will experience mortgage stress. http://www.theage.com.au/news/BUSINESS/Mortgage-stress-rising-rapidly-survey/2007/09/18/1189881491965.htmlAlso 41 billlion is owed on credit…[Read more]

Ask yourself if the holiday home is an emotional purchase rather than an investment property. And if you owe money on it and it is not a rental income type investment you are paying non deductible interest on it. This would be draining your cash flow  and be non claimable.  If you pay down some of the loans to make the properties cash flow p…[Read more]

try putting your post in the overseas deals section of this web site as this is mainly an Australian investor website If you want a better hope of getting a response you want to interest someone looking for an overseas deal.

The real problem is that for the last 15 years University has been sprouted as the best thing since sliced bread while our technical schools were closed down and the government did nothing to provide incentives for apprenticeships for the last 15 years. Now that there is a massive shortage of skilled trade people the government has just started to…[Read more]

I got 893 although I put an annual salary of $60,000 as I do not have an annual salary of  60,000 due to looking after my two kids so I can't work full time or invest / develop full time. The Bad news is I will lose my tenant this month .. The good news is I will be able to charge the market rent now for the future new tenant and pay off my inve…[Read more]

If they introduce such a fiscal policy it will give investors a buying opportunity as the  market price drops  and rents sky rocket  upwards.

The confusion probably stems from the fact that some of the mortgages already held by RAMS have used funds sourced from Global money Markets. As the sub-prime fallout was affecting the interest rate charged to RAMS for the Global Funds existing mortgages either have to have their interest rates increased or RAMS has to decrease their small profit…[Read more]

I have a portfolio loan that can be split into multiple accounts with St George. I was paying account fees for each account until I recently visited my loan manager and he offered me an annual fee payment that covers the accounts and is cheaper.I have an LOC so I can isolate my share trading loan from my investment property loan for tax…[Read more]

Once you re-finance with another bank I am sure your bank's special retention division will fire up into action to try and save your business.It is a bit like mobile phone contracts once you are on a pre paid mobile they offer you the world but if you are on a contract you never get any special deals until the contract is near ending.

Get a copy of Australian Property Investor Magazine. It comes out every month and has a Sydney suburb profile in the back of the magazine. In my opinion your best plan of attack would be to start out with a small apartment or flat and stay in it 12 – 24 months and try to pay off as much of the loan as possible. Why I am saying this is your…[Read more]

The 1990 recession was caused by the then Government Floating the Aussie Dollar for the first time. This caused money to flow into Australia and cause inflation. The reserve bank raised the cash rate to 17% which caused people with mortgages to sell their houses as the interest costs sky rocketed. Also the 17% affected business as they also borrow…[Read more]

roi is return on investment – yield -expenses / investment property cost at purchase * 100 is percentageROE is return on equity It is useful to compare the ROI against the share market or a high interest deposit account or other property dealsFinding out market price. – look at other similair properties on the market. look in back of Australian…[Read more]

Property investing is just as risky. You have to tie up $200,000 on one property investmentYou have to pay stamp dutyYou have to pay cgt on large gain You could get land tax chargedYou have rates,insurance,water charges, maintanance, tentant damagelow liquidity – cannot sell in a down turn quicklyShare tradingYou pay gst on low brokerage feeyou…[Read more]

Burnie used to have a bad reputation due to the industrial industries and paper mill that use to pollute the air .check if these industries still operate in Burnie.

this might give some insight alsohttp://bell.lib.umn.edu/Products/tulips.htmlit can happen in 1637 – prices cannot keep going up and up and up

I reckon 2 o'clockSeehttp://www.enziosclock.com/economic/clockhttp://globalhouseprices.blogspot.com/2006/04/time-is-running-out-on-investment.htmlhttp://www.startrungrow.com/information/investment/6,2983,the-investment-clock.htmI know you are going to say that real estate is rising but I feel that it is a bit like the share marketHave you every…[Read more]

the main point is –  who borrowed the money and who owes the money (You) .Who would lose money if they liquidate the loan. (not you)If you were a creditor ie you gave them a loan / money then you lose if liquidation occurs!Usually the loans are on sold to another lending company and your lender changes.

you may need to look for a commercial loan broker as normal broker's lender panel want residential property as security.

I am 39 years old and I was 27 when we had to have the recession we had to have. Property prices fell when interest rates rose to 19% if the rates keep going up in the future the first home buyer or first property investors are going to be under financial stress. With loans being so much larger than in 1995 I think we will see a lot of pain and…[Read more]