https://www.propertyinvesting.com/members/dave.murphy/activity/ Activity feed for dave.murphy. Wed, 15 Apr 2026 07:39:52 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 b9c1a47920d90a3a81001c745cf00719 https://www.propertyinvesting.com/topic/4391870-buying-under-property-investor-trust-much-harder-to-get-finance/page/2/#post-4580251 Fri, 11 Jan 2008 00:33:57 +0000 Terryw, thank you for your input.Other reason considering Chan&Naylor's Property Investor trust, is that I can pass on the assett ownership to other people without triggering CGT and stamp duty, and still has land tax treshold (except NSW), while has no vesting date.So, I think I will consider lower value property / low growth to be allocated…[Read more]

]]> da73c14c825a4541b048a6d90172a15f https://www.propertyinvesting.com/topic/4391870-buying-under-property-investor-trust-much-harder-to-get-finance/#post-4580248 Wed, 09 Jan 2008 06:01:15 +0000 John,As far as I can understand it so far, Discretionary (or often called Family Trust) offers assets protection, and allows you distribute income to members (beneficiaries) esp to the lowest tax brackets.  In regards to property, it doesn't allow individual to benefit from negative gearing as the losses are trapped inside the trust.This is where…[Read more]

]]> 05fec7237798d1fe775a57319802cda7 https://www.propertyinvesting.com/topic/4391870-buying-under-property-investor-trust-much-harder-to-get-finance/#post-4580246 Wed, 09 Jan 2008 05:03:04 +0000 Richard, that's for the insight.So what would be the best trust for Negatively geared property?Dave.

]]> 62c42f8d2ea7b7efd3cce437448db9e2 https://www.propertyinvesting.com/topic/4391870-buying-under-property-investor-trust-much-harder-to-get-finance/#post-4580244 Wed, 09 Jan 2008 04:39:41 +0000 I see…So is Chan&Naylor's "Property Investment Trust" is viewed as "Hybrid Trust" by major banks?Hope someone from Chan&Naylor's can answer this…?Is this the bottom line why it's harder to get finance, while you guys can get finance on Hybrid Discretionary Trust?Dave.

]]> 21d78572c94d637b5f8603f50c919633 https://www.propertyinvesting.com/topic/4391870-buying-under-property-investor-trust-much-harder-to-get-finance/#post-4580239 Tue, 08 Jan 2008 23:19:37 +0000 Hi Jon, Richard, Scarecrow7,You know what, I spoke to ANZ mortgage specialist on Nov last year requesting to get a quote.After speaking with their supervisor, he ended up saying "sorry we can't do it if it's under trust structure for 80% LVR" ??!!He might be still be able to help me though if I'm willing to put a certain amount of funds on ANZ…[Read more]

]]> 928841d292dcd5ec1ea277d6571be750 https://www.propertyinvesting.com/topic/4391870-buying-under-property-investor-trust-much-harder-to-get-finance/#post-4580234 Tue, 08 Jan 2008 07:45:51 +0000 Hi Jon,May I know what type of trust you use for your property?I have also spoken to 2 different brokers but they won't be able to get me major bank loan mainly because:1. The property will be in Trust structure2. It's 80% LVR3. It's Low Doc / No DocIf anyone can suggest which bank, I would really like to know so I can consider when I am…[Read more]

]]>