PropertyInvesting.com | DaOne | Activity https://www.propertyinvesting.com/members/daone/activity/ Activity feed for DaOne. Sun, 12 Apr 2026 20:40:39 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 84416e15b60960dc3592e80331b5b6fe DaOne replied to the topic 0% startup and buying a cashflow property in the forum Finance https://www.propertyinvesting.com/topic/4996193-0-startup-and-buying-a-cashflow-property-2/#post-4996556 Thu, 13 Nov 2014 03:33:14 +0000 You can certainly keep the loan as an interest only loan after 5 years. You will need to request your lender to keep it a interest only loan at the end of the 5 year term. It will be harder / impossible to get loan against a new business.

Keep posting your progress with this journey. Good Luck.

]]> 29cc805735e83274fc745a40056ce32e DaOne replied to the topic How much can i borrow ? in the forum Finance https://www.propertyinvesting.com/topic/4996502-how-much-can-i-borrow-12/#post-4996553 Thu, 13 Nov 2014 01:18:14 +0000 You need to consider 2 issues:
Servicability & Funds to Complete

Funds to Complete: To buy an IP worth $290k, you will need min. of approx. 13.5% of Purchase Price to cover costs. Potential to release equity (if available) plus the 20k you already have

Servicability: To improve your servicability, Make sure you are on Interest Only and use a…[Read more]

]]> 8891af42a9e5f61fafa3253cae4d82a7 DaOne replied to the topic Business or PAYG Employment? in the forum Finance https://www.propertyinvesting.com/topic/4996537-business-or-payg-employment/#post-4996552 Thu, 13 Nov 2014 01:09:27 +0000 You need to think about your Medium term and Long term goals. You mentioned you get a higher income by going into business…
You need to consider you when you are proposing to buy and put a plan together so you make the transition and still achieving your goals.

]]> 672e1ca18ca9a48f94717a781495f201 DaOne replied to the topic Student apartments - positively geared in the forum Help Needed! https://www.propertyinvesting.com/topic/4996499-student-apartments-positively-geared/#post-4996547 Thu, 13 Nov 2014 00:07:30 +0000 You also need to be aware that these apartments can be leased out to students (this might vary with different developments) making the market that will potentially rent very small. Then you will have the same problem when you want to sell.

I have not personally invested in apartments in the past, but I have never heard good stories about people…[Read more]

]]> e86b55ef79e7a46054070bee2b98302b DaOne replied to the topic Investing in studio/1BR apartments? Also investing in retirement community cent? in the forum Help Needed! https://www.propertyinvesting.com/topic/4993472-investing-in-studio1br-apartments-also-investing-in-retirement-community-cent/#post-4996546 Thu, 13 Nov 2014 00:01:46 +0000 Hi Isabel

I am looking signing up for 1BR + study apartment in Nth Caulifield, what do you think based on your experience.

]]> 12d5377ab1488356ee70465fc6db53eb DaOne replied to the topic PPOR to IP with variable and fixed loan in the forum Finance https://www.propertyinvesting.com/topic/4995202-ppor-to-ip-with-variable-and-fixed-loan/#post-4996242 Tue, 04 Nov 2014 02:00:01 +0000 I do not believe having 50% on Fixed and the other 50% on SVR with offset create any contamination. The things that can create contamination are making redraws, etc. I can see many are against pay down the Principal, so you can maximise your tax deductions down the track. Rather than just going for a 50%, 50% split, I would look at realistically…[Read more]

]]> 909c7896732a63cf88d7c623e36385ac DaOne replied to the topic How do mortgage brokers get access to the list of mortgage from each bank? in the forum Finance https://www.propertyinvesting.com/topic/4993614-how-do-mortgage-brokers-get-access-to-the-list-of-mortgage-from-each-bank/#post-4996239 Tue, 04 Nov 2014 01:48:20 +0000 You are correct, However their are other Lenders that will consider the deal depending on the circumstances and the security.

]]> b19d337cbf117810bb1bbbd1a6aaca8b DaOne replied to the topic Current Situation - Would like advice in the forum Help Needed! https://www.propertyinvesting.com/topic/4996222-current-situation-would-like-advice/#post-4996235 Tue, 04 Nov 2014 01:34:43 +0000 @Scottyboy

You and your wife are the only people that can decide on the car.

When you are trying to decide between an Owner Occupied property or a Investment property the fundamental are the similar, but do have some differences. With an Investment property do not get sucked into just Higher rents. Do your homework expected capital growth, look…[Read more]

]]> 8328c939b2c0198d668c1466c873c39f DaOne's profile was updated https://www.propertyinvesting.com/activity/p/300438/ Tue, 04 Nov 2014 01:22:29 +0000 08cce7ed9ac463106d2b4337d803db54 DaOne started the topic Builder in Gladstone in the forum Help Needed! https://www.propertyinvesting.com/topic/4996199-builder-in-gladstone/ Mon, 03 Nov 2014 05:24:24 +0000 Hi

Anyone that have built in Gladstone. I am looking for recommendation on getting a builder that has delivered a project to you. I have been trying to get a builder to build on a block of land I have in Glen Eden, Gladstone.

]]> 4c3e9ea8e38a0b718561b1a5d2818492 DaOne replied to the topic Property Spruikers in the forum General Property https://www.propertyinvesting.com/topic/4410214-property-spruikers/#post-4995924 Fri, 24 Oct 2014 23:12:41 +0000 @mwhelehan

I have had a similar experience to your in Dealing with Paul Bieg. I purchased a property in Middlemount, I guess I have to take some of the responsibility. The issue I have with Paul is that he was unable to deliver on the commitments he made when I signed up.
It took nearly 2 years for the build to complete (I was promised much…[Read more]

]]> 4c3e9ea8e38a0b718561b1a5d2818492 DaOne replied to the topic Property Spruikers in the forum General Property https://www.propertyinvesting.com/topic/4410214-property-spruikers/#post-4995924 Fri, 24 Oct 2014 23:12:41 +0000 @mwhelehan

I have had a similar experience to your in Dealing with Paul Bieg. I purchased a property in Middlemount, I guess I have to take some of the responsibility. The issue I have with Paul is that he was unable to deliver on the commitments he made when I signed up.
It took nearly 2 years for the build to complete (I was promised much…[Read more]

]]> 7ebeaf778d6d33d32501d056d4277583 DaOne replied to the topic Property Spruikers in the forum General Property https://www.propertyinvesting.com/topic/4410214-property-spruikers/#post-4695939 Fri, 22 Nov 2013 23:37:40 +0000 Has anyone come across a builders called axis all properties. 

]]> 4bdc434276984d46a8bc636401ddabaa DaOne replied to the topic Property Spruikers in the forum General Property https://www.propertyinvesting.com/topic/4410214-property-spruikers/#post-4695938 Fri, 22 Nov 2013 23:35:34 +0000 Thanks petroipe and FMS for your comments, if anyone has further information, I am interested in learning about his credibility

]]> db6f4a0266b710c73c6f033b9f31d022 DaOne replied to the topic Help - I am a new investor and my mind is boggled! in the forum Help Needed! https://www.propertyinvesting.com/topic/4410260-help-i-am-a-new-investor-and-my-mind-is-boggled/page/2/#post-4696252 Fri, 22 Nov 2013 12:33:04 +0000 Good advise bought with equity, if a broker does not have investment properties try and stay away from them. Yes mortgage broker can not provide you specific advise on structuring for asset protections or how to maximise Serviceability. But they can discuss what they have done to assist you in your journey.

]]> 6420d2fdaa63b0660f9bab62af38ea6a DaOne replied to the topic Unemployment rate increasing!!! in the forum Help Needed! https://www.propertyinvesting.com/topic/4410298-unemployment-rate-increasing/#post-4696489 Fri, 22 Nov 2013 12:09:28 +0000 In my view the economy will slowly start to recover. Businesses are starting to see some improved activity not sure if this is because of the approaching Christmas season are if Australia is now truly open for business again.

]]> 7c489795b601e07d73a087a0fc5a4650 DaOne replied to the topic Need a finance broker in the forum Finance https://www.propertyinvesting.com/topic/4410256-need-a-finance-broker/#post-4696217 Tue, 19 Nov 2013 23:02:46 +0000 SC2007 hope you have found a good broker to talk about your situation and they were able to help you

]]> b27f44e90ccc710ffde1838bc827da6c DaOne replied to the topic Working with mortgage brokers in the forum Help Needed! https://www.propertyinvesting.com/topic/4410162-working-with-mortgage-brokers/page/2/#post-4695683 Mon, 11 Nov 2013 20:53:16 +0000 Some lender would give you a little better rate, but when you are investor you don't want all your loans with one lender as this will limited your borrowing capacity. Some of things you should look out for are:
Should be a Mortgage Specialist
Should be a Member of the Mortgage and Finance Association of Australia (MFAA)
Should have links with a…[Read more]

]]> adc7af2f8eb2ca2cb9bf17ef3be1fc94 DaOne replied to the topic Gladstone - Drafty/Builders in the forum Help Needed! https://www.propertyinvesting.com/topic/4409570-gladstone-draftybuilders/#post-4692431 Mon, 11 Nov 2013 20:40:23 +0000 Hi 
is there any builders in Gladstone, that you should not use

]]> 1fe9fe5106a42cb9cb02452ae29c4a72 DaOne replied to the topic What's YOUR biggest property investing problem? in the forum Help Needed! https://www.propertyinvesting.com/topic/4410207-whats-your-biggest-property-investing-problem/page/2/#post-4695898 Fri, 08 Nov 2013 07:09:25 +0000 Jimmy you are talking about financial advice. It is always good so you are clearing on structuring you asset purchase. Also it is good idea to have a pest and building inspection completed.
Also always sign a contract to buy subject to finance, so you can be sure that you have the opportunity to walk away or renegotiate price if the bank valuation…[Read more]

]]> 97e61752e81492cb00c0bf5204b58b3e DaOne replied to the topic How to untangle a tricky web in the forum Finance https://www.propertyinvesting.com/topic/4409744-how-to-untangle-a-tricky-web/#post-4693469 Mon, 04 Nov 2013 10:32:31 +0000 Have you considered moving the IP elsewhere, based on your valuation the IP value of $360 k. 

]]> 6ac1f2c85557c79d8b035edab69188ae DaOne replied to the topic Brokers / Finance Providers Best Rate in the forum Finance https://www.propertyinvesting.com/topic/4410098-brokers-finance-providers-best-rate/#post-4695268 Mon, 04 Nov 2013 07:32:19 +0000 I guess it comes down to what you want. If you want the cheapest rate google it or Talk to a mortgage broker, it will be provided. As long as you know what you want. But remember the cheapest rate might not be the best solution for you.

]]> ae87e493d8ebc244c8ba85391bf84909 DaOne replied to the topic Finance for business in the forum Finance https://www.propertyinvesting.com/topic/4410148-finance-for-business-2/#post-4695585 Mon, 04 Nov 2013 07:17:56 +0000 Agree with Lazibones, ANZ is not a very friendly / co-operative bank to deal with

]]> 65cce15e984c4115169c31f24b3fa642 DaOne replied to the topic Private Finance/JV partner required for Investment in Mining areas! in the forum Finance https://www.propertyinvesting.com/topic/4406360-private-financejv-partner-required-for-investment-in-mining-areas/#post-4667859 Mon, 04 Nov 2013 07:09:33 +0000 What is your view on Places like Middlemount and Gladstone

]]> 166a16b88f8014494f7da327057c39cc DaOne started the topic Property Spruikers in the forum General Property https://www.propertyinvesting.com/topic/4410214-property-spruikers/ Sun, 03 Nov 2013 11:33:48 +0000 I am interested learning, if anyone has come across a Paul Bieg of Big Property Investments. He comes across as a knowledgeable and helpful property investor, has anyone in these forums had any dealings and what is your view. He sells properties in WA and Qld.

]]> 166a16b88f8014494f7da327057c39cc DaOne started the topic Property Spruikers in the forum General Property https://www.propertyinvesting.com/topic/4410214-property-spruikers/ Sun, 03 Nov 2013 11:33:48 +0000 I am interested learning, if anyone has come across a Paul Bieg of Big Property Investments. He comes across as a knowledgeable and helpful property investor, has anyone in these forums had any dealings and what is your view. He sells properties in WA and Qld.

]]> 166a16b88f8014494f7da327057c39cc DaOne started the topic Big Property Investments in the forum General Property https://www.propertyinvesting.com/topic/4410214-property-spruikers/ Sun, 03 Nov 2013 11:33:48 +0000 I am interested learning, if anyone has come across a Paul Bieg of Big Property Investments. He comes across as a knowledgeable and helpful property investor, has anyone in these forums had any dealings and what is your view. He sells properties in WA and Qld.

]]> 92c71b76700bc0845ac3bebe20d3e15a DaOne replied to the topic Fixing Interest Rates.. How many years? in the forum Finance https://www.propertyinvesting.com/topic/4410194-fixing-interest-rates-how-many-years/#post-4695820 Sun, 03 Nov 2013 11:25:49 +0000 Hi
Based on the all the discussion in the forum, is it now time to fix rate for 2 or 3 yrs. I can not see reasons why the RBA will increase the rates. Increase in rate will affect the exchange rate, however signs of the residential property markets over heating is emerging

]]> 1fe6560ffaae6ce5ab851433b0c260cd DaOne replied to the topic List of Property Spruikers in the forum General Property https://www.propertyinvesting.com/topic/4410191-list-of-property-spruikers/#post-4695792 Sun, 03 Nov 2013 11:16:16 +0000 Has anyone come across Paul Bieg from Big Property investments. He sells properties in Queensland and Western Australia in mining areas. I am interested in understanding if anyone has come across Paul and if they have invested through him

]]> e1feb9e21d178dda3357361cbf7e1961 DaOne replied to the topic Buyers Agent/Advocates - useful, or waste of money? in the forum Help Needed! https://www.propertyinvesting.com/topic/4409359-buyers-agentadvocates-useful-or-waste-of-money/#post-4690783 Wed, 22 May 2013 13:20:43 +0000 Can anyone suggest BA's in Geelong, Victoria

]]> e1d55e726065fd34a181a04a0ce64c59 DaOne replied to the topic Any of you ever used a buyer's agent? in the forum General Property https://www.propertyinvesting.com/topic/4409395-any-of-you-ever-used-a-buyers-agent/#post-4690998 Wed, 22 May 2013 13:01:19 +0000 Can anyone suggest some buyers advocates in Geelong in victoria. when engaging buyers advocates how do you provide your expectations?

]]> 545334a07e844cf6a45bc756d21175ad DaOne replied to the topic How to determine borrowing power? in the forum Finance https://www.propertyinvesting.com/topic/4408905-how-to-determine-borrowing-power/#post-4687935 Fri, 15 Mar 2013 01:44:57 +0000 As some people like Qlds007, Jamie have suggested talk with a mortgage broker it is not going to cost you anything. In some cases you will get some or a lot valuable information to help you in you journey to buying a property. this is not going to cost you anything, 

]]> a55a49a306b090070a512e453573fe69 DaOne replied to the topic QLD mining regions (Bowen & Surat Basins & Gladstone): Willing to help anyone with questions in the forum Help Needed! https://www.propertyinvesting.com/topic/4404256-qld-mining-regions-bowen-surat-basins-gladstone-willing-to-help-anyone-with-questions/page/24/#post-4652448 Tue, 12 Mar 2013 12:10:30 +0000 Hi Mattnz
would you be interested in advising about sourcing a land and be able build a duplex or similar.

]]> 25a08baaff3dd1c468228a3a3747fde8 DaOne replied to the topic Refferral required for a professional that can help set up a Trust for Property Investing in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4408931-refferral-required-for-a-professional-that-can-help-set-up-a-trust-for-property-investing/#post-4688128 Tue, 12 Mar 2013 11:24:17 +0000 Hi Terry
i have contacted you through your website as you do not have any contact number.

when I expect to hear back from you

]]> 242bb642d95dc020b99cdde1ae8c8064 DaOne replied to the topic OC1's development - in detail in the forum Value Adding https://www.propertyinvesting.com/topic/4408918-oc1s-development-in-detail/#post-4688010 Tue, 12 Mar 2013 11:20:39 +0000 Hi oc1
i am interested in property development and would like to have some one like you as a metro, would you be interested.

]]> b69d1e2718365e7f8715bf9a4adcc09b DaOne replied to the topic OC1's development - in detail in the forum Value Adding https://www.propertyinvesting.com/topic/4408918-oc1s-development-in-detail/#post-4688009 Tue, 12 Mar 2013 11:20:34 +0000 Hi oc1
i am interested in property development and would like to have some one like you as a metro, would you be interested.

]]> 39e0d8bfaa4e2fda931edd8d8e8201f6 DaOne replied to the topic Refferral required for a professional that can help set up a Trust for Property Investing in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4408931-refferral-required-for-a-professional-that-can-help-set-up-a-trust-for-property-investing/#post-4688121 Sat, 09 Mar 2013 11:28:09 +0000 Hi
Understand there are complications, and thanks for highlighting some of the issues. What are the solutions and who can help provide it??

]]> 35fb3cdf63d1cc32c4243ce102c505fa DaOne replied to the topic Refferral required for a professional that can help set up a Trust for Property Investing in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4408931-refferral-required-for-a-professional-that-can-help-set-up-a-trust-for-property-investing/#post-4688118 Sat, 09 Mar 2013 07:23:18 +0000 Hi
Thanks, I am in SE suburb of Melbourne. I am happy to work over the phone / Email. I know what I want, but I just want to ensure the trust deed is made to provide maximum protection and benefit for property investing. Please note that I am a Mortgage broker myself.

]]> 5b02f8cf4f69ea9c9929ea1895288cfc DaOne replied to the topic Positive Cashflow propery listing in the forum Heads Up! https://www.propertyinvesting.com/topic/4391881-positive-cashflow-propery-listing/#post-4580336 Wed, 09 Jan 2008 09:30:08 +0000 Hi GuysThx for your advise

]]> 1f95ac0d147d6d98faf1c0ce6a764a59 DaOne replied to the topic Positive Cashflow properties in the forum Help Needed! https://www.propertyinvesting.com/topic/4391879-positive-cashflow-properties-5/#post-4580307 Tue, 08 Jan 2008 11:17:25 +0000 Do you know if it is possible to find positive cash flow properties in Newcastle?

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