PropertyInvesting.com | dachopper | Activity https://www.propertyinvesting.com/members/dachopper/activity/ Activity feed for dachopper. Mon, 13 Apr 2026 09:37:17 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 799cfdebab376aa981e4e4de671d81de dachopper replied to the topic Holiday House / Short Term rentals Perth - Pro's / Cons in the forum Thanks guys, this is the https://www.propertyinvesting.com/topic/4405972-holiday-house-short-term-rentals-perth-pros-cons/#post-4664525 Sun, 15 Apr 2012 14:56:59 +0000 Thanks guys, this is the type of discussion I was hoping for. I think that I will give it a crack. Capital gain is too good to turn down. Also – for the size of the outlay, the inclusions are rather minute in comparison

]]> 82924f69c5b33de1efb4fac44a424b8f dachopper replied to the topic Offset Account vs Savings Account in the forum Help Needed! https://www.propertyinvesting.com/topic/4406019-offset-account-vs-savings-account/#post-4665050 Wed, 07 Mar 2012 13:59:56 +0000 If you assume the loan is $50,000 – and interest rate 6.4%

Then he will save $3200 in a savings account, then get charged tax, then have to pay $3200 to the Interest only account – Ie – he will loose whatever money he pay’s in tax ( by his top marginal tax rate amount ) on the savings account profit.

If he puts it in an offset account, then he…[Read more]

]]> c6ccbdd4c598b5be3126f195e12a86a5 dachopper replied to the topic Offset Account vs Savings Account in the forum Help Needed! https://www.propertyinvesting.com/topic/4406019-offset-account-vs-savings-account/#post-4665048 Wed, 07 Mar 2012 04:26:05 +0000 Terryw wrote:
Would you rather earn $100 in interest or save $100 in interests on the home loan?Both would result in the same savings – assuming the same entity is involved.The $100 interest would be taxable. The $100 in interest saved would mean  you have $100 less in deductions which means your taxable income will increase by $100.

This is…[Read more]

]]> 3838713245b2f1c324461080f10565a9 dachopper replied to the topic Offset Account vs Savings Account in the forum Help Needed! https://www.propertyinvesting.com/topic/4406019-offset-account-vs-savings-account/#post-4665044 Tue, 06 Mar 2012 14:25:09 +0000 You should always keep your money in which ever offset account has the higher interest rate charged against it, and if you hold a mortgage in the place you live, it’s better to put the offset against that house if you are living in it, as you can claim more interest charged against tax for the IP.

If you did it the other way around ( money in…[Read more]

]]> 3a0fca4691ee674c61ef043cc318be0b dachopper replied to the topic Offset Account vs Savings Account in the forum Help Needed! https://www.propertyinvesting.com/topic/4406019-offset-account-vs-savings-account/#post-4665043 Tue, 06 Mar 2012 14:16:42 +0000 It is pretty straight forward.

If you put the 50 Grand in an offset account, you will earn more money, than if you leave it in the savings account, as you will save 100% of the interest in the offset account, and only save the post tax ammount of interest from a savings account AND the interest rate in the savings account is worse than the…[Read more]

]]> c508a6a185bf0774b0a8cd5036f028bf dachopper replied to the topic Holiday House / Short Term rentals Perth - Pro's / Cons in the forum Help Needed! https://www.propertyinvesting.com/topic/4405972-holiday-house-short-term-rentals-perth-pros-cons/#post-4664516 Fri, 02 Mar 2012 15:54:23 +0000 I already have a duplex that is in a low capital growth area, easy to rent + a townhouse and a Unit in high growth area’s, both of which are + cash flow ….. was thinking that holiday rental would be a way to justify building in a more expensive suburb on the ocean vacant block, with high capital growth? + rent while it’s held or b4 it’s moved into?

]]> b3c00a5f06b87c711d50753c5150da09 dachopper replied to the topic Where do I start? in the forum Help Needed! https://www.propertyinvesting.com/topic/4405982-where-do-i-start-12/#post-4664641 Wed, 29 Feb 2012 18:20:40 +0000 Best place to start it – decide how much you can afford, then you will have a “cap” on prices which will discount some areas & make the decision easy….

Just don’t buy in Perth as it’s bonkers …. is my advice

]]> 77e6354834fd736f11bdc30c9b2f8604 dachopper replied to the topic Holiday House / Short Term rentals Perth - Pro's / Cons in the forum Help Needed! https://www.propertyinvesting.com/topic/4405972-holiday-house-short-term-rentals-perth-pros-cons/#post-4664514 Tue, 28 Feb 2012 16:43:49 +0000 Cheers…. was considering that too, but even with twice the rent…… you could basically have a 50% vacancy rate, and if not….. you’d be rolling in it?

]]> 31f44693ddc8cbf8b57bbd6e919cf243 dachopper replied to the topic CGT exempt rule - what happens if you move back in 2 months after the 6 years is up? in the forum Help Needed! https://www.propertyinvesting.com/topic/4405956-cgt-exempt-rule-what-happens-if-you-move-back-in-2-months-after-the-6-years-is-up/#post-4664400 Tue, 28 Feb 2012 04:05:02 +0000 Agree with Terryw, the first 6 years of absence, it is still your PPOR, as long as you have no other PPOR claimed. Get a house valuation done at the 6 year mark, and you will only pay CGT on the difference between this and the sale price…. So really there is no benefit in selling before the 6 year mark as you get the same benifit but make more…[Read more]

]]> 4d4911c82875d7004b9aa33d65339f12 dachopper replied to the topic Perth Median Market Overpriced ? in the forum Help Needed! https://www.propertyinvesting.com/topic/4405915-perth-median-market-overpriced/#post-4664138 Sun, 26 Feb 2012 13:40:48 +0000 Thanks for the comments

]]> 7361be0234f7665581f260cfcfa59ed0 dachopper replied to the topic Existing Property - SELL / BUILD DUPLEX in the forum Help Needed! https://www.propertyinvesting.com/topic/4405911-existing-property-sell-build-duplex/#post-4664096 Wed, 22 Feb 2012 09:59:15 +0000 I see, i’m not sure on that one…..

]]> 1922e7fdb6754073b780485457b902f3 dachopper replied to the topic Perth Median Market Overpriced ? in the forum Help Needed! https://www.propertyinvesting.com/topic/4405915-perth-median-market-overpriced/#post-4664132 Wed, 22 Feb 2012 09:45:39 +0000 Good to get some ideas out there,

sbhjain wrote:
Hello DaIm in Perth myself (cannington) and in the process of buying my first IP around 500K mark. I personally believe prices in Perth are 10-15% higher than what they should be. But in saying that, i dont think the prices are coming down, houses take a little bit longer to sell .…[Read more]

]]> da2213887149b7ef9c71eab6056fef01 dachopper replied to the topic Perth Median Market Overpriced ? in the forum Help Needed! https://www.propertyinvesting.com/topic/4405915-perth-median-market-overpriced/#post-4664123 Wed, 22 Feb 2012 07:52:15 +0000 Thank you for your view – that makes sense of the differing auction clearance results in Perth.
but, I still have some concerns maybe you can also voice your opinion on

The issue of affordability – the average wage x 6 = the median house price

Having a look at these couple of graphs…[Read more]

]]> 22e0979685c5e6014c4da696084b5261 dachopper replied to the topic Existing Property - SELL / BUILD DUPLEX in the forum Help Needed! https://www.propertyinvesting.com/topic/4405911-existing-property-sell-build-duplex/#post-4664094 Tue, 21 Feb 2012 12:13:50 +0000 I would say the duplex would be around $400 – $450,000, but it really depends on how big it is, and the inclusions aswell, rather than how many rooms etc.

I’ve just done a 3 bed, 2 bath, double gge, alfresco back area with double sliding doors and that was around 450K

You need to pick a builder and get some quotes really before you can do the…[Read more]

]]> a6992c59b3e32ba0b7bcdc13a099a409 dachopper replied to the topic SHARED HOUSING VS STRATA UNIT BUILDING REQUIREMENTS in the forum Thanks, by the look of it, I https://www.propertyinvesting.com/topic/4405887-shared-housing-vs-strata-unit-building-requirements/#post-4663938 Fri, 17 Feb 2012 09:14:58 +0000 Thanks, by the look of it, I would be building a 1B type building, which looks very similar so far to the normal residential rules ( under 12 ppl )
Is there anywhere you can view the building Code of Australia online ?

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