PropertyInvesting.com | Chris100 | Activity https://www.propertyinvesting.com/members/chris100/activity/ Activity feed for Chris100. Sun, 12 Apr 2026 12:47:47 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 ba9ed2d8edf101c8e5f97c78d1a6c426 Chris100 replied to the topic Which Country in the forum Overseas Deals https://www.propertyinvesting.com/topic/4382599-which-country/#post-4531968 Mon, 10 Oct 2005 00:42:18 +0000 Are there many people living in Australia and buying in NZ property (and vice versa)?

Chris Durman
ebank.com.au

]]> 2bcabd072f568b7ff66f5263da4a98b5 Chris100 replied to the topic $1 deposit!!! in the forum Help Needed! https://www.propertyinvesting.com/topic/4380629-1-deposit/page/2/#post-4519033 Thu, 07 Jul 2005 03:11:41 +0000 I think you will find that a payment represents the third part of a contract (ie offer, acceptance and finally consideration). This binds the document into a contract. Taking more than a “peppercorn” for a deposit is by agreement between the buying and selling parties.

Chris Durman
ebank.com.au

]]> 8e83c3483be68375739d3c9afb6dae7f Chris100 replied to the topic what to do with profits made? in the forum Help Needed! https://www.propertyinvesting.com/topic/4377388-what-to-do-with-profits-made/#post-4497988 Tue, 14 Dec 2004 22:59:44 +0000 Why not use the equity to leverage? Tax, duties, etc are a pain!

Chris Durman
Commercial Capital Finance Pty Ltd
B 07 3853 5221
F 07 3853 5256
M 0427809858
C/- Brisbane Technology Park, 1 Clunies Ross Court, Eight Mile Plains, Queensland 4113
ACN 110 082 347
CAUTION – This message may contain privileged and confidential…[Read more]

]]> 36a79ad19765883d361c39c34b7084d0 Chris100 replied to the topic Commercial property advice in the forum No Subject https://www.propertyinvesting.com/topic/4377348-commercial-property-advice/#post-4497688 Thu, 09 Dec 2004 23:32:43 +0000 Hi Dan. Check the majors URL’s, and you will find similar to http://www.anz.com/australia/business/prdsrv/finance/home_equity.asp
This is a good start for you.

Chris Durman
Commercial Capital Finance Pty Ltd
B 07 3853 5221
F 07 3853 5256
M 0427809858
C/- Brisbane Technology Park, 1 Clunies Ross Court, Eight Mile Plains,…[Read more]

]]> 408ac7484a520e8844173aa77bf29459 Chris100 replied to the topic How to find out yield in an area in the forum Help Needed! https://www.propertyinvesting.com/topic/4377361-how-to-find-out-yield-in-an-area/#post-4497730 Thu, 09 Dec 2004 23:25:12 +0000 Hi Persistence. Try http://www.homepriceguide.com.au/ This is a good start.Good luck.[cap]

Chris Durman
Commercial Capital Finance Pty Ltd
B 07 3853 5221
F 07 3853 5256
M 0427809858
C/- Brisbane Technology Park, 1 Clunies Ross Court, Eight Mile Plains, Queensland 4113
ACN 110 082 347
CAUTION – This message may contain…[Read more]

]]> ed2466c817f7f5ec78e8defef63f0b38 Chris100 replied to the topic Partnership or alone? in the forum Help Needed! https://www.propertyinvesting.com/topic/4377310-partnership-or-alone/#post-4497404 Wed, 08 Dec 2004 22:25:18 +0000 If you join forces?…Document everything!!! That way there can be no arguments later.
I’d suggest you look at entering into this as “tenants in common” with shares agreed (see your conveyancer about this).
If its a reactive investment then you will most likley not need extensive agreements in place (you can also go Joint Venture where each is…[Read more]

]]> 289cb3c82ffbbd4f6e84772dc9684d17 Chris100 replied to the topic Daughters help? in the forum Help Needed! https://www.propertyinvesting.com/topic/4377332-daughters-help/#post-4497609 Wed, 08 Dec 2004 21:59:45 +0000 Some lenders will look at assisting you depending on your current status (if you are looking ot borrow again)on bankruptcy.
On the home front – Your daughter and partner are also trying to get ahead without offering any discounted rents/financial help, and may need to get the best return in the market – so then there may no benefit (to either of…[Read more]

]]> bcc2040d92b5da2778851a0146692b31 Chris100 replied to the topic What Interest Rate to use in the forum No Subject https://www.propertyinvesting.com/topic/4377330-what-interest-rate-to-use/#post-4497582 Wed, 08 Dec 2004 21:52:02 +0000 Add the 1.5% to 2% to calculate – everyone has a different opinion on the market for 2005 (rates that is), so adding a margin covers you for good and for bad.
Another simple tip- calculate your gross rents, then work out what 65% of this is, and you will have have a rough but good guide on what your net cash flow will be if tenanted 100% of the…[Read more]

]]> e8a99542004447a8a303755862ed8444 Chris100 replied to the topic Conflict of interest? in the forum Help Needed! https://www.propertyinvesting.com/topic/4377325-conflict-of-interest-2/#post-4497559 Wed, 08 Dec 2004 21:48:42 +0000 In a word? Beware.
The bank val should be a good indication of what the lower end value of your propoerty is. Auctioning (although the upfront cost may negate) is an option.
Multi list!
Where is a web site for private listings of property???

Chris Durman
Commercial Capital Finance Pty Ltd
B 07 3853 5221
F 07 3853 5256
M…[Read more]

]]> b4a7989b1b7925ddb9cc6b6ec31d13f8 Chris100 replied to the topic kalgoorlie in the forum No Subject https://www.propertyinvesting.com/topic/4377267-kalgoorlie-3/#post-4497086 Wed, 08 Dec 2004 09:34:39 +0000 A while ago….. the market is subject to some fluctuations and its wise to have a lump of equity in the property.
See if you can drag info out of some of the sites related to historic property values, property turnover, and average rental returns (which have been higher than the major centres given a higher transient population).

Chris…[Read more]

]]> 9e44bde56ef0591bb7359c5af8ff9971 Chris100 replied to the topic Debenture stock in the forum Finance https://www.propertyinvesting.com/topic/4377273-debenture-stock/#post-4497100 Wed, 08 Dec 2004 09:30:45 +0000 Big tip- get a guaranteed investment return – you need as much of the money as you can get, low risk so you know exactly how much you can withdraw when the timing is right. There are a lot of people out there who have invested into a high yielding product, but ignored the risks!
My advise? – Go the traditional route, go Bank or guaranteed returns…[Read more]

]]> b458f76a7e7e4562e5b2ad3bd2062b3e Chris100 replied to the topic Transportable homes in the forum No Subject https://www.propertyinvesting.com/topic/4377306-transportable-homes/#post-4497390 Wed, 08 Dec 2004 09:25:20 +0000 may be hard to do – have you thought of looking at non housing finance? Personal Loans (drawn progressivley), HP, Chattel etc?

Chris Durman
Commercial Capital Finance Pty Ltd
B 07 3853 5221
F 07 3853 5256
M 0427809858
C/- Brisbane Technology Park, 1 Clunies Ross Court, Eight Mile Plains, Queensland 4113
ACN 110 082…[Read more]

]]> b2fa681c66b4b5480741d1b3786f0550 Chris100 replied to the topic Valuation Fees? in the forum Finance https://www.propertyinvesting.com/topic/4377258-valuation-fees/#post-4497053 Wed, 08 Dec 2004 09:21:06 +0000 The hassle for you SP is that the banks will push the cost to you irrespective. Generally the banks will be happy with a conservative valuation (which is possibly not to your liking), whereas you may beleive that the value should be higher – and seek a valuer who agrees with you.
There are a few in the market who are deemed to be very conservative…[Read more]

]]> b4b14e64b32573fa40ea9abfa076702a Chris100 replied to the topic Cross Colateralisation in the forum Finance https://www.propertyinvesting.com/topic/4375062-cross-colateralisation/#post-4483371 Wed, 04 Aug 2004 02:15:13 +0000 Milly- present the argument to the bank or broker as a 1st point. If you are selling and buying another, you could offer the new property to replace the one you are selling (as security). The bank can also be asked to set out in writing to you why they wont “allow” you to have the others as stand alone. The lender usually will take as mush…[Read more]

]]> c7aeb432c1e83baf398f2b45ec937bb9 Chris100 replied to the topic Valuation 2 in the forum Finance https://www.propertyinvesting.com/topic/4375131-valuation-2/#post-4483852 Tue, 03 Aug 2004 21:05:05 +0000 Brahms- the bank/funders calls for the valuation – they wont accept, by and large, your own valuation/valuer. Except when purchasing the property (in a lot of instances) where your purchase proice reflects the market asessment/value of the property.
a) You have the right to seek out who will write your business- funders therefore bid for your…[Read more]

]]> 48407fdd4951b85ce660d5e69341b44a Chris100 replied to the topic First home buyer getting finance in the forum No Subject https://www.propertyinvesting.com/topic/4375301-first-home-buyer-getting-finance/#post-4485207 Tue, 03 Aug 2004 03:21:56 +0000 Correct Dan- the broker is compensated by the lender (on most residential) deals- and the more lenders the broker has access to the better it is. Commercial and other types of finance are usually a different story for the broker.
I’d suggest stay flexible while you get the property, and then look at the change of the structure once settled. You…[Read more]

]]> ca953b254ca20d0c30d553140b6e01c5 Chris100 replied to the topic Cross Colateralisation in the forum Finance https://www.propertyinvesting.com/topic/4375062-cross-colateralisation/#post-4483368 Mon, 02 Aug 2004 20:27:03 +0000 Goodbuy- a quick one- were these details explained to you when you signed up the funders docs? If not you may have a real case.

Chris Durman
Commercial Capital Finance Pty Ltd
B 07 3853 5221
F 07 3853 5256
M 0427809858
C/- Brisbane Technology Park, 1 Clunies Ross Court, Eight Mile Plains, Queensland 4113
ACN 110 082…[Read more]

]]> 50a334208c5c8cc01963c6d1e1cf8f0c Chris100 replied to the topic Valuation 2 in the forum No Subject https://www.propertyinvesting.com/topic/4375131-valuation-2/#post-4483850 Mon, 02 Aug 2004 20:24:13 +0000 Certainly a grey area. The banks argue that the valuation is for internal use only, however you are the client that has created the transaction, and they are effectivley the hanger on!
Also, the values placed by the panel valuer(s) may not reflect the advertised asking price of the property. Banks will under vlaue properties except at settlement…[Read more]

]]> 13f796cc49647a71db07760bd2eb5aa3 Chris100 replied to the topic First home buyer getting finance in the forum No Subject https://www.propertyinvesting.com/topic/4375301-first-home-buyer-getting-finance/#post-4485203 Mon, 02 Aug 2004 20:11:27 +0000 Dan- as you have said there are hundreds. HOw do you chose the right one?
For a start, a mortgage now is not a life long marriage for better or for worse. You will find that you have the option to change, and within the one financial institution – so dont feel as if your decision now will be the one you are stuck with for the rest fo your…[Read more]

]]> 628afb62ca883b5b197b5b87ea032de8 Chris100 replied to the topic Leasing with the option to buy in the forum General Property https://www.propertyinvesting.com/topic/4375290-leasing-with-the-option-to-buy/#post-4485175 Mon, 02 Aug 2004 02:32:31 +0000 Certainly its a foot in the door- dont get caught out with issues in the contracts- every one loves each other before the money changes hands! Best you talk to the real estate agents in the area you wish to live, and see what “vendor” finance may be offered. What you propose is sometimes hard to find in a growing market however Sydney is off the…[Read more]

]]> 1af596fe61b017554f21691ca0b1b308 Chris100 replied to the topic Loan Type in the forum Finance https://www.propertyinvesting.com/topic/4375104-loan-type/#post-4483682 Mon, 02 Aug 2004 02:12:23 +0000 J&L- Interest only for sure – the financial advantage to you may be in the longer term- dont forget in a few years you will have a debt that hasnt increased, yet the property value may have. You will have possibly had some tax advantages, and kept your cash out to a lower lever while establishing yourself- paving the way form more investment…[Read more]

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