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	<title>PropertyInvesting.com | Chris-Syd | Activity</title>
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				<title>Chris-Syd replied to the topic Wanted to buy investment Property in specific block in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4396600-wanted-to-buy-investment-property-in-specific-block/#post-4605863</link>
				<pubDate>Thu, 02 Jul 2009 04:24:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>As the owner of a Unit you should have access to the Body Corp records and the owners of each unit.You could then write to them directly or even go thru the Body Corp to get them to pass on the letters etc.</p>
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				<title>Chris-Syd replied to the topic Equity as deposit in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4396428-equity-as-deposit/#post-4604995</link>
				<pubDate>Thu, 11 Jun 2009 04:23:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>You would need to get a loan against your current home to get access to teh equity 30K. Then borrow $270k  for the rest.So in total your loans would be $300k.Don&#039;t forget about legals and stamp duty and other fees etc.So you will be going for  90% loan against the investment property $270k and the depost + fees from you equity.</p>
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				<title>Chris-Syd replied to the topic SMSF to invest in property in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4393013-smsf-to-invest-in-property/#post-4586133</link>
				<pubDate>Tue, 29 Apr 2008 04:27:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>From my understanding the quote the amount because of the fees to setup and run a SMSF.You need that amount to get a good return to cover them as there is a yearly audit needed and it costs about $1000+ per year.I would say that the investment would have to be netural to positively geared to be able to do this thru super fund.Seek out so advise&hellip;<span class="activity-read-more" id="activity-read-more-65075"><a href="https://www.propertyinvesting.com/topic/4393013-smsf-to-invest-in-property/#post-4586133" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic Sydney Ripe with opportunities  in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4390953-sydney-ripe-with-opportunities/#post-4574866</link>
				<pubDate>Thu, 27 Sep 2007 06:07:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Campbelltown is no longer the outer suburbs of Sydney and the prices are more then a few years ago.I have not looked into it recently but Sydney over all is struggling along.</p>
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				<title>Chris-Syd replied to the topic the old 221 D tax form in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4390271-the-old-221-d-tax-form/#post-4571016</link>
				<pubDate>Thu, 26 Jul 2007 02:11:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>They changed the name to PAYG = Pay As You Go withholding tax.<a href="http://www.ato.gov.au/individuals/default.asp?menu=1129" rel="nofollow">http://www.ato.gov.au/individuals/default.asp?menu=1129</a>PAYG income tax withhoulding variation (ITWV) form for a employee<a href="http://www.ato.gov.au/individuals/content.asp?doc=/content/00096541.htm&amp;page=3&amp;H3=&amp;pc=001/002/040&amp;mnu=1132&amp;mfp=001/002&amp;st=&amp;cy=1" rel="nofollow">http://www.ato.gov.au/individuals/content.asp?doc=/content/00096541.htm&#038;page=3&#038;H3=&#038;pc=001/002/040&#038;mnu=1132&#038;mfp=001/002&#038;st=&#038;cy=1</a>Here is the form for 2007-2008 tax&hellip;<span class="activity-read-more" id="activity-read-more-123843"><a href="https://www.propertyinvesting.com/topic/4390271-the-old-221-d-tax-form/#post-4571016" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic Finance 6 Unit Apartment Block in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4390296-finance-6-unit-apartment-block/#post-4571109</link>
				<pubDate>Thu, 26 Jul 2007 01:36:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Jon Chown wrote:<br />
Danish83,On the surface of things, this appears to be a reasonable deal.   At $135,000 per 80m2 2 bed unit, I am guessing that it must be in a outer or remote location or that there are problems with the Building.Showing a 6%gross return, I would want better than that.   The weekly short fall is going to be around $600 and I am&hellip;<span class="activity-read-more" id="activity-read-more-232316"><a href="https://www.propertyinvesting.com/topic/4390296-finance-6-unit-apartment-block/#post-4571109" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic How many IPs do you have? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4389798-how-many-ips-do-you-have-2/page/2/#post-4568771</link>
				<pubDate>Thu, 26 Jul 2007 00:54:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>runinniv wrote:<br />
What is a PPOR? &#8211; sorry, new at this.  My guess is own home? if so, we rent.  </p>
<p>PPOR = Principal Place of Residence. This is your own home.PPOR 500k (Sydney 1999) owe 180k1st IP 290k (Sydney 2002) owe 321k  <img src="/wp-content/uploads/smileys/bigcry.gif?x75824" alt="" width="30" height="15" /> (Bought in Sydney at height of boom)2nd IP 350k (Cairns 2006) owe 300kLVR 1140k owe 801k =  70%</p>
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				<title>Chris-Syd replied to the topic Tenant Help Required! (Part 2) in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4387359-tenant-help-required-part-2/#post-4557179</link>
				<pubDate>Fri, 10 Nov 2006 02:10:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>You should not have to pay for the modem as this is normal a requirement to run the account.</p>
<p>It&#8217;s just like a telephone. You do not have to provide a phone for them so you do not have to provide the modem.</p>
<p>It is up to the renter to pay for this.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Invest in property...looks like a dud to me. in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4387224-invest-in-property-looks-like-a-dud-to-me/page/2/#post-4556579</link>
				<pubDate>Fri, 10 Nov 2006 02:01:55 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by arrowsmith:</i><br />
I am renting. My partner &amp; I have good incomes &amp; no dependents and I am 30 years old.</p>
<p>We have a very good combined disposable income. We are just starting to build savings after a long trip overseas.</p>
<p>Our rent is cheap (1/7 of our income) but the place is very old and run down. At this stage the only incentive to&hellip;<span class="activity-read-more" id="activity-read-more-160668"><a href="https://www.propertyinvesting.com/topic/4387224-invest-in-property-looks-like-a-dud-to-me/page/2/#post-4556579" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic Interest Only V's Principle Loan? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4387360-interest-only-vs-principle-loan/#post-4557184</link>
				<pubDate>Fri, 10 Nov 2006 01:36:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>IO &#8211; Interest Only is that you are paying Interest Only and none of the Principle.</p>
<p>This is good if you have any non deductible debt as Terry said.</p>
<p>Paying IO will allow all your spare funds to pay off that debt first.</p>
<p>If you do not any non deductible debt then paying of with P&amp;I will allow you to get equity and with growth you can borrow for&hellip;<span class="activity-read-more" id="activity-read-more-112777"><a href="https://www.propertyinvesting.com/topic/4387360-interest-only-vs-principle-loan/#post-4557184" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic First IP - advice in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4387339-first-ip-advice/#post-4557088</link>
				<pubDate>Thu, 09 Nov 2006 02:43:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes even tho you cannot get anything for the building there are still stuff inside and out that can be depreciated.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic property only returns 4.4% in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4387322-property-only-returns-4-4/#post-4556977</link>
				<pubDate>Thu, 09 Nov 2006 02:31:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>The % returns depends on the property value. Is this % from the begining or from the current value of the property?</p>
<p>Have you increased the rent in line with CPI?</p>
<p>Does the rent cover your payments?<br />
Is the Property CF+?</p>
<p>If you are making money from it then why sell.</p>
<p>If you have equity and from your posts you do then use that to invest&hellip;<span class="activity-read-more" id="activity-read-more-226858"><a href="https://www.propertyinvesting.com/topic/4387322-property-only-returns-4-4/#post-4556977" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic I'm ready but where should I start? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4387336-im-ready-but-where-should-i-start/#post-4557069</link>
				<pubDate>Thu, 09 Nov 2006 02:12:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would suggest you get a couple of books and read about proptery investing.</p>
<p>This will then help you narrow down what type of property you want, your price range etc<br />
Then you need to search for a place and find one which is suitable for you. This seems to be the hard bit in finding a CF+ property.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Looking for Structure Advise in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4385029-looking-for-structure-advise/#post-4545174</link>
				<pubDate>Thu, 13 Apr 2006 00:38:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would pay off your PPOR as it is a non-deductable debit.<br />
With most LOC even if you pay it off the account is still open and you can draw back on it for deposits and costs.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Any beginners advice would be appreciated. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384447-any-beginners-advice-would-be-appreciated/#post-4541788</link>
				<pubDate>Fri, 24 Feb 2006 06:03:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Usually costs are about 5-10% of the property you are trying to buy.<br />
Without equity you may need to save this up.</p>
<p>If your LVR (Loan to Value) ratio is more then 80% you usually have to have LMI (Lenders Mortgage Insurance). LMI is for the lender not you. This could add a few percent to the cost.</p>
<p>So your looking at about 110% of the cost of the&hellip;<span class="activity-read-more" id="activity-read-more-227615"><a href="https://www.propertyinvesting.com/topic/4384447-any-beginners-advice-would-be-appreciated/#post-4541788" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic No Deposit, No Investment in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4384105-no-deposit-no-investment/#post-4540219</link>
				<pubDate>Wed, 01 Feb 2006 02:04:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>You may have to talk to one of the brokers on here.</p>
<p>Depending on income you may be able to find a loan for 100% + costs.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Budgeting Software in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384107-budgeting-software/#post-4540229</link>
				<pubDate>Wed, 01 Feb 2006 02:02:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>I found this website with a quick <a href="http://www.goggle.com.au" rel="nofollow">http://www.goggle.com.au</a> search</p>
<p><a href="http://www.sydneycu.com.au/content/upload/files/sydney/calcs/budget.htm" rel="nofollow">http://www.sydneycu.com.au/content/upload/files/sydney/calcs/budget.htm</a></p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<guid isPermaLink="false">834f9a65dbb7437023b096d3b092674d</guid>
				<title>Chris-Syd replied to the topic Negative Gearing in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384100-negative-gearing-7/#post-4540201</link>
				<pubDate>Wed, 01 Feb 2006 01:41:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Basically John would not have to pay tax as income less deductions for investments gives him 0.</p>
<p>On $100k this year 2005-2006 you only pay $32050 tax.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Line of Credit Feedback Please in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4383991-line-of-credit-feedback-please/#post-4539726</link>
				<pubDate>Wed, 25 Jan 2006 07:29:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>One thing is to check with your accountant but if the current LOC you have has any funds used for your PPOR or any non-tax deductable reason you may have an issue with claim the whole interest on the LOC.</p>
<p>See if you LOC can have multiple accounts and if that can happen you can either create account for the 20% + expenses deposit or for the 100% +&hellip;<span class="activity-read-more" id="activity-read-more-278389"><a href="https://www.propertyinvesting.com/topic/4383991-line-of-credit-feedback-please/#post-4539726" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic Buy Now or Buy Later !! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383987-buy-now-or-buy-later/#post-4539703</link>
				<pubDate>Wed, 25 Jan 2006 06:57:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>The problem is that I don&#8217;t think anyone can pick when the bottom will be.</p>
<p>It may be now or could be in 2 years.<br />
It&#8217;s up to you when you buy.<br />
As it is definitly not the top of the boom it should be fine to buy at any time so long as you can handle the payments if the market continues to go down.</p>
<p>From the prices out there I think in some places&hellip;<span class="activity-read-more" id="activity-read-more-211042"><a href="https://www.propertyinvesting.com/topic/4383987-buy-now-or-buy-later/#post-4539703" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic Next move for me? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383999-next-move-for-me/#post-4539766</link>
				<pubDate>Wed, 25 Jan 2006 06:49:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi and welcome to the forums.<br />
I congratulate you on starting so young.<br />
Equity growth in property is an awesome way for you to leverage and build you property portfolio.</p>
<p>You plan sounds like a great idea you have and I would say go for it.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Vanuatu in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4374688-vanuatu/#post-4480726</link>
				<pubDate>Thu, 19 Jan 2006 05:00:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>I was there 2 weeks ago as a tourist from a cruise and I agree that some of the buildings I would not go into as I think they where a bit shoddy.</p>
<p>So others where quite good and some of the bars where nice places to drink!</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Newstarter in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4383902-newstarter/#post-4539223</link>
				<pubDate>Wed, 18 Jan 2006 00:55:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Speak to one of the brokers here to get some more information but it is usually having a deposit and showing that you can service the loan thru your own funds and rental income (if using borrowings for an investment loan).</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic selling home in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4379302-selling-home/#post-4509986</link>
				<pubDate>Wed, 23 Mar 2005 07:53:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Capital Gains Tax from the ATO</p>
<p><a href="http://www.ato.gov.au/individuals/content.asp?doc=/content/43486.htm" rel="nofollow">http://www.ato.gov.au/individuals/content.asp?doc=/content/43486.htm</a></p>
<p>Here is the Tax Office information</p>
<p>This is the way I think it works</p>
<p>Sell $220 000</p>
<p>Less Purchase price $180 000<br />
Less buying costs  $25 000<br />
Less Selling costs $7 000 ($5500 commission + $1500 for legals and aadvertising)</p>
<p>Total Costs $212&hellip;<span class="activity-read-more" id="activity-read-more-278818"><a href="https://www.propertyinvesting.com/topic/4379302-selling-home/#post-4509986" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic BankWest - 0.75% discount in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4378851-bankwest-0-75-discount/#post-4507277</link>
				<pubDate>Thu, 03 Mar 2005 06:13:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>But what is the cost for the professional package?</p>
<p>CBA has a smilar thing but cost $495 pa</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Reeling from shock of redundancy! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4378883-reeling-from-shock-of-redundancy/#post-4507449</link>
				<pubDate>Thu, 03 Mar 2005 05:40:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Diannec,</p>
<p>I can simpat with your on redundancy. I was with the Commonwealth bacnk for close to 15 years. They had just put me thru training to support the new stuff coming out and then out of the blue my position was made redundant. Emoitions come and go while dealing with this event in your life. Support from Family and friends is good.</p>
<p>I went&hellip;<span class="activity-read-more" id="activity-read-more-280911"><a href="https://www.propertyinvesting.com/topic/4378883-reeling-from-shock-of-redundancy/#post-4507449" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic In Canada: Your super owns your house. in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4378886-in-canada-your-super-owns-your-house/#post-4507477</link>
				<pubDate>Thu, 24 Feb 2005 06:22:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>You can do that here is Australia. As you said it needs enough money to buy the house.</p>
<p>It&#8217;s a pitty that a DIY Super cannot borrow morney otherwise I would have a DIY super and it would buy my house and I would rent the house from my super fund so there fore paying extra to my super fund.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Would You Sell? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378743-would-you-sell/#post-4506619</link>
				<pubDate>Thu, 17 Feb 2005 04:18:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sounds like a good idea but remember you have to take in Captail Gains Tax when you sell.</p>
<p>If you sell and what left after REA, Legal and TAX is going to pay off the holiday home sounds good.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Best IO product ? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4378151-best-io-product/#post-4503179</link>
				<pubDate>Thu, 20 Jan 2005 01:49:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>I got this investment loan last year</p>
<p>CBA<br />
1 Year Guaranteed Rate 5.99%<br />
Standard Variable Rate 7.07%</p>
<p>Then you can as get the Wealth Package where can lots of discounts inculding no fees and discount on the standard rate from 0.4% to 0.7% depending on the amount.</p>
<p>Check out the website.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Advice on refinancing in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/advice-on-refinancing/#post-4503084</link>
				<pubDate>Wed, 19 Jan 2005 01:46:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Gonnaberich,</p>
<p>I can only talk from personal eexperience when I refinance back in early 04.</p>
<p>It was very simple in that I put in my application with the new bank and they then had my properties valued.<br />
From this they advised how much I could borrow based on my serviceability and the valuations.<br />
I only wanted to payout the old loans and so gave them&hellip;<span class="activity-read-more" id="activity-read-more-1066"><a href="https://www.propertyinvesting.com/topic/advice-on-refinancing/#post-4503084" rel="nofollow">[Read more]</a></span></p>
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				<guid isPermaLink="false">7556deb06df4e93896b9ff3614a866ba</guid>
				<title>Chris-Syd replied to the topic has the East coast bottomed out? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4378088-has-the-east-coast-bottomed-out/#post-4502684</link>
				<pubDate>Tue, 18 Jan 2005 00:52:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>I don&#8217;t think it is the bottom yet but it is at a plateu at the the moment. Could continue to stagnate or go down at any minute.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic How long did you take? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377683-how-long-did-you-take/page/2/#post-4500187</link>
				<pubDate>Mon, 17 Jan 2005 11:46:33 +0000</pubDate>

									<content:encoded><![CDATA[<p><b>At what age did you start investing in property?</b><br />
29 (Now 35)</p>
<p><b>What difficulties did you have in doing this?</b><br />
Organising finance, showing a deposit and proving that you could service the loan.</p>
<p><b>Was your first property an IP or PPOR?</b><br />
PPOR in Padstow, Sydney 3b House. $285k (Valued $550k)</p>
<p><b>How long did it take you to back up your first purchase with&hellip;</b><span class="activity-read-more" id="activity-read-more-226940"><a href="https://www.propertyinvesting.com/topic/4377683-how-long-did-you-take/page/2/#post-4500187" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic Pro-active accountant in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4377794-pro-active-accountant-2/#post-4500875</link>
				<pubDate>Wed, 05 Jan 2005 02:59:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>What do you mean pro-active?</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic selling privately in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377543-selling-privately/#post-4499057</link>
				<pubDate>Wed, 22 Dec 2004 23:49:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>A tool to help you try and sell is the via radio transmitter in the house to people driving by. Check out this post</p>
<p><a href="https://www.propertyinvesting.com/forum/topic/14434.html" rel="nofollow">https://www.propertyinvesting.com/forum/topic/14434.html</a></p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Talking house in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4377463-talking-house/#post-4498472</link>
				<pubDate>Tue, 21 Dec 2004 12:24:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>I was watching TV late one night and saw this.</p>
<p>I think it would be awesome if you wanted to sell the house yourself. Put up your own signs and put this in, some advertising in the papers should be a good thing.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Where do we begin ?? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377469-where-do-we-begin/#post-4498519</link>
				<pubDate>Sat, 18 Dec 2004 07:34:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Have you got any outstanding non-investment debt? If so I suggest you pay this debt of first. Any repayments you have for that once paid off continue to put into an account for a deposit.</p>
<p>With most lenders you need to show savings and with buying a property it runs about 5% of purchase price for costs so you need some money behind you.</p>
<p>Start&hellip;<span class="activity-read-more" id="activity-read-more-81698"><a href="https://www.propertyinvesting.com/topic/4377469-where-do-we-begin/#post-4498519" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic getting started in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4377478-getting-started-20/#post-4498573</link>
				<pubDate>Sat, 18 Dec 2004 06:54:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Pete and welcome.</p>
<p>Good to see your taking an active roll in your own future as some people just let it go with their super which may not be enough.</p>
<p>Some very good comments from Derek. I will just add that if you can clear all your personal debt first it helps a lot.</p>
<p>Most of this is reading and and putting it into practice.  I think the best&hellip;<span class="activity-read-more" id="activity-read-more-50284"><a href="https://www.propertyinvesting.com/topic/4377478-getting-started-20/#post-4498573" rel="nofollow">[Read more]</a></span></p>
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				<guid isPermaLink="false">1bd126fd9debbe7b78d70d19d2d82eb7</guid>
				<title>Chris-Syd replied to the topic cash flow 101 in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4374352-cash-flow-101/page/2/#post-4478477</link>
				<pubDate>Fri, 18 Jun 2004 06:39:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>If you search the forums at Richdad.com you find a few people in each state that play the game.  You don&#8217;t even have to buy it yourself to learn how to play with others.</p>
<p>Where are you located? If in Sydney I have the game and maybe able to arrange a time to play</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<guid isPermaLink="false">cbd9925ba881630547633bd25b3cd786</guid>
				<title>Chris-Syd replied to the topic Investment club anyone??? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373997-investment-club-anyone/#post-4475774</link>
				<pubDate>Fri, 18 Jun 2004 06:21:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would like to get involved in a investment club in Queensland.  I live in Sydney but it is good to invest in other states that don&#8217;t have so many taxes!</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic AdViSe NeEdEd!!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4374240-advise-needed/#post-4477550</link>
				<pubDate>Thu, 03 Jun 2004 10:39:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Brady we need some more information.</p>
<p>Where are you looking to buy?<br />
Do you have equity in another property?<br />
Most lenders will lend on 80-95% of the property. You will have to pay costs as well.<br />
With loans now days you can keep re-financing and always have time to pay it back.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Delaying Capital Gains Payment in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373126-delaying-capital-gains-payment/#post-4469022</link>
				<pubDate>Thu, 22 Apr 2004 10:17:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>In Australia if you have a Gapital Gains Event it must be applied to your income in that year it happened.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic what would u do with 600k cash?? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4372541-what-would-u-do-with-600k-cash/#post-4465188</link>
				<pubDate>Sun, 04 Apr 2004 09:15:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Pay off your home loan as that is not tax deductable.</p>
<p>Leaves 400K. Buy 1 IP outright in high growth area for say 300K. Then with 240K (80% LVR) in Equity and the 100K cash buy 2-3 more IPs.<br />
This will give you an excellent start with 3-4 IPs and possible of +ve cashflow on the IPs if you do it correctly.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<guid isPermaLink="false">7783969b941ad069bd2696cdfcc0b4c4</guid>
				<title>Chris-Syd replied to the topic Private renting in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4372148-private-renting/#post-4461792</link>
				<pubDate>Tue, 30 Mar 2004 13:03:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Standard lease agreements is what you want. You will need to send the bond into the tenants tribunal to make it all legal. Check the forms out at the newsagent.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Great Financier in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4372203-great-financier/#post-4462308</link>
				<pubDate>Mon, 22 Mar 2004 10:57:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Email sent. Got a CBA Lender in Sydney got me 5.99% for 1 year will see if I can get 5 years with this information.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic UBD Australia Country Cities &#38; Towns (Digital Mapp in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4372036-ubd-australia-country-cities-towns-digital-mapp/#post-4460901</link>
				<pubDate>Mon, 15 Mar 2004 10:50:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>If you go to the UBD web site and click on the CD-ROM option you get information about it.</p>
<p>I have one and it&#8217;s very good. Bought it from Dymocks.</p>
<p>Most book or office stores should be able to get them.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic rental in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371847-rental/#post-4459207</link>
				<pubDate>Wed, 10 Mar 2004 11:41:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Check the lease agreement if the lease is between the tenant and the previous owner then you can get things done about it as it&#8217;s not legaly binding anymore.</p>
<p>Check it with the Tennant board or a solicator.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic dangerous tree next door in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4370867-dangerous-tree-next-door/#post-4451670</link>
				<pubDate>Fri, 30 Jan 2004 01:18:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would get onto as soon as possible.</p>
<p>Did you see the one of the news a while ago where the council would not cut the tree down and in a storm it feel thru someones house and killed the owner while in bed?  He had contacted the council 3 times and was at a council meeting and they still had not made a decision about it.</p>
<p>It was and unfortuanate&hellip;<span class="activity-read-more" id="activity-read-more-286475"><a href="https://www.propertyinvesting.com/topic/4370867-dangerous-tree-next-door/#post-4451670" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic The right price to buy in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4370842-the-right-price-to-buy/#post-4451464</link>
				<pubDate>Fri, 30 Jan 2004 01:14:58 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by markpatric:</i><br />
4 months later the agent then told me the home was worth $125,000 tops, (a top agent in Qld) I sold it next day for $145,000, another matter of months  worth $200,000. My advise take no-ones word on anything, use your own judgement.[8D]</p>
<p>I think you should get as much advice as possible and then make an evaluated&hellip;<span class="activity-read-more" id="activity-read-more-203866"><a href="https://www.propertyinvesting.com/topic/4370842-the-right-price-to-buy/#post-4451464" rel="nofollow">[Read more]</a></span></p>
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				<title>Chris-Syd replied to the topic PAYG income tax withholding application. in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4370043-payg-income-tax-withholding-application/#post-4444844</link>
				<pubDate>Wed, 17 Dec 2003 07:24:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>If you ring the ATO and request one they will mail it out to you.</p>
<p>Drop into any ATO office and they should have them.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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				<title>Chris-Syd replied to the topic Behind 10 Eight Balls!! in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4370039-behind-10-eight-balls/#post-4444815</link>
				<pubDate>Wed, 17 Dec 2003 07:17:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>1st off it would be the best to get your expenses paid off before getting into property investment.</p>
<p>A great book to read about this is &#8220;Money Secrets of the Rich&#8221; by John Burley.</p>
<p>This goes into a lot about how to pay off debt quickly so that you can then invest.</p>
<p>Chris</p>
<p>All post are IMHO.</p>
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