PropertyInvesting.com | Chickenhawk6451 | Activity https://www.propertyinvesting.com/members/chickenhawk6451/activity/ Activity feed for Chickenhawk6451. Tue, 14 Apr 2026 22:30:40 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 42a627ff94d11ceb443db59b338eb9d1 Chickenhawk6451 replied to the topic No deposit, no hope?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4410482-no-deposit-no-hope/#post-4697904 Sat, 04 Jan 2014 12:45:18 +0000 Qlds007 wrote:
Option 3 Take out a 105% standalone loan with a 15% personal loan and 90% traditional loan.

Thanks for the help so far everyone, I'm keeping all options open. Wouldn't the above option not be possible because when you apply for a home loan you need to declare all debts? So if you can't use a loan to fund another loan? I thought…[Read more]

]]> 046744309243d381e736dedd7c18cc87 Chickenhawk6451 replied to the topic No deposit, no hope?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4410482-no-deposit-no-hope/#post-4697899 Thu, 02 Jan 2014 13:19:42 +0000 Benny wrote:
Since you have started saving a Deposit, keep on going.  Is it in an Offset account?  (I hope so).   If not, that one little change could make a big difference within 12 months.

I note that you are paying 6.65% – is that a rather high IO?  Or are you paying P&I?  If the latter, look at changing to IO and save the Principal…[Read more]

]]> c0d044d28ddc7229821010664597b87a Chickenhawk6451 replied to the topic First home loan structure; plan to invest in future in the forum Help Needed! https://www.propertyinvesting.com/topic/4408101-first-home-loan-structure-plan-to-invest-in-future/#post-4681030 Wed, 14 Nov 2012 06:35:39 +0000 Hi Jamie,

Thanks for your reply. :-)

Just a quick question with your plan though; When I move to my next residence would I then be able to claim the interest as a tax deduction or would I have to re-finance the loan? As I understand the deduction is based on the purpose of the loan, not the security so if the original purpose is a "place of…[Read more]

]]>