CD said: If you don’t like a reply, don’t say anything, unless your response is decent.

My reply: “…………………………..!”
and that is all I will say!

OK Luckyone, I didn’t know this was categorised as townhouses. I thought these kind of developments were cluster housing developments, since they are unattached and don’t form a row.

Hehe sis, maybe V.O.’s gang is following you coz you made their life so hard on that bus tour with all your revealing questions.[party]

I hope so, sis!
Jenman, in his newsletter, said: “After all, not too long ago, he was Henry Kaye’s partner.”
[thumbsdownanim

Too funny, Redwing! [lmao]

Aww Marisa, I’m glad you got rid of it! Bugger, having to reformat the lot!

DO others also think Marisa would be more secure if she changed her passwords?

Hi Redwing,
I saw some posts of Yack yesterday in the legal and accounting forum.

Originally posted by RussH:
I think they become moderators and stop posting.I used to enjoy Chan$ posts but never see them since he got promoted.

Russ, I think the fact that Chan is not posting as much as he used to, is not related to him becoming a moderator. I think he’s not able to access the site from work anymore.

Is that right, Chan?

It’s not only important to remove the Trojan horse, but personally, after getting rid of it, I would change my passwords as well, as some types of Trojans (key logging Trojans)capture usernames and passwords.
They create remote backdoors and you’ll be open to phishing- hacker’s dream come true!

You also got to be careful that there are no…[Read more]

Yes Marc, I have noticed that also.

I haven’t seen Acey for days, and Simon (Mortgage Hunter) and Richmond are quite quiet too!

Hmmm [hmm] I wonder where they have disappeared to!

Hi Dandan

A townhouse shares one or two lateral walls with other townhouses, perhaps connected by garages. Usually you find townhouses in a row in medium density zoned areas. They normally have a small rear courtyard. They have two (or more) floors.

A house stands alone in a residential zoned area and shares no walls with other dwellings.

I…[Read more]

I think, from my enquiry in the past, that they ‘strongly adviced’ to use their mortgage broker or lender.
I just wonder why that is…is it just because they have made a deal with this lender, or is it because no other lender would agree with the valuation price?
If I buy something I want to choose my own broker or lender!

Personally, I can’t really see it work.

If you do your own reno, it can be worth the trouble, but to have to share your profit with the vendor will give you peanuts.

It is also likely that you will choose inferior materials to reduce costs. Doing that will not help your reputation.

You will have to do all the hard work, for who knows how long…[Read more]

Yep, same here, but I’ve made a deal with our ISP: they now throw me off-air and keep cutting me off so I at least can get SOME work done )

Originally posted by westan:
Hi all

And the idea of a Job (yuk, why prostitute yourself in working for someone who will tell you what to do all day,start your own business). WEhy give to someone else your most creative and energetic years of your life.

Westan, I’m selecting the same quote as Jay did, because I want to add that not every job is…[Read more]

Good one, Redwing!!![biggrin]

Yes this is the way I work out annual yield as well, not sure if there is another way.

Hi Rusty
I pay 8.8% (incl GST) and that includes 2 inspections a year and one free market appraisal a year. (NSW Dubbo)

Hi sis

I always thought that body corp includes building insurance and public liability ONLY for the shared areas.
As far as I know, you’ll still need public liability for the unit itself (inside of the unit).
I think you can get landlord insurance that has built-in liability insurance, or you can just add it to your landlord insurance in the…[Read more]

Hi Kay!
I’ll be buying again this year if I can find something I like in the pricerange I’m looking at.
It will likely be neg geared as I’m looking for something in or around Sydney atm, although I’m keeping my eyes open also for some other areas.