Since 2001 | Total Members: 161,311

Celivia

  • Celivia replied to the topic The Mortgage Adviser in the forum Opinionated! 21 years, 7 months ago

    Originally posted by The Mortgage Adviser:

    Reluctantly though, I will contain all my posts to this topic so those who feel uncomfortable with my presence in the forums do not have to click on this topic and read what I have to say.

    Rob

    The Mortgage Adviser
    robert@mortgagepackaging.com.au

    Aww Rob, it would be a shame if you didn’t express…[Read more]

  • Celivia replied to the topic Eat your heart out, you single girls in the forum Opinionated! 21 years, 7 months ago

    Hmmm marrying a prince?

    He’d probably be looking over my shoulder all day to see what ‘unprincess-like’ things I’m up to.[blush2]

    And…

    I’d always wonder when the day comes that he’ll be turning back into a frog. [biggrin]

  • Celivia replied to the topic Nerves of Steel – Whats you Risk Level? in the forum General Property 21 years, 7 months ago

    I would say I’m a seesawer..anywhere between 4 and 6.
    I have no problem with holding on if everything drops in price. I can just shrug my shoulders about that.

    I don’t like to be geared to the max, I wouldn’t like to go over 70% LVR.

    Where are you sis, on this scale?

  • Celivia replied to the topic Please Welcome Our Newest Moderator in the forum Opinionated! 21 years, 7 months ago

    Congratulations!

    YAY!!!

    Well done!

    Hope you have lots of fun moderating, Kay!

    Our words are in your hands[biggrin]

  • Celivia replied to the topic 11 Second Solution, is it still valid? in the forum Help Needed! 21 years, 7 months ago

    <off topic>

  • Celivia replied to the topic Searching for positive cashflow properties in the forum No Subject 21 years, 7 months ago

    Aaaaww Mimi (or should I have said eeeeww), why be so harsh? All Kay did was give a suggestion.

    No matter whether you feel you are ‘winning’ or ‘losing’ a debate or fight, it’s never a good thing to be hurtful. Otherwise an innocent thread will turn into a battlefield.
    It’s a good thing to have some regard for someone else’s feelings.

  • Celivia replied to the topic Helping your daughter in the forum General Property 21 years, 7 months ago

    I don’t understand all this business-talk, numbers adding up stuff where your own children are involved.

    I completely agree with Pisces and Kay, what is wrong with helping your child?

    If one of my brothers would need financial help from my mother, I’d be very happy if he got that help-there would not even be the slightest feeling of…[Read more]

  • Celivia replied to the topic How do i get a avatar in the forum Forum Frolic 21 years, 7 months ago

    Pisces

    Nijntje is a ‘nickname’ for konijntje.
    Konijn means rabbit.
    Konijntje means small rabbit.
    Tje, kje, etc are affixes used to show you mean ‘small’ or ‘little’.

    Small children often find it hard to pronounce Konijntje and therefore often say Nijntje.
    I think by choosing that name, Bruna really shows that he knows a lot about little kids’…[Read more]

  • Celivia replied to the topic How do i get a avatar in the forum Forum Frolic 21 years, 7 months ago

    Kay, this was the closest picture I could find to Miffy!
    It’s called Hello Kitty, I think, and may be a friend of Miffy. Well it’s been drawn in the same style. Miffy’s got heaps of cute little fluffy friends!
    Do you know that Miffy originally is called Nijntje? (It’s a Dutch children’s author/Illustrator, Dick Bruna, that has made Nijntje…[Read more]

  • Celivia replied to the topic Check your property value: C’Wealth Bank in the forum No Subject 21 years, 7 months ago

    Thank you, Kay![biggrin]

  • Celivia replied to the topic How do i get a avatar in the forum Forum Frolic 21 years, 7 months ago

    Powerful choice, Obi! (I mean Westan)

  • Celivia replied to the topic How do i get a avatar in the forum Forum Frolic 21 years, 7 months ago

    Show us your avatar, Westan!!![biggrin]

  • Celivia replied to the topic The three biggest self inflicted curses in life in the forum Opinionated! 21 years, 7 months ago

    LOL manofaction, may be there are just as many realistic idealists as there are idealistic realists? Just a guess, hehe.[biggrin]

  • Celivia replied to the topic NO DEPOSIT HOME FOR FIRST TIME BUYERS in the forum Finance 21 years, 7 months ago

    It’s fraud.

    Will you still be able to respect yourself if you go through with this, even if you don’t get ‘caught’?

    Will your (future) kids respect you as a parent if they find out at some stage?

    Will your parents respect you?

    Will you lose people’s trust?

    Even if you don’t care about these things, think about what Acey said: It won’t help…[Read more]

  • Celivia replied to the topic Living on borrowed money! in the forum General Property 21 years, 7 months ago

    Yes I’ve heard of this too, I think Jamie Mcintyre promotes it as well, for retirees, and if I remember correctly he claims it works very well with just 3 IPs in high-growth areas.

    THere’s always a risk, don’t you think, that during a flat market there will still be the repayments to be made, but CG then have come to a stand-still. Or am I seeing…[Read more]

  • Celivia replied to the topic The three biggest self inflicted curses in life in the forum Opinionated! 21 years, 7 months ago

    Manofaction, you said: The idea sounds great, but in reality, how would you ever enforce it, let alone write legislation for it?

    True, I knew I wasn’t being realistic here, rather idealistic ;)

    Gain 3 points for trying to help people.
    ] Lose 5 points for not thinking it through.

    Uhm are you gonna mark our posts now and hand out reportcards?
    And…[Read more]

  • Celivia replied to the topic Anatomy of a flip in the forum Opinionated! 21 years, 7 months ago

    Russ, out of curiousity, would you have to seek the council’s approval for transferring a torrens title property like this into strata title? Or is this usually automatically granted upon applying?

  • Celivia replied to the topic Do you have written goals? in the forum General Property 21 years, 7 months ago

    I must admit that I don’t have written down goals, although I’m not against setting goals. May be one day I will need or want them.

    I just don’t think it would work for me at the moment, to constantly have to think about things that I, because I wrote them down, I now ‘have to’ do. To disappoint myself because I ‘haven’t done’ them.

    But having…[Read more]

  • Celivia replied to the topic Margaret Lomas in the forum No Subject 21 years, 7 months ago

    THanks everyone for your excellent contributions.
    It makes perfect sense to me now.[biggrin]

  • Celivia replied to the topic The three biggest self inflicted curses in life in the forum No Subject 21 years, 7 months ago

    RussH, as Pisces pointed out, we have had some discussions on this already, if you go to the post “Dave’s No-brainer” in the opinionated forum, this saves me from having to go into detail here again if you don’t mind. I’d like to think I’ve said my bit, if you don’t like my comments I’m happy to agree to disagree on this one. It’s just my o…[Read more]

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Celivia

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