PropertyInvesting.com | Cam | Activity https://www.propertyinvesting.com/members/cams/activity/ Activity feed for Cam. Wed, 15 Apr 2026 04:23:25 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 043b0395c24c7a07ddfc3f5456e80918 Cam replied to the topic IP Deposit help in the forum Help Needed! https://www.propertyinvesting.com/topic/5020520-ip-deposit-help/#post-5020527 Sat, 20 Feb 2016 06:12:37 +0000 Since APRA threw a spanner in the works last year. You will probably find that interest rates are a fair bit higher when borrowing 90% compared to 80%..(My last property I got a I/O 4.49% on 90% LVR, 3 year honeymoon rate and was pretty happy with that) Keep in mind that you will need to factor in LMI as well when borrowing over 80% LVR (this…[Read more]

]]> 660eaf89032a4fc4bce771e3680736d5 Cam replied to the topic Approval pending property valuation. in the forum Finance https://www.propertyinvesting.com/topic/5018984-approval-pending-property-valuation/#post-5019053 Fri, 15 Jan 2016 02:46:04 +0000 Thanks for all the responses. Valuation came back spot on my offer amount and I received formal approval later that day.

]]> 5e8a947c87da32af534a7aa4f6103fef Cam replied to the topic Approval pending property valuation. in the forum Finance https://www.propertyinvesting.com/topic/5018984-approval-pending-property-valuation/#post-5018998 Wed, 13 Jan 2016 12:13:48 +0000 Thanks Guys,

I got it for a price cheaper than similar properties. Building inspection came back good. No other external risk factors. I guess I’m just being super cautious. I hate being so close to the deadline

Regards,
Cam

]]> af5b02a2096aedbf228e7a2f5ee472cc Cam started the topic Approval pending property valuation. in the forum Finance https://www.propertyinvesting.com/topic/5018984-approval-pending-property-valuation/ Wed, 13 Jan 2016 03:06:10 +0000 Hi all,

I have exchanged contracts on a property and have a few days left on the cooling off period. I have approval on the loan (90% LVR) pending valuation on the property. I am just curious, what is the “pass mark” that banks would approve the loan on ? When the offer was accepted on the property. The RP Data valuation was 20k higher than what…[Read more]

]]> af4c6ce4c3866a0da4831aec5eb50dd7 Cam became a registered member https://www.propertyinvesting.com/activity/p/333833/ Tue, 12 Jan 2016 01:57:01 +0000