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	<title>PropertyInvesting.com | bwendan | Activity</title>
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				<title>bwendan replied to the topic Initial Steps (18 yrs) in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4379540-initial-steps-18-yrs/#post-4511621</link>
				<pubDate>Thu, 07 Apr 2005 02:02:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Techhowse &amp; Steve!</p>
<p>I find myself in a similiar situation as Techhowse, only that i&#8217;m 16 and in year 11, and plan to go onto uni do bachelor of commerce. the problem is that to get into commerce i need to get an enter score above 96!.</p>
<p>My question is that would i be better off focusing on my vce or should i start gettin into to property&hellip;<span class="activity-read-more" id="activity-read-more-69378"><a href="https://www.propertyinvesting.com/topic/4379540-initial-steps-18-yrs/#post-4511621" rel="nofollow">[Read more]</a></span></p>
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				<title>bwendan replied to the topic Postive Gearing vs Positive Cashflow in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4379194-postive-gearing-vs-positive-cashflow/page/2/#post-4509390</link>
				<pubDate>Thu, 31 Mar 2005 08:45:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>&#8220;Is your glass half empty or half full?&#8221; lifeX<br />
hrmm lets say a full cup equals 1 and an empty cup equals 0.<br />
half of 1 = .5..but half of 0 = 0 so therefore the glass must be half full <img src="/wp-content/uploads/smileys/tongue.gif?x75824" width="" height="" alt="=P" title="=P" class="bbcode_smiley" /></p>
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				<title>bwendan replied to the topic Postive Gearing vs Positive Cashflow in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4379194-postive-gearing-vs-positive-cashflow/#post-4509372</link>
				<pubDate>Sun, 20 Mar 2005 02:02:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>This is how i understand the difference;<br />
since the word &#8216;cashflow&#8217; means &#8216;The net income from one or more assets for a given period, reckoned after taxes and other disbursements&#8217;<br />
then the word positive cashflow must mean a positive net income after expenses (interest, management fees, etc.) and any taxes or tax benefits.<br />
So therefore, positive&hellip;<span class="activity-read-more" id="activity-read-more-248622"><a href="https://www.propertyinvesting.com/topic/4379194-postive-gearing-vs-positive-cashflow/#post-4509372" rel="nofollow">[Read more]</a></span></p>
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				<title>bwendan replied to the topic IO = increased CF++ and liquidy in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4378843-io-increased-cf-and-liquidy/#post-4507243</link>
				<pubDate>Tue, 22 Feb 2005 07:05:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi andy, ur like me im 16 <img src="/wp-content/uploads/smileys/bigsmile.gif?x75824" width="" height="" alt="=D" title="=D" class="bbcode_smiley" />, as for IO loans i think that if your going to have a plan to get in debt, you need to have a plan to get out of debt.</p>
<p>Brendan</p>
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				<title>bwendan replied to the topic Due Diligence in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4378814-due-diligence-7/#post-4507090</link>
				<pubDate>Mon, 21 Feb 2005 08:27:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>LOL aw wat how did you know [blink]</p>
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				<title>bwendan replied to the topic How do the young invest? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378478-how-do-the-young-invest/#post-4505067</link>
				<pubDate>Sun, 06 Feb 2005 12:39:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi guys, i&#8217;m 16 atm interested in property investing, but the amount of info is confusing me, got any advice?</p>
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				<title>bwendan replied to the topic Am I too Young? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378335-am-i-too-young/#post-4504246</link>
				<pubDate>Sat, 29 Jan 2005 10:03:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>im 16 and im having enough trouble deciding what to do after year 12 &gt;.&lt; got any tips for a 16yo?</p>
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				<title>bwendan replied to the topic Chartered Accountant vs Certified Public Accountan in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4378214-chartered-accountant-vs-certified-public-accountan/#post-4503508</link>
				<pubDate>Sat, 29 Jan 2005 01:14:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hehe, hi eeshole! thanx for your post, i actually started this thread not really because i wanted an accountant but because im 16 and looking at the many career options. When i have my accounting class on monday i&#8217;ll ask my teacher abt it and see what he says. We just learnt the equation A = L + OE, <img src="/wp-content/uploads/smileys/bigsmile.gif?x75824" width="" height="" alt="=D" title="=D" class="bbcode_smiley" /></p>
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				<title>bwendan replied to the topic How did you meet your soul mate? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4378229-how-did-you-meet-your-soul-mate/#post-4503708</link>
				<pubDate>Tue, 25 Jan 2005 07:32:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well then ANUBIS, your spouse, your bf/gf, your partner, your significant other, <img src="/wp-content/uploads/smileys/tongue.gif?x75824" width="" height="" alt="=P" title="=P" class="bbcode_smiley" /></p>
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				<title>bwendan replied to the topic How did you meet your soul mate? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4378229-how-did-you-meet-your-soul-mate/#post-4503704</link>
				<pubDate>Mon, 24 Jan 2005 08:29:27 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Scremin:</i><br />
The classic, met him at a party&#8230;  Friend of a friend.  Didn&#8217;t like him at first.  Took me 6 months to realise what I was missing out on.  Luckily he wasn&#8217;t nabbed.  Finally came to my senses&#8230; He thankfully kept pursuing me&#8230;</p>
<p>Steph.</p>
<p>hehe, it almost seems to me that the nice guy is always the last one to be&hellip;<span class="activity-read-more" id="activity-read-more-269988"><a href="https://www.propertyinvesting.com/topic/4378229-how-did-you-meet-your-soul-mate/#post-4503704" rel="nofollow">[Read more]</a></span></p>
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				<title>bwendan replied to the topic Which City/Suburb you live? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4369744-which-citysuburb-you-live/page/10/#post-4442397</link>
				<pubDate>Sun, 23 Jan 2005 10:56:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;m from sunshine (western suburbs of melb) *does that westside thing with fingers that rappers always do* <img src="/wp-content/uploads/smileys/bigsmile.gif?x75824" width="" height="" alt="=D" title="=D" class="bbcode_smiley" /></p>
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				<title>bwendan replied to the topic Chartered Accountant vs Certified Public Accountan in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4378214-chartered-accountant-vs-certified-public-accountan/#post-4503502</link>
				<pubDate>Sun, 23 Jan 2005 10:36:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey everyone this what i found in the cpa website faq</p>
<p>&#8220;CPA Australia: Australia&#8217;s largest professional body with almost 100,000 members employed in all industries, and in all employment sectors, in Australia and with a significant presence in Malaysia, Hong Kong and Singapore. CPAs must hold a degree, an accounting major, have completed the CPA&hellip;<span class="activity-read-more" id="activity-read-more-24142"><a href="https://www.propertyinvesting.com/topic/4378214-chartered-accountant-vs-certified-public-accountan/#post-4503502" rel="nofollow">[Read more]</a></span></p>
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				<title>bwendan replied to the topic Is a 2 Day Real Estate Seminar worth  $1500 ? in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4377751-is-a-2-day-real-estate-seminar-worth-1500/#post-4500596</link>
				<pubDate>Sat, 22 Jan 2005 11:25:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>hi paul,<br />
id recommend you just read robert kiyosaki&#8217;s rich dad poor dad for the psychology side of investing, and magarget lomas&#8217;s pocket guide to positive cashflow property for the more technical things, like the property investment strategies, depreciation, etc. and for goal setting go to <a href="http://www.mindtools.com/pages/main/newMN_HTE.htm" rel="nofollow">http://www.mindtools.com/pages/main/newMN_HTE.htm</a> it has&hellip;<span class="activity-read-more" id="activity-read-more-95278"><a href="https://www.propertyinvesting.com/topic/4377751-is-a-2-day-real-estate-seminar-worth-1500/#post-4500596" rel="nofollow">[Read more]</a></span></p>
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				<title>bwendan replied to the topic First home buyer in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4376175-first-home-buyer-2/#post-4490967</link>
				<pubDate>Tue, 28 Sep 2004 00:11:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>does anyone know how to work out the monthly repayments mathematically by hand for a principal and interest loan</p>
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