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	<title>PropertyInvesting.com | baloo | Activity</title>
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				<title>baloo replied to the topic Investing in Singapore in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382380-investing-in-singapore/page/2/#post-4530661</link>
				<pubDate>Wed, 09 Nov 2005 13:23:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think those that could afford a speculative 3 million dollar investment in the first place already had plenty of reasons to be happy.</p>
<p>The top end of the property market is a different game to the other property markets.  Big winners and big losers, not too much in between.</p>
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				<title>baloo replied to the topic Investing in Singapore in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382380-investing-in-singapore/page/2/#post-4530647</link>
				<pubDate>Sat, 22 Oct 2005 06:32:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Fundementals.  For Singapore I look for what expats are looking for.  Good sized rooms, nice facilities, good transport and above all, ensuring no construction to happen in the near future.  There is nothing an expat hates more than being woken up to pile driving at 7am on a Sunday morning.</p>
<p>I&#8217;d also look at good sized older apartments that will&hellip;<span class="activity-read-more" id="activity-read-more-258663"><a href="https://www.propertyinvesting.com/topic/4382380-investing-in-singapore/page/2/#post-4530647" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic Investing in Singapore in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382380-investing-in-singapore/page/2/#post-4530645</link>
				<pubDate>Sat, 22 Oct 2005 06:23:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Kenneth,</p>
<p>The data I used isn&#8217;t very scietific.  Mainly from contacts I have and the also the commen rental database that all agents use.  You can find links to search at <a href="http://singaporeexpats.com" rel="nofollow">http://singaporeexpats.com</a>.  Most agents have access and they generally cover all listed apartments that are listed by agents.  Straits Times is good for rpivately listed&hellip;<span class="activity-read-more" id="activity-read-more-258662"><a href="https://www.propertyinvesting.com/topic/4382380-investing-in-singapore/page/2/#post-4530645" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic Investing in Singapore in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382380-investing-in-singapore/#post-4530640</link>
				<pubDate>Sat, 22 Oct 2005 05:34:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;ve been living in Singapore on and off since &#8217;97.  While I do think now is as good a time as any to jump in, I&#8217;m still cautious and watching what happens.  Last quarters property price growth was 1.5%.  Hardly going to make 10%.</p>
<p>I&#8217;m also amazed that anyone can make the following claim &#8220;Vacancy rates are very low now. Rental is high.&#8221;  There is&hellip;<span class="activity-read-more" id="activity-read-more-138329"><a href="https://www.propertyinvesting.com/topic/4382380-investing-in-singapore/#post-4530640" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic Some Notes on Real Estate in Japan in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4381418-some-notes-on-real-estate-in-japan/#post-4524285</link>
				<pubDate>Mon, 01 Aug 2005 05:24:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>I wonder if you can get earthquake insurance on buildings, and if so, what the premiums are.</p>
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				<title>baloo replied to the topic RIP Derivex in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380541-rip-derivex/page/3/#post-4518500</link>
				<pubDate>Wed, 01 Jun 2005 06:29:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your kind offer MH.</p>
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				<title>baloo replied to the topic RIP Derivex in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4380541-rip-derivex/page/2/#post-4518494</link>
				<pubDate>Wed, 01 Jun 2005 05:26:07 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Mortgage Hunter:</i><br />
His second sentence actually credits the fact that his first had no basis &#8211; simply something he made up.</p>
<p>If this gets emotional and abusive then it will be locked.</p>
<p>Point taken.  But I didn&#8217;t state that people had lost money at this point in time.</p>
<p>It would be nice if you showed the same consistency of&hellip;<span class="activity-read-more" id="activity-read-more-209008"><a href="https://www.propertyinvesting.com/topic/4380541-rip-derivex/page/2/#post-4518494" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic RIP Derivex in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380541-rip-derivex/page/2/#post-4518484</link>
				<pubDate>Wed, 01 Jun 2005 04:35:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Why should the thread be locked ?  I thyink it&#8217;s important information seeing the D were being advertised all over this forum by members.  It serves as a good warning to people next time someone floats another hairbrained idea that has no realworld experience to back up their claims.</p>
<p>personally I find the hype that was generated over Interest&hellip;<span class="activity-read-more" id="activity-read-more-267432"><a href="https://www.propertyinvesting.com/topic/4380541-rip-derivex/page/2/#post-4518484" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic Why a House Price Crash is GOOD for your Wealth! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380435-why-a-house-price-crash-is-good-for-your-wealth/#post-4517650</link>
				<pubDate>Wed, 25 May 2005 01:15:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>I do.</p>
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				<title>baloo replied to the topic The housing boom is back in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380219-the-housing-boom-is-back/#post-4515914</link>
				<pubDate>Thu, 12 May 2005 03:22:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think it&#8217;s more likely a general downward trend reflective of the market in Sydney.  After such a massive run up in prices, to a point where anyone not in property is now severely disadvantaged from entering, it&#8217;s only natural that we&#8217;ll see retraction.  My guess is that the retraction will be as dramatic as the boom, which in this last phase&hellip;<span class="activity-read-more" id="activity-read-more-85038"><a href="https://www.propertyinvesting.com/topic/4380219-the-housing-boom-is-back/#post-4515914" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic Recruitment Agencies - Very Disappointing in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4380176-recruitment-agencies-very-disappointing/#post-4515621</link>
				<pubDate>Tue, 10 May 2005 07:29:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Rob dear, not everything I write is directed at you personally.</p>
<p>My post was generic in nature, offering some insights into how agencies work and how an example of someone we rejected due to their personal website.</p>
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				<title>baloo replied to the topic Recruitment Agencies - Very Disappointing in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4380176-recruitment-agencies-very-disappointing/#post-4515619</link>
				<pubDate>Tue, 10 May 2005 05:59:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Recruitment Agencies will only put forward candidates they feel will be suitable for the job.  If they start putting forward any lame duck, their clients, the hiring firms, will very quickly get annoyed with them and stop doing business.  I can only guess that they are unwilling to risk it with you.</p>
<p>Most Agencies employ extensive background&hellip;<span class="activity-read-more" id="activity-read-more-227096"><a href="https://www.propertyinvesting.com/topic/4380176-recruitment-agencies-very-disappointing/#post-4515619" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic Prices falling- Should I wait or should I buy? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380162-prices-falling-should-i-wait-or-should-i-buy/#post-4515493</link>
				<pubDate>Tue, 10 May 2005 00:44:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>If it makes financial sense and the numbers stack up, go for it.</p>
<p>But I live by the adage &#8220;Don&#8217;t try and catch a falling knife&#8221;.</p>
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				<title>baloo replied to the topic Help Finding a savings account in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4379880-help-finding-a-savings-account/#post-4513343</link>
				<pubDate>Mon, 25 Apr 2005 23:05:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>For what you need, the HSBC Online account sounds perfect.</p>
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				<title>baloo replied to the topic Indian Phone Calls: How do I Block them? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4379260-indian-phone-calls-how-do-i-block-them/#post-4509769</link>
				<pubDate>Fri, 01 Apr 2005 09:12:24 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Nobleone:</i><br />
&#8230;After much disbelief that in this day and age of technology they could not just tell the computer to do what I was asking and even threatening to close my accounts and move to another ISP here I am stuck between a rock and a hard place coz I want to keep those sub addresses but I don&#8217;t want the spam&#8230;.</p>
<p>I find&hellip;<span class="activity-read-more" id="activity-read-more-82274"><a href="https://www.propertyinvesting.com/topic/4379260-indian-phone-calls-how-do-i-block-them/#post-4509769" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic Are you putting your rent up? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4378966-are-you-putting-your-rent-up/page/2/#post-4508086</link>
				<pubDate>Tue, 15 Mar 2005 01:08:36 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Edit: Wrist slapped, content deleted</i></p>
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				<title>baloo replied to the topic Are you putting your rent up? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378966-are-you-putting-your-rent-up/page/2/#post-4508074</link>
				<pubDate>Tue, 08 Mar 2005 06:02:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;m not too emotional about where we rent.  We pay the going rate for what we have and where we are.  Thanks largely to my partner, who is almost neurotic about cleanliness, we keep the place in as new condition and have always been thanked by agents when they come to visit.</p>
<p>If we come across a landlord that for the sake of principle wants to&hellip;<span class="activity-read-more" id="activity-read-more-267227"><a href="https://www.propertyinvesting.com/topic/4378966-are-you-putting-your-rent-up/page/2/#post-4508074" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic Are you putting your rent up? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378966-are-you-putting-your-rent-up/#post-4508051</link>
				<pubDate>Wed, 02 Mar 2005 07:29:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>I wouldn&#8217;t mind if my landlord tried to raise my rental.  It would be just the catalyst I need to go and find a nice, newish inner city apt to rent from a desperate landlord.</p>
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				<title>baloo replied to the topic ANZ Online Saver account in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4378611-anz-online-saver-account/#post-4505755</link>
				<pubDate>Fri, 18 Feb 2005 07:06:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Citibank are 5.4% and have been for a while.  No fees.</p>
<p>Bankwest has 6% on a 12month honeymoon rate.</p>
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				<title>baloo replied to the topic Financial planners in Sydney? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378359-financial-planners-in-sydney/#post-4504357</link>
				<pubDate>Sun, 30 Jan 2005 08:44:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Ah, well spotted Derek. You&#8217;re right, Navra&#8217;s rental reality is based on solid fundementals but captial gain is key to it.</p>
<p>Not sure if any advisor would concentrate on positive cashflow in this environment.</p>
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				<title>baloo replied to the topic Financial planners in Sydney? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378359-financial-planners-in-sydney/#post-4504355</link>
				<pubDate>Sun, 30 Jan 2005 05:51:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>While investron does have some merit to his answer, there some advisors that deal with property too.</p>
<p>Navra Financial Services include property in their advise.  They are fairly well respected advisors in the IP arena.</p>
<p><a href="http://www.navra.com.au/" rel="nofollow">http://www.navra.com.au/</a></p>
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				<title>baloo replied to the topic House prices rising? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4378347-house-prices-rising/#post-4504301</link>
				<pubDate>Sat, 29 Jan 2005 08:00:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>I see a continuation of falling prices in most major cities and large regionals.  Of course some pockets will defy the trend but you&#8217;ve got to do a fair bit of research to find those places.</p>
<p>It&#8217;s always in the best interests of those in the Real Estate industry to claim prices are rising.  Don&#8217;t believe everything you read.</p>
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				<title>baloo replied to the topic De-facto relationship property agreements in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378130-de-facto-relationship-property-agreements/#post-4503039</link>
				<pubDate>Tue, 25 Jan 2005 08:41:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>I spoke to a lawyer about a similiar situation.  These agreements are fairly straight foward up until the point that children are involved.  Once there are children, these agreements aren&#8217;t worth the paper they are written on.</p>
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				<title>baloo replied to the topic Sydney Accountant in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4378200-sydney-accountant-2/#post-4503421</link>
				<pubDate>Sat, 22 Jan 2005 00:02:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Nick at <a href="http://www.strategicwealthmanagement.com.au/default.asp" class="bbcode_url" rel="nofollow">Strategic Wealth Management</a> is one of the better ones around IMHO.</p>
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				<title>baloo replied to the topic Impending Interest Rate Rises? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377832-impending-interest-rate-rises/#post-4501103</link>
				<pubDate>Fri, 07 Jan 2005 09:42:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>After the massive runup in CG we&#8217;ve seen and with rents, if anything, falling backwards, I struggle to see how the housing market could pick up again when the yields for the majority of properties will be about 3% on average.</p>
<p>Unless there is a pretty strong reason for big CG, property just doesn&#8217;t seem like a wise and very financially rewarding&hellip;<span class="activity-read-more" id="activity-read-more-224923"><a href="https://www.propertyinvesting.com/topic/4377832-impending-interest-rate-rises/#post-4501103" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic Has anyone had to file for 'bullying' at work? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4377830-has-anyone-had-to-file-for-bullying-at-work/#post-4501057</link>
				<pubDate>Fri, 07 Jan 2005 04:29:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>If this abuse is constant and getting worse after you called in the Union, then I would use a dictaphone and let her know everytime you hit the Record Button.</p>
<p>She&#8217;ll either incriminate herself even though she was forewarned, or she&#8217;ll back off and leave you alone.</p>
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				<title>baloo replied to the topic Effect of PO loans in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4377844-effect-of-po-loans/#post-4501169</link>
				<pubDate>Fri, 07 Jan 2005 02:31:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think it&#8217;s too early to tell.</p>
<p>I haven&#8217;t heard of anyone receiving finance for these loans yet.  Best give it some time in the marketplace to see how viable they really are.</p>
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				<title>baloo replied to the topic tsunami disaster in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4377792-tsunami-disaster/#post-4500868</link>
				<pubDate>Thu, 06 Jan 2005 02:47:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>At the end of the day, if someone like Schumacher or Dick Smith forces the hand of another mega-billionaire to reach into their pockets to save face, then I think it&#8217;s brilliant.</p>
<p>While the reason for donating might be a bit suspect, at the end of the day more money is being raised for this disaster, which is what counts.</p>
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				<title>baloo replied to the topic tsunami disaster in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4377792-tsunami-disaster/#post-4500855</link>
				<pubDate>Wed, 05 Jan 2005 02:22:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Would it be good ?  Yes, most certainly.</p>
<p>But I doubt it will make too much of a difference as history shows that once a disaster is no longer news worthy, people tend to forget.</p>
<p>Out of site, out of mind.</p>
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				<title>baloo replied to the topic tsunami disaster in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4377792-tsunami-disaster/#post-4500852</link>
				<pubDate>Wed, 05 Jan 2005 01:22:06 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by richmond:</i><br />
&#8230;because if ever there was a cause to support, this is it&#8230;</p>
<p>This is a truly shocking disaster that has killed close to 150,000 people with the potential for more.  But as for it being the most deserving cause &#8216;ever&#8217; I think is a bit too simplistic.  AIDS/HIV has killed 22,000,000.  Malaria over 40,000,000.&hellip;<span class="activity-read-more" id="activity-read-more-194193"><a href="https://www.propertyinvesting.com/topic/4377792-tsunami-disaster/#post-4500852" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic Are Personal Messages Useful? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4377643-are-personal-messages-useful/page/2/#post-4499816</link>
				<pubDate>Mon, 03 Jan 2005 15:51:05 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by The Mortgage Adviser:</i><br />
I like colour as opposed to dull black and white. Hence my signature is colourful. I would prefer everyone doing something nice to brighten up the place.</p>
<p>Exactly, it&#8217;s a personal choice, so let people have the option to view them or not.</p>
<p>I personally prefer not to be spammed in a forum, but each to their own.</p>
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				<title>baloo replied to the topic Are Personal Messages Useful? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4377643-are-personal-messages-useful/page/2/#post-4499814</link>
				<pubDate>Mon, 03 Jan 2005 15:29:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Steve,</p>
<p>Could the forum software be modified so that people could switch off viewing other people&#8217;s signatures/sign offs ?  It&#8217;s fairly easy to disable the images using an add blocker, but the colourful and large text advertisments detract from the flow of a thread.</p>
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				<title>baloo replied to the topic Did you know... in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4377439-did-you-know-3/#post-4498260</link>
				<pubDate>Thu, 16 Dec 2004 01:06:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>actually it was Ray Croc, the founder of McDonalds, who said he was in the real estate business.  The burgers were just something to do with the land.</p>
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				<title>baloo replied to the topic Philip Island in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377324-philip-island/#post-4497540</link>
				<pubDate>Thu, 09 Dec 2004 07:14:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>I know the Island quite well from my time of surfing down at Smith Beach all those years ago.  I&#8217;m shocked at the prices the Island is now commanding while at the same time kicking myself for not realising that one of my favorite spots was going to rocket.  Corinella is another place along the Bass that has exploded recently.</p>
<p>But while I think&hellip;<span class="activity-read-more" id="activity-read-more-66624"><a href="https://www.propertyinvesting.com/topic/4377324-philip-island/#post-4497540" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic Cold Spot in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377331-cold-spot/#post-4497601</link>
				<pubDate>Thu, 09 Dec 2004 05:30:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Do these caves have parking spots included or can I buy them seperately ?  The Bearina&#8217;s have to be parked somewhere.</p>
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				<title>baloo replied to the topic Property prices set to fall until 2007? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377319-property-prices-set-to-fall-until-2007/#post-4497508</link>
				<pubDate>Thu, 09 Dec 2004 03:11:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>I guess we have different ideas on what constitutes a professional investor.</p>
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				<title>baloo replied to the topic Property prices set to fall until 2007? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377319-property-prices-set-to-fall-until-2007/#post-4497506</link>
				<pubDate>Wed, 08 Dec 2004 04:26:35 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by AusProp:</i><br />
interesting. I see the investors club is promoting itself as a self help organisation??!! perhaps macdonalds should market itself as a &#8216;self help sustenance club&#8217;!</p>
<p>I thought they were doing similar already.  Being one of the major Child Diabetes Foundation sponsors&#8230;</p>
<p>Salacious, what professional investors are you&hellip;<span class="activity-read-more" id="activity-read-more-167662"><a href="https://www.propertyinvesting.com/topic/4377319-property-prices-set-to-fall-until-2007/#post-4497506" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic WARNING TO ALL PROPERTY INVESTORS!!!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377251-warning-to-all-property-investors/#post-4496986</link>
				<pubDate>Tue, 07 Dec 2004 08:09:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Did you fly to NZ to see the property before you bought it ?  Have you met the PM face to Face ?  Or was it all done over the phone/email ?</p>
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				<title>baloo replied to the topic Is Australia a racist country? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4376877-is-australia-a-racist-country/page/3/#post-4494948</link>
				<pubDate>Fri, 19 Nov 2004 15:23:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Marc, congratulations on your relatives living in Japan, I hope they enjoy it there as much as I did. I wonder if they know my Japanese wife, my parents in law, siblings in law and multitude of other friends we have there.</p>
<p>I have a friend who decided to become a Japanese citizen and is now a Japanese passport holder. Your presumption that he was&hellip;<span class="activity-read-more" id="activity-read-more-261365"><a href="https://www.propertyinvesting.com/topic/4376877-is-australia-a-racist-country/page/3/#post-4494948" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic markets dropped 15 pct in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377023-markets-dropped-15-pct/page/2/#post-4495687</link>
				<pubDate>Wed, 17 Nov 2004 08:14:00 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by HousesOnly:</i><br />
It amazes me how people who bought a home for $40K 20 years ago talk about making a loss if they sell the home for $500K rather than their asking price of $540K! How does that work!</p>
<p>There is also replacement cost.  No point selling your 20yo PPOR if all you can afford is something you perceive to be of lesser value.</p>
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				<title>baloo replied to the topic Is Australia a racist country? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4376877-is-australia-a-racist-country/page/3/#post-4494942</link>
				<pubDate>Mon, 15 Nov 2004 04:01:03 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Marc1:</i><br />
In Japan to acquire citizenship you must live in Japan for 3 generations. Then pass a detailed scrutiny and a test to see if you have really become a Japanese. An inspector will come to your house and see what kind of foods you cook, what furniture you use, what cloths. Any smell of foreign food or customs will mean&hellip;<span class="activity-read-more" id="activity-read-more-214179"><a href="https://www.propertyinvesting.com/topic/4376877-is-australia-a-racist-country/page/3/#post-4494942" rel="nofollow">[Read more]</a></span></p>
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				<title>baloo replied to the topic Diddling the forum stats are we??? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4376474-diddling-the-forum-stats-are-we/#post-4492868</link>
				<pubDate>Thu, 14 Oct 2004 02:34:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Y ?</p>
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				<title>baloo replied to the topic Auckland Prices in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4376467-auckland-prices/#post-4492819</link>
				<pubDate>Wed, 13 Oct 2004 06:08:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Following on from Monopoly&#8217;s question&#8230;</p>
<p>When we start seeing a retraction in prices, do people expect it to mirror the explosion, i.e. start in the far reaches and move into the centres.  Or work in the same manner, i.e. price reduction in the major centres which starts to spread outwards ?</p>
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				<title>baloo replied to the topic Singaporean English in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4376409-singaporean-english/#post-4492507</link>
				<pubDate>Sun, 10 Oct 2004 14:47:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have a copy of the Cocksford Singlish Dictionary.  Now before you get offended, &#8220;talking cock&#8221; in Singlish means talking rubbish, telling stories.</p>
<p>The Book is in fact written by a Singaporean for Singaporeans and expats.  They are well aware of their Singlish and are proud of it.</p>
<p>So farnee lah&#8230;..</p>
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				<title>baloo replied to the topic Whatever happened to... in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4376403-whatever-happened-to/#post-4492470</link>
				<pubDate>Sat, 09 Oct 2004 12:17:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the heads up Kay.  I managed to see the thread before it was deleted.  What an eye opener&#8230;&#8230;</p>
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				<title>baloo replied to the topic Ethical Dilemma - would you disclose? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4376328-ethical-dilemma-would-you-disclose/#post-4492088</link>
				<pubDate>Wed, 06 Oct 2004 09:44:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Derek, I intend to the next time they call me asking where I am at with a couple of their listings.  I was actually next door to their office tonight having dinner at the Italian restaurant next door.  Lights were on and door locked&#8230;.</p>
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				<title>baloo replied to the topic Ethical Dilemma - would you disclose? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4376328-ethical-dilemma-would-you-disclose/#post-4492077</link>
				<pubDate>Tue, 05 Oct 2004 10:03:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes, I would disclose.</p>
<p>This LJH office is one that I have been in contact with regarding some of the properties they have listed in the area.  As soon as I read the article I decided to use a different agency.  I have no time for operators like this.</p>
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				<title>baloo replied to the topic Abolish Negative Gearing in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4376319-abolish-negative-gearing/#post-4492008</link>
				<pubDate>Tue, 05 Oct 2004 03:13:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>I wouldn&#8217;t be suprised to see changes to NG.  While I don&#8217;t believe they will remove it completely, I can see them ring fencing NG on an asset so you can claim the tax credits back only when the asset begins to show a profit.  This could be once the asset become PG or on a CG trigger.</p>
<p>This, in my mind, is a fairer system that would stop too much&hellip;<span class="activity-read-more" id="activity-read-more-227799"><a href="https://www.propertyinvesting.com/topic/4376319-abolish-negative-gearing/#post-4492008" rel="nofollow">[Read more]</a></span></p>
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				<guid isPermaLink="false">38c2947c26d1d7489bec8e3d1c65dce7</guid>
				<title>baloo replied to the topic Yes Finally in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4376224-yes-finally/#post-4491238</link>
				<pubDate>Tue, 28 Sep 2004 02:18:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Congrats, but it&#8217;s a real shame Williams had to ruin the celebration with a vindictive, almost feral, acceptance speech.</p>
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				<title>baloo replied to the topic Sydney Unit market- Time to buy? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4376134-sydney-unit-market-time-to-buy/#post-4490585</link>
				<pubDate>Thu, 23 Sep 2004 03:06:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Add me to qwerty and SuperTed&#8217;s list</p>
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