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	<title>PropertyInvesting.com | ashrick | Activity</title>
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				<title>ashrick replied to the topic Interest Only Loans in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4376454-interest-only-loans-10/#post-4492735</link>
				<pubDate>Tue, 12 Oct 2004 11:29:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi xon,</p>
<p>While IO loan has its advantages, especially in term of tax benefits, let&#8217;s look at the other side of the coin.</p>
<p>What will happen if the property market takes a nosedive and prices fall by say 30%?  Banks may recall the mortgages and require the borrowers to top up the 30% reduction in loan value.  And the double whammy is you have to&hellip;<span class="activity-read-more" id="activity-read-more-155143"><a href="https://www.propertyinvesting.com/topic/4376454-interest-only-loans-10/#post-4492735" rel="nofollow">[Read more]</a></span></p>
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				<title>ashrick replied to the topic Property Manager in Melbourne Needed - URGENT! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4375699-property-manager-in-melbourne-needed-urgent/#post-4487879</link>
				<pubDate>Sat, 28 Aug 2004 11:30:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi bennido,</p>
<p>I encountered problem when PM or Email you. Appreciate if you could email (ashrick@hotmail.com) me contact number and email address of your Hocking Stuart property manager.</p>
<p>Thanks.</p>
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				<title>ashrick replied to the topic FHOG advice in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375679-fhog-advice-2/#post-4487782</link>
				<pubDate>Sat, 28 Aug 2004 11:22:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Simon,</p>
<p>Quote from one of FOHG criteria states:<br />
&#8220;From 1 January 2004, at least one applicant must occupy the home as his or her principal place of residence for a continuous period of at least 6 months commencing within 12 months of either settlement or completion of construction.&#8221; </p>
<p>1)  All our investment properties were purchased after 1 July&hellip;<span class="activity-read-more" id="activity-read-more-180071"><a href="https://www.propertyinvesting.com/topic/4375679-fhog-advice-2/#post-4487782" rel="nofollow">[Read more]</a></span></p>
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				<title>ashrick replied to the topic FHOG advice in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375679-fhog-advice-2/#post-4487780</link>
				<pubDate>Fri, 27 Aug 2004 10:33:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Simon,</p>
<p>Quote from one of FOHG criteria states:<br />
Each applicant and their partner must not have owned and occupied a residential property, either jointly, separately or with some other person on or after 1 July 2000, in any State or Territory of Australia;</p>
<p>Does this mean as long as the applicants have not occupied their investment properties&hellip;<span class="activity-read-more" id="activity-read-more-180070"><a href="https://www.propertyinvesting.com/topic/4375679-fhog-advice-2/#post-4487780" rel="nofollow">[Read more]</a></span></p>
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				<title>ashrick replied to the topic Property Manager in Melbourne Needed - URGENT! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4375699-property-manager-in-melbourne-needed-urgent/#post-4487877</link>
				<pubDate>Fri, 27 Aug 2004 06:32:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>My apologies for the ambiguity.  The suburb I am looking at is Laverton.</p>
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