PropertyInvesting.com | Ash88 | Activity https://www.propertyinvesting.com/members/ash88/activity/ Activity feed for Ash88. Mon, 13 Apr 2026 15:55:32 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 cefa8376dce0743ea8c19f7190b57604 Ash88 replied to the topic Help needed to achieve my Goal . in the forum Help Needed! https://www.propertyinvesting.com/topic/4410823-help-needed-to-achieve-my-goal/#post-4699994 Tue, 18 Mar 2014 11:01:36 +0000 Hi Terry,
                     Thank you so much for your reply !!! I bought my current PPOR for $ 350k with a 20% deposit  the remaining loan balance is now matched with the offset balance. The current value of the property is about 400k. The rental for similar next door unit is 1600 pcm. I have since last year managed to save about 80k which I…[Read more]

]]> 784f26a713672c77e73bacc1e5d37f94 Ash88 replied to the topic OFFSET QUESTION, TERRY RICHARD , ANYONE... in the forum Finance https://www.propertyinvesting.com/topic/4405665-offset-question-terry-richard-anyone/#post-4662354 Sat, 21 Jan 2012 08:30:10 +0000 Qlds007 wrote:
AshYes thought it sounded like a Homeside loan.If the net balance is $50k then the monthly interest repayment is $50,000 x 7% / 365 x the number of days in each month.Yes some lenders have a pecular offset account where the repayment stays the same and the loan balance goes up and down. Not ideal when you intend to rent the…[Read more]

]]> 80fa3c5580b68d1b87391b76bbba89b2 Ash88 replied to the topic OFFSET QUESTION, TERRY RICHARD , ANYONE... in the forum Finance https://www.propertyinvesting.com/topic/4405665-offset-question-terry-richard-anyone/#post-4662352 Sat, 21 Jan 2012 06:42:28 +0000 HI everyone ..thanks for the replies… @ catalyst I would be selling one of my overseas property hence sure of getting a large lump sum…
@ richard thanks for the reply … I`m going for a loan with NAB interest only , wanted to go for 10 years however could only qualify for 5 years, and the Broker said after 5 years I can just fill in a simple…[Read more]

]]> 2517b8b8aa1f3d6a9cd9e4fad1a0c8ca Ash88 replied to the topic 250k CASH !!!! WHAT TO DO WITH IT ? in the forum Help Needed! https://www.propertyinvesting.com/topic/4404544-250k-cash-what-to-do-with-it/page/2/#post-4654576 Mon, 12 Sep 2011 04:30:17 +0000 HI … A silly question … if I take out  a 300k loan IO … 100k deposit… and put 200k in offset account.. will tehre still be Monthly payment to pay or because  principal balance and offset balance is same it mean no monthly payments ?

]]> db8b72b8814e972a9e9bdf2e52a0f8fe Ash88 replied to the topic 250k CASH !!!! WHAT TO DO WITH IT ? in the forum Help Needed! https://www.propertyinvesting.com/topic/4404544-250k-cash-what-to-do-with-it/page/2/#post-4654573 Fri, 02 Sep 2011 11:21:16 +0000 HI Nathan … How are you ? First of all let me tell you my mums become a Big fan of yours after I showed her this forum. , .. and has started to bend towards getting a IO loan instead of a full P and I …. your example explains things very clearly thanks for that…

Could you explain me as well that the interest only loan that I can find are 7…[Read more]

]]> ecc70ae31169c564cdaba561354efd11 Ash88 replied to the topic 250k CASH !!!! WHAT TO DO WITH IT ? in the forum Help Needed! https://www.propertyinvesting.com/topic/4404544-250k-cash-what-to-do-with-it/page/2/#post-4654571 Thu, 01 Sep 2011 23:23:57 +0000 HI JacM .. thanks for the reply … can I request you to Simplify with an example How a P & I loan and and IO loan have the SAME end results and how youre always better off with a IO loan …? Also what woudl happen if I took out all the money from the offset account what effect would that have on the Loan ?And lastly , the interest only loan that…[Read more]

]]> 7b79c4d36a77e3634b36c52b9fc557f1 Ash88 replied to the topic 250k CASH !!!! WHAT TO DO WITH IT ? in the forum Help Needed! https://www.propertyinvesting.com/topic/4404544-250k-cash-what-to-do-with-it/#post-4654570 Tue, 30 Aug 2011 22:53:16 +0000 lol… terry youre right , Youre right here as well.. I started two posts cause I dint know where exactly my situation fits…

]]> d491df62727b8de998cb9ae520120d9d Ash88 replied to the topic 250k CASH !!!! WHAT TO DO WITH IT ? in the forum Help Needed! https://www.propertyinvesting.com/topic/4404544-250k-cash-what-to-do-with-it/#post-4654564 Tue, 30 Aug 2011 04:20:09 +0000 HI people… thanks for all your replies… you all have been awesome…  Could someone please let me know why woud a IO loan be better than P+I as I woudl ike to hold the property for as long as possible.. @Terry , I really want to do what you say in relation to free up as much cash I can for my PPOR.. However My Mum is Adamant on getting a…[Read more]

]]> 3e10216289e0268597f57527ce3284ba Ash88 replied to the topic $ 250 K available !!! What shoudld I DO with it ? in the forum HI guys thanks for still https://www.propertyinvesting.com/topic/4404545-250-k-available-what-shoudld-i-do-with-it/#post-4654585 Tue, 30 Aug 2011 04:13:11 +0000 HI guys thanks for still looking after me… @hbbehrendorff , I would really want to buy a 2bdr unit  not far from cbd… I am currently getting one like 15k from the city  for 200k… which I think is a good deal ,  what do you guys think ,as if I do go ahead with buying it , how much loan and how much deposit should I put… ? Also I dont kno…[Read more]

]]> 73151faadc236af2b8dee73ff6199e5c Ash88 replied to the topic $ 250 K available !!! What shoudld I DO with it ? in the forum HI guys thank you so much https://www.propertyinvesting.com/topic/4404545-250-k-available-what-shoudld-i-do-with-it/#post-4654581 Sun, 28 Aug 2011 23:52:03 +0000 HI guys thank you so much for replying back … I really appreciate your help and guidance… I spoke to my Mum , and she still wants me to borrow  as less i can for my first house or just buy it outright so that we are not paying a lot of interest  to the bank .. But what I want to do is buy a small unit  a 2bdr around 250k, with 100k dep…[Read more]

]]> 38132f0d918d3fe3290953ad8702ccf9 Ash88 replied to the topic 250k CASH !!!! WHAT TO DO WITH IT ? in the forum Help Needed! https://www.propertyinvesting.com/topic/4404544-250k-cash-what-to-do-with-it/#post-4654558 Sun, 28 Aug 2011 23:51:22 +0000 HI guys thank you so much for replying back … I really appreciate your help and guidance… I spoke to my Mum , and she still wants me to borrow  as less i can for my first house or just buy it outright so that we are not paying a lot of interest  to the bank .. But what I want to do is buy a small unit  a 2bdr around 250k, with 100k dep…[Read more]

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