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	<title>PropertyInvesting.com | Aphex | Activity</title>
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				<title>Aphex replied to the topic Investing + Reno during Recession in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4394535-investing-reno-during-recession/#post-4594678</link>
				<pubDate>Thu, 23 Oct 2008 10:28:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Beth,Maybe I&#039;m thinking against the grain too, but I think it sounds like the right time to buy now too.My thoughts are:Increase to the first home owners grant should make it easier for people to buy and hence help drift house prices upThere are a lot of people out there with money in shares that are now feeling very insecure about they&#039;re&hellip;<span class="activity-read-more" id="activity-read-more-39481"><a href="https://www.propertyinvesting.com/topic/4394535-investing-reno-during-recession/#post-4594678" rel="nofollow">[Read more]</a></span></p>
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				<title>Aphex replied to the topic Do I as an individual need to form a "Trust" ? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394370-do-i-as-an-individual-need-to-form-a-trust/#post-4593613</link>
				<pubDate>Fri, 03 Oct 2008 14:39:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would suggest that you only go for a company/trust arrangement if you are going for a buy and hold stratagy. If it is for property that you are purchasing as shorter term reno&#039;s you may find that the extra tax complications and set up costs outway the benifits.I haven&#039;t had any problems with lenders giving me loans for trusts, just don&#039;t expect&hellip;<span class="activity-read-more" id="activity-read-more-274832"><a href="https://www.propertyinvesting.com/topic/4394370-do-i-as-an-individual-need-to-form-a-trust/#post-4593613" rel="nofollow">[Read more]</a></span></p>
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				<title>Aphex replied to the topic Anyone heard of "Gazumped" ? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4382523-anyone-heard-of-gazumped/#post-4531505</link>
				<pubDate>Sun, 09 Oct 2005 06:23:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>GR does this mean you pay the seller a fee for the option to purchase the property at a particular price?</p>
<p>If this is the case wouldn&#8217;t there still be a bit of haggling over the price in the option where another buyer could offer a higher price?</p>
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				<title>Aphex replied to the topic Fully Furnishined Rental ? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382581-fully-furnishined-rental/#post-4531863</link>
				<pubDate>Thu, 06 Oct 2005 13:16:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sorry, I did not read all of your questions.</p>
<p>As far as establishing a market value for the furniture, I took photos of them and paid a nominal fee for a second hand furniture dealer to give me an estimate for the value for replacement and depreciation purposes.</p>
<p>And to establish a value to add to the unfurnished expected rental return; I thought&hellip;<span class="activity-read-more" id="activity-read-more-183819"><a href="https://www.propertyinvesting.com/topic/4382581-fully-furnishined-rental/#post-4531863" rel="nofollow">[Read more]</a></span></p>
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				<title>Aphex replied to the topic Fully Furnishined Rental ? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382581-fully-furnishined-rental/#post-4531862</link>
				<pubDate>Thu, 06 Oct 2005 12:52:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have a fully furnished 2 bed unit that is renting for $220 per week (but without the linen and cutlery) The other units in the block are rented out for around $170 per week unfurnished. This is also targeted to long term tennants.</p>
<p>Hope this helps</p>
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				<title>Aphex replied to the topic Investment Strategy Advice in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4382419-investment-strategy-advice/#post-4530956</link>
				<pubDate>Mon, 03 Oct 2005 04:13:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>At these early stages of investment I would look first into the right structure to start your portfolio as this is very hard to change later down the track. Find some books on companies and trust funds. I would suggest you do this before you purchase your next IP.</p>
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				<title>Aphex replied to the topic AM l better to devalop to sell  or to rent out ?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382512-am-l-better-to-devalop-to-sell-or-to-rent-out/#post-4531458</link>
				<pubDate>Mon, 03 Oct 2005 03:04:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would rent it out as you can always use the equity from the property to persue other investment opertunities later down the track. Plus, with your investment so close to home it will make it easier for you to manage it.</p>
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				<title>Aphex replied to the topic is it worth it to keep the first home grant? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4382333-is-it-worth-it-to-keep-the-first-home-grant/page/2/#post-4530318</link>
				<pubDate>Sun, 02 Oct 2005 10:43:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>All our properties have been purchased post July 2000. Yes, she is my defacto spouse and we are currently renting. It would work out better if she purchased our PPoR in her name due to the way we have set up the company and trust fund.</p>
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				<title>Aphex replied to the topic is it worth it to keep the first home grant? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382333-is-it-worth-it-to-keep-the-first-home-grant/#post-4530316</link>
				<pubDate>Sun, 02 Oct 2005 08:16:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>FHOG = First Home Owners Grant</p>
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				<title>Aphex replied to the topic is it worth it to keep the first home grant? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382333-is-it-worth-it-to-keep-the-first-home-grant/#post-4530315</link>
				<pubDate>Sun, 02 Oct 2005 08:12:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have already used the first home owners grant but my partner has not. However, she has bought an interstate investment property with me. Does that mean that if she purchased a house to live in under her name that she would still be eligable for the first home owners grant? For the past 2 years I have been informed that she would not get it.</p>
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				<title>Aphex replied to the topic Colourbond vs Tile roof in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4382456-colourbond-vs-tile-roof/page/2/#post-4531175</link>
				<pubDate>Sun, 02 Oct 2005 06:38:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have just had a colorbond roof put on a reno I am working on. It turned out to be slightly cheaper than tiles.</p>
<p>I asked the builder how this was possible as I know someone else who did a renivation a couple of years back and found that tiles were cheaper.</p>
<p>He said that it depends on the shape of the roof. If you have a skillion (not sure of&hellip;<span class="activity-read-more" id="activity-read-more-191171"><a href="https://www.propertyinvesting.com/topic/4382456-colourbond-vs-tile-roof/page/2/#post-4531175" rel="nofollow">[Read more]</a></span></p>
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				<title>Aphex replied to the topic Positive Geared in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382130-positive-geared/#post-4528917</link>
				<pubDate>Sun, 02 Oct 2005 01:29:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think Don and Liz have offered sound advise. Try and set achievable goals for your level of expirience.</p>
<p>I still have not found any positive cash flow properties (although I have tried very hard), so have mostly purchased properties that are nearly nutraly geared. I have found that by letting inflation take its course, in just a few short years,&hellip;<span class="activity-read-more" id="activity-read-more-120282"><a href="https://www.propertyinvesting.com/topic/4382130-positive-geared/#post-4528917" rel="nofollow">[Read more]</a></span></p>
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				<title>Aphex replied to the topic To furnish or not to furnish in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382500-to-furnish-or-not-to-furnish-2/#post-4531430</link>
				<pubDate>Sun, 02 Oct 2005 00:45:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yeah, it does seem to work well on TV, thats what made me think about it. Thanks for your encouragement. I think I&#8217;ll see if Freedom or Domayne might lease out old floor stock for a short period.</p>
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				<title>Aphex replied to the topic company loans in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4375359-company-loans/#post-4485683</link>
				<pubDate>Fri, 06 Aug 2004 01:10:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your replies</p>
<p>I will look further into trusts &#8211; I didn&#8217;t think they provided the same security in limited liability, but I will investigate further.</p>
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				<title>Aphex replied to the topic Options and Subject to's in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4375266-options-and-subject-tos/#post-4485103</link>
				<pubDate>Thu, 05 Aug 2004 14:14:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>I disagree with Michaels break down of option Vs subject to.</p>
<p>With an option you do not have to state any conditions. The 1-2% is your fee for having the right to buy that property in 6 months. This alows you to keep your intentions for the property disclosed from the agent and the owner.</p>
<p>This would be handy if you think you have realised&hellip;<span class="activity-read-more" id="activity-read-more-105763"><a href="https://www.propertyinvesting.com/topic/4375266-options-and-subject-tos/#post-4485103" rel="nofollow">[Read more]</a></span></p>
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				<title>Aphex replied to the topic Which method do you prefer? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4375207-which-method-do-you-prefer/#post-4484684</link>
				<pubDate>Thu, 05 Aug 2004 13:32:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Don&#8217;t wory Depreciator &#8211; you answered my question.</p>
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				<title>Aphex replied to the topic Which method do you prefer? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4375207-which-method-do-you-prefer/#post-4484682</link>
				<pubDate>Thu, 05 Aug 2004 10:46:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>With the prime cost method, if you have a few solid items of furniture in a rental property, it could be forseeable that you could end up depreciating these items beyond their original purchase price. If this occurs and the items are still in use, do you need to exclude them from future calculations?</p>
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				<title>Aphex replied to the topic helo needed - sale in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4375360-helo-needed-sale/#post-4485691</link>
				<pubDate>Thu, 05 Aug 2004 09:12:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would steer clear of auctions. They usually cost more, are mostly advertising for the agents. And, if nobody bids to a price you are happy with you still have to pay for the auction.</p>
<p>In my oppinion it is best to ask a price well above what you expect and then gradually step the asking price down. Most people looking for a house will mostly look&hellip;<span class="activity-read-more" id="activity-read-more-195973"><a href="https://www.propertyinvesting.com/topic/4375360-helo-needed-sale/#post-4485691" rel="nofollow">[Read more]</a></span></p>
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				<title>Aphex replied to the topic company loans in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4375359-company-loans/#post-4485678</link>
				<pubDate>Thu, 05 Aug 2004 07:01:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your reply MortgageHunter, I will speak to more brokers.</p>
<p>Will brokers consider myself as director and the company as two seperate entities in regards to giving discounts on interest rates for borrowing over 500 000 dollars? ie. Do they consider me as two customers or as one?</p>
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