https://www.propertyinvesting.com/members/andyjones/activity/ Activity feed for Andy. Fri, 17 Apr 2026 09:21:21 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 3ba0eb3c1a50e81cb8b65284292efc23 https://www.propertyinvesting.com/topic/5043459-borrow-or-draw-down-equity-from-home/ Fri, 09 Mar 2018 08:02:33 +0000 Hi. I set up a trust as a way of investing and reducing tax (I work, my wife doesn’t) and intend to purchase an investment property in this trust.
Question – should I draw equity from my home to loan to the trust to buy the property without debt or borrow from a lender to buy the property? By the way, I don’t intend to be a serial property acq…[Read more]

]]> 91a0a2b3edf26f89d0fa6e0783fbd1a6 https://www.propertyinvesting.com/topic/5009969-vendor-finance-35/#post-5010020 Wed, 01 Jul 2015 17:05:27 +0000 Thanks for the question.
I’m hoping to get some information to better understand another option. Plan A is to buy and hold for the cash flow.
I’d rather understand more options to make better decisions rather than only follow one path because that is all I know.

]]> 43c6542f9d3d1a3ed3eea690f8fe03bf https://www.propertyinvesting.com/topic/5009969-vendor-finance-35/ Wed, 01 Jul 2015 04:18:39 +0000 Hi,
I am currently reviewing an investment property to purchase (CF+ investment).
The agent advises that the tenants are long term and actually looking to purchase the property but don’t have the deposit required.
Is this a good deal profile to offer vendor finance? How much does it cost to set up?
The property is offered at $150k and the tenant…[Read more]

]]> 7236792e1f33c038b068cc309b7b6de3 https://www.propertyinvesting.com/topic/5009942-bought-a-house-feeling-like-i-mad-a-mistake/#post-5009968 Wed, 01 Jul 2015 03:58:57 +0000 Suri – I am no expert so bear this in mind with the way I think.
What is your ability to service the loan for this property? It would seem that choices you make would be dependent on your circumstances.
If the monthly net holding costs of this property put you under a lot of financial stress then you might plan with a bias towards a short term…[Read more]

]]> 31694f7484aa11cea99f8b4ef902bd4a https://www.propertyinvesting.com/topic/5006395-landlord-insurance-26/#post-5006407 Tue, 21 Apr 2015 00:38:14 +0000 This is really helpful, thank you Dean!
I am right now looking in to the numbers on a new IP purchase and what I can get from an AAMI on-line quote for $1500 is about half price on this (subject to me looking in to the fine print at the moment which I will do later today).
Cheers,
Andy

]]> 17ae515df7da7021d0dfa266148a12bb https://www.propertyinvesting.com/topic/5005749-the-next-step-6/#post-5006129 Tue, 14 Apr 2015 12:03:39 +0000 Thank you Jess, that’s an interesting way to look at it. Will review my finance options both ways.
Andy

]]> 3267860b4f7bd1d6eff2f385ab47000a https://www.propertyinvesting.com/topic/5005749-the-next-step-6/#post-5005895 Sat, 11 Apr 2015 02:58:28 +0000 I’m interested in this line of thought as I’m about to buy a couple of IP’s. I thought if I went lower than 20% deposit I would have to pay for mortgage insurance? Is there a way around this or am I just misinformed?
Andy

]]> b0a9fb613e4d5a925798bbb2ae1ac1db https://www.propertyinvesting.com/activity/p/308214/ Thu, 19 Feb 2015 22:31:29 +0000