PropertyInvesting.com | ajaydee73 | Activity https://www.propertyinvesting.com/members/ajaydee73/activity/ Activity feed for ajaydee73. Sat, 11 Apr 2026 20:31:47 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 e33abf7d1d85b44739aaf48de90ae0e1 ajaydee73 replied to the topic Help getting started in the forum Help Needed! https://www.propertyinvesting.com/topic/4403045-help-getting-started/#post-4643616 Wed, 16 Mar 2011 07:49:46 +0000 Fully wrote:
Oh my goal is simple to own a decent house outright in Perth in 12 years and just live out my life, I'm not concerned about making millions.

Considering this, I would recommend looking for the house you want to live in, buy it and pay down the loan as fast as you can. It's the most sure way of achieving your goal.

]]> 442d71f6b1d04ce8ff2a71390f672eac ajaydee73 replied to the topic what is the best site to advertise my house on? in the forum Help Needed! https://www.propertyinvesting.com/topic/4403061-what-is-the-best-site-to-advertise-my-house-on/#post-4643698 Wed, 16 Mar 2011 07:44:39 +0000 Hey Mcgrandles.I hope you have a steady recovery in your health. I believe http://www.realestate.com.au is the most popular. http://www.domain.com.au is also popular.Best of luck

]]> e0a7babe8f126d3abc70f8ed98e9e4cb ajaydee73 replied to the topic up and coming brisbane suburb in the forum General Property https://www.propertyinvesting.com/topic/4403064-up-and-coming-brisbane-suburb/#post-4643713 Wed, 16 Mar 2011 00:55:35 +0000 What kind of zoning will make it a second hub of Brisbane?

]]> 186a9ed8db0e6d1fe8ff87355ad4a246 ajaydee73 replied to the topic Good and Bad experiences with DHA properties.. in the forum General Property https://www.propertyinvesting.com/topic/4403050-good-and-bad-experiences-with-dha-properties/#post-4643650 Mon, 14 Mar 2011 13:33:03 +0000 What is the potential for capital gains? How long are they tied up with the defence force?

]]> 18c28ac2247d68fb2b74e52b07333b34 ajaydee73 replied to the topic Hotel apartment in the forum Do you trust the hotel to https://www.propertyinvesting.com/topic/4397087-hotel-apartment/#post-4608435 Sat, 05 Sep 2009 08:27:37 +0000 Do you trust the hotel to direct visitors to your room? If the hotel isn't 100% occupied, you could find yourself buying an empty room.

]]> c7b4b77f57f65d49504916d26da41d6e ajaydee73 replied to the topic Will prices drop after September ? in the forum General Property https://www.propertyinvesting.com/topic/4396949-will-prices-drop-after-september/#post-4607749 Sun, 16 Aug 2009 09:32:22 +0000 Fixed rates have risen which is an important event. It's a signal of where variable rates are going.

]]> beae330c12010b2801dc4fc41031ffc7 ajaydee73 replied to the topic RE Agent contradicting himself? in the forum A dishonest salesman. Not https://www.propertyinvesting.com/topic/4396983-re-agent-contradicting-himself/#post-4607902 Sat, 15 Aug 2009 05:05:15 +0000 A dishonest salesman. Not atypical.

]]> e2abcb329f05655634ee2a0717edb393 ajaydee73 replied to the topic Will prices drop after September ? in the forum General Property https://www.propertyinvesting.com/topic/4396949-will-prices-drop-after-september/#post-4607740 Fri, 14 Aug 2009 05:23:37 +0000 BIS Shrapnel were saying a year ago that house prices were about to jump by 40%. I don't trust them at all. If they're right about increased construction of new homes, then this will be bad for house prices because you need a supply shortage for prices to go up.

]]> 75d01e8db300d1013aeb69ad235a5ae9 ajaydee73 replied to the topic Property bubble? in the forum Help Needed! https://www.propertyinvesting.com/topic/4396964-property-bubble/#post-4607835 Thu, 13 Aug 2009 11:20:00 +0000 I don't think prices will go to where they were 10-15 years ago any time soon, but I think they will probably fall a bit or at least stay flat for quite a while. The fact is that property prices are ultimately restricted by the incomes that people earn. Otherwise home loans become unserviceable. House prices have outpaced the increases in…[Read more]

]]> 3a7273b38ce401cfff426fdb1110a92c ajaydee73 replied to the topic What to do next??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4396951-what-to-do-next-3/#post-4607761 Wed, 12 Aug 2009 11:52:33 +0000 I would pay down your debt as much as possible then wait and see what property prices do over the next year or two.

]]> 6d09138297fe0bb35de0012a992d3c05 ajaydee73 replied to the topic Will prices drop after September ? in the forum General Property https://www.propertyinvesting.com/topic/4396949-will-prices-drop-after-september/#post-4607734 Wed, 12 Aug 2009 10:58:29 +0000 I think when you combine a halving of the FHOG, rising interest rates, higher unemployement and tighter lending standards house prices will struggle. The housing market moves quite slowly so I'm interested to see where house prices will be in a year to a year and a half.

]]> 8de93bf84e950e59a1db39fae5a6b515 ajaydee73 replied to the topic Stopping PAYG? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4396915-stopping-payg/#post-4607485 Wed, 12 Aug 2009 10:10:43 +0000 May as well pay your tax bill up front. There's no point in fooling yourself how much cash you have available.

]]> b74370d0fa25562be5b2e6fdb4f619ad ajaydee73 replied to the topic Purchasing IP as a trust/company/individual in the forum Finance https://www.propertyinvesting.com/topic/4396943-purchasing-ip-as-a-trustcompanyindividual/#post-4607675 Tue, 11 Aug 2009 04:30:55 +0000 The most advantagious approach is usually to have the property in your own name. Trusts and companies are mostly useful for asset protection reasons. eg. If you were an accountant or lawyer who might be sued for your personal assets.You are best off speaking to a good accountant and tell them as much about your circumstances as possible. The la…[Read more]

]]> 6e9001ea44c7e7f700d2d9c0a5b7b693 ajaydee73 replied to the topic Would you buy a block of land now to avoid having to pay more in the future? in the forum General Property https://www.propertyinvesting.com/topic/4396868-would-you-buy-a-block-of-land-now-to-avoid-having-to-pay-more-in-the-future/#post-4607092 Tue, 04 Aug 2009 00:33:48 +0000 I would prepare a forecast of how much the land would have cost you at the end of 5 years if you buy now. This forecast would include interest and rates paid, etc. And compare it to what you think the land value will be in 5 years time. If the land value would be higher in 5 years time you can't go wrong. Even if you decide not to live there you…[Read more]

]]> 5219d095a5d4edc818394e1c352cfff3 ajaydee73 replied to the topic Building contract terms to get FHB in the forum General Property https://www.propertyinvesting.com/topic/4396876-building-contract-terms-to-get-fhb/#post-4607115 Tue, 04 Aug 2009 00:21:43 +0000 I think building has to commence in 24 weeks and be completed in 18 months.

]]> 5cad36219b29da85f2d207b9ce0950a6 ajaydee73 replied to the topic Interest rates to rise sharply "warning" in the forum General Property https://www.propertyinvesting.com/topic/4396816-interest-rates-to-rise-sharply-warning/#post-4606893 Tue, 04 Aug 2009 00:13:30 +0000 Some areas have had a correction, but on average Australia is still waiting for it. Some places are even booming at the moment because of low interest rates and the FHOG. This is very dangerous as low interest rates and the boosted FHOG will not last.

]]> 3a7e0530706af4e9ec81a0df76c0cfbc ajaydee73 replied to the topic Family Trust Confusion in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4396451-family-trust-confusion/#post-4605081 Mon, 03 Aug 2009 23:29:47 +0000 The only way you will get a tax benefit from this situation is if the trust is earning other income which it can deduct the interest from. The trust will then receive the tax benefit.

]]> 77ee823363009543e76b58487d2f0d39 ajaydee73 replied to the topic Interest rates to rise sharply "warning" in the forum General Property https://www.propertyinvesting.com/topic/4396816-interest-rates-to-rise-sharply-warning/#post-4606889 Sun, 02 Aug 2009 03:12:47 +0000 The property bubble in Australia needs to be popped asap. People are spending to much money on houses and not enough consuming and investing in businesses. We will need serious inflation in earnings and consumer products to get back to a normal state of affairs. It's making me consider moving overseas so I can earn in a different currency,

]]> 056d4cedf6e04b480b09770df01af222 ajaydee73 replied to the topic Re claiming losses from ATO for negatively geared property over past 8 years not claimed already in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4396766-re-claiming-losses-from-ato-for-negatively-geared-property-over-past-8-years-not-claimed-already/#post-4606677 Sun, 02 Aug 2009 02:21:18 +0000 A capital loss can be carried forward forever under the current law.But yes, the outgoings on an asset that doesn't generate income become part of the "cost base" of the asset. Therefore there is no negative gearing allowed.

]]> 6e0963d70131929638eb50ea35837275 ajaydee73 replied to the topic What is your opinion of the current market ? in the forum General Property https://www.propertyinvesting.com/topic/4396806-what-is-your-opinion-of-the-current-market/page/2/#post-4606837 Fri, 31 Jul 2009 08:32:12 +0000 diggerdigzit wrote:
Now Ajay, I am not saying your wrong ( well I kinda am, but thats just my personal opinion) and these guys are right, it's just that everyone has an opinion, whether it be right or wrong, endless arguments can ensue. When it comes to two things, Economics and Real Estate, there will always be the black and white and the huge…[Read more]

]]> fa4c150063da1dd15bf49862924c867a ajaydee73 replied to the topic +ve cashlow properties in the forum General Property https://www.propertyinvesting.com/topic/4396831-ve-cashlow-properties/#post-4606940 Wed, 29 Jul 2009 08:18:15 +0000 Just don't forget the capital side of the equation. No point earning $5k per year in cash if you're losing $10 per year in capital.

]]> 70c27d1bec1eff5b76ac5503beb1a585 ajaydee73 replied to the topic What is your opinion of the current market ? in the forum General Property https://www.propertyinvesting.com/topic/4396806-what-is-your-opinion-of-the-current-market/#post-4606831 Wed, 29 Jul 2009 08:03:00 +0000 Rising unemployment + rising interest rates + tightening lending standards + reduced first home buyers grant + lower incomes + lower immigration = bad for property prices.

]]> 93e296fc44b5b01842e11eb398474442 ajaydee73 replied to the topic Interest rates to rise sharply "warning" in the forum General Property https://www.propertyinvesting.com/topic/4396816-interest-rates-to-rise-sharply-warning/#post-4606887 Wed, 29 Jul 2009 04:09:47 +0000 I think this will happen. I have been saying as much to anyone who will listen. :)

]]> 40cef935e53ea70309f32911a8cc455c ajaydee73 replied to the topic Help is really needed! in the forum Help Needed! https://www.propertyinvesting.com/topic/4396050-help-is-really-needed/#post-4603018 Thu, 23 Apr 2009 13:44:47 +0000 It's hard to say what you should do without knowing more about your personal circumstances. I personally would pay off the credit card and as much of the loan on the rental property. Being debt free is a good thing. Especially if you're unemployed.

]]> 1c6175150a70d014d41b941988dc85f9 ajaydee73 replied to the topic FHOG will not be extended. What will happen to property prices? in the forum Given that the FHOG is a https://www.propertyinvesting.com/topic/4396079-fhog-will-not-be-extended-what-will-happen-to-property-prices/#post-4603237 Thu, 23 Apr 2009 09:41:06 +0000 Given that the FHOG is a bigger proportion of your price range, you will have less risk of losing equity after the FHOG is removed. Property prices don't fall too fast because people hold out on selling as long as they can. You're more likely to see significant falls until 12-18 months after the FHOG is removed.

]]> 19ed4972e8c8621c3cf8a2aad2a6f075 ajaydee73 replied to the topic Is now a good time to buy property? in the forum General Property https://www.propertyinvesting.com/topic/4396065-is-now-a-good-time-to-buy-property/#post-4603089 Thu, 23 Apr 2009 03:06:35 +0000 I'm glad the FHOG is being reduced too. If only they took it away completely. If you can't save a deposit, then how are you going to pay off a $400k loan? The intention of the FHOG may have been good, but the effect is not. That is going to become clearer over the next couple of years.

]]> eb2be7d7d3be17b81776b6c661047e24 ajaydee73 replied to the topic Custodian Wealth in the forum General Property https://www.propertyinvesting.com/topic/4396040-custodian-wealth/#post-4602984 Wed, 22 Apr 2009 06:41:21 +0000 What do they charge 3% on?

]]> c730d7e90c06121cc76607830ab81e4a ajaydee73 replied to the topic Is now a good time to buy property? in the forum General Property https://www.propertyinvesting.com/topic/4396065-is-now-a-good-time-to-buy-property/#post-4603077 Wed, 22 Apr 2009 06:39:03 +0000 I would say that the first home owner's grant has made a lot of people greedy. And the market hasn't fallen much here yet. I don't think we're near the bottom yet.

]]> 50a12f56fc1dfef5df6a110eefc8f934 ajaydee73 replied to the topic Why have an investment property in the forum General Property https://www.propertyinvesting.com/topic/4396006-why-have-an-investment-property/#post-4602476 Thu, 16 Apr 2009 00:37:54 +0000 I would sell. Reducing the mortgage on your main home will reduce interest which is a guaranteed way of becoming wealthier. Consult a tax accountant for principle residence rules. There should be a way to avoid CGT.

]]> 5654fab7995c01c0657b8c0cd4bc88ba ajaydee73 replied to the topic how to advise friends?? in the forum Scary stuff. Australia could https://www.propertyinvesting.com/topic/4395990-how-to-advise-friends/#post-4602376 Wed, 15 Apr 2009 13:34:50 +0000 Scary stuff. Australia could yet have its own "subprime" crisis.

]]> 9a9ed973037e5801760c25ce81d69a18 ajaydee73 replied to the topic Steve McKnight's property market update in the forum General Property https://www.propertyinvesting.com/topic/4395784-steve-mcknights-property-market-update/#post-4601336 Wed, 15 Apr 2009 13:22:14 +0000 The time to invest in property again will be when incomes are high, or at least normal relative to house prices. At the moment, the best capital result you could hope for is a flat one (ie no capital loss). This is why Steve recommends cash flow positive investing. -If you're unlucky, you'll start losing capital, but at least you won't be losing…[Read more]

]]> c5e86a23abf3a2eec6eba0cfb66696b6 ajaydee73 replied to the topic First Home - Crunching down the numbers in the forum General Property https://www.propertyinvesting.com/topic/4395988-first-home-crunching-down-the-numbers/#post-4602371 Wed, 15 Apr 2009 13:09:01 +0000 For an investment as big as a house you'd be crazy to not consult a solicitor for the contract. I wouldn't concentrate so much on the fees as the price you're paying for the house. That is far more material. Don't forget to think how you'll cope if interest rates go back to 7.5%. Or how you'll feel when house prices come back to their normal level…[Read more]

]]> 501a5ae9327f766cd542a37db5abc3dd ajaydee73 replied to the topic Buying houses with diamonds in the forum Anyone who is doing the https://www.propertyinvesting.com/topic/4395963-buying-houses-with-diamonds/#post-4602249 Wed, 15 Apr 2009 12:51:18 +0000 Anyone who is doing the right thing can pay in cash.

]]> 8bd23fdb293091450182a357f8e51c0a ajaydee73 replied to the topic Should I be buying now? in the forum Age is not such a barrier, https://www.propertyinvesting.com/topic/4394352-should-i-be-buying-now/page/6/#post-4593568 Tue, 14 Apr 2009 01:19:04 +0000 Age is not such a barrier, but I would recommend saving a bigger deposit (plus a buffer) and waiting until unemployment looks like it is going down. At the moment it's going up. http://financialdisasters.blogspot.com This could be a few years away. Better to be patient rather than paying tens of thousands of dollars too much. You won't make money…[Read more]

]]> 4ee1fbb648eecc950dfc7f61dbb09674 ajaydee73 replied to the topic Property Market Has Bottomed? in the forum We definitely haven't https://www.propertyinvesting.com/topic/4395754-property-market-has-bottomed/page/2/#post-4601188 Tue, 14 Apr 2009 01:10:23 +0000 We definitely haven't reached the bottom. We have only just seen the edge of the cliff. http://financialdisasters.blogspot.com

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