PropertyInvesting.com | adld | Activity https://www.propertyinvesting.com/members/adld/activity/ Activity feed for adld. Wed, 15 Apr 2026 08:07:07 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 ea8b247ae1b41127386d9d65326f41a3 adld replied to the topic Selling a CF+ property is that a bad choice? in the forum Help Needed! https://www.propertyinvesting.com/topic/4394959-selling-a-cf-property-is-that-a-bad-choice/#post-4596922 Wed, 17 Dec 2008 22:57:25 +0000 clones smells like scamp! flaming is against the rules, cut it out girls

]]> 978f7233226286df53756300a0b180b3 adld replied to the topic What's the next best move??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4394854-whats-the-next-best-move/#post-4596258 Wed, 03 Dec 2008 22:38:41 +0000 Buy another IP at the low end of the market, then rent both properies out. You move into a rental property slightly bigger then what you have now. you will need to change your current home loan to Interest Only and make sure that your new loan is also interest only.Benefits:Both Loans are tax deducableThe rent you collect from one IP pays for you…[Read more]

]]> 66df971707876f41d22741552c6890e6 adld replied to the topic FHOG???? in the forum Help Needed! https://www.propertyinvesting.com/topic/4394830-fhog-14/#post-4596123 Wed, 03 Dec 2008 01:11:11 +0000 Just make sure you buy a property with an 18 month lease allready on it

]]> 4f72cf61ce20a056a52bdba93c420833 adld replied to the topic Seminars - a waste of time! in the forum Help Needed! https://www.propertyinvesting.com/topic/4394520-seminars-a-waste-of-time/#post-4594637 Tue, 21 Oct 2008 23:21:05 +0000 i have never been to a seminar that i have had to pay more than 20$ for and didnt provide a free cup of tea.Put the money you would of spent in you offset account and go to the library and read some articles you will learn more i bet

]]> 6c560017da47270cb5bc3a19c95fe2f0 adld replied to the topic i'm snowy and new in the forum Finance https://www.propertyinvesting.com/topic/4394273-im-snowy-and-new/#post-4593104 Thu, 25 Sep 2008 02:14:27 +0000 hi snowy welcome to the site, my tip is read read read read and the read some more, knowledge is power! most  importantly these are public forums, the person behind the posts could be anyone and thier opinions are worthless, get to know the frequent advice givers and you will learn to ignore the "scamps"welcome!

]]> 15b1a2b50d0927b40ff9e89b0ae9dd4a adld replied to the topic property investing courses in the forum Creative Investing https://www.propertyinvesting.com/topic/4394111-property-investing-courses-2/#post-4592376 Thu, 25 Sep 2008 02:08:12 +0000 Linar is right,if you are looking to build your career on property go to tafe, most tafes run night classes and allot of the study can be done at home. You should also look into studying for a real-estate license and business courses.It takes time to learn everything, no short course will give you all the answers and is most likely to send you out…[Read more]

]]> 88579e0a46f990cd91d9bccfccffa3e3 adld replied to the topic Want to hire a real estate agent in the forum Help Needed! https://www.propertyinvesting.com/topic/want-to-hire-a-real-estate-agent/#post-4593247 Thu, 25 Sep 2008 01:51:13 +0000 ive been looking at individual houses and villas for like 50-70 lakh, i dont know much about it and i dont know any agents but if you eventualy find you way and your looking for a running mate im…[Read more]

]]> aaa7d40a5ae6f91d1c66295faa1b9eb1 adld replied to the topic Shortfalls? - How to have 10 properties and fund them all. in the forum Help Needed! https://www.propertyinvesting.com/topic/4394250-shortfalls-how-to-have-10-properties-and-fund-them-all/#post-4593015 Wed, 24 Sep 2008 03:49:53 +0000 that was a nut that hit your head scamp not the sky

]]> fdfbea5067e2f657722147c04501a4c8 adld replied to the topic Can I get FHOG on an investment property if I make it into my PPOR later on? in the forum Help Needed! https://www.propertyinvesting.com/topic/4394285-can-i-get-fhog-on-an-investment-property-if-i-make-it-into-my-ppor-later-on/#post-4593198 Mon, 22 Sep 2008 02:00:32 +0000 Is it possible to get a lease on an off the plan property that is for a FHOG buyer?

]]> 7a70477a0d5d3a11c561d0ccc64cda79 adld replied to the topic Using Equity in the forum Help Needed! https://www.propertyinvesting.com/topic/4394267-using-equity-3/#post-4593076 Fri, 19 Sep 2008 03:58:57 +0000 Think of equity as a security against the loan, your equity is your share of the apartment so, You get a new loan secured against your share of the apartment for 100% finance of your new property.So yes if you buy the new property you will have 2 loans 190k+400k = 590k total

]]> c832c0465011f8c0fb33dc1971437f46 adld replied to the topic Help! My boyfriend thinks this is a good investment. in the forum Help Needed! https://www.propertyinvesting.com/topic/4394188-help-my-boyfriend-thinks-this-is-a-good-investment/#post-4592657 Sun, 14 Sep 2008 03:18:11 +0000 wobbles wrote:
Thanks Adld:We are just getting ready to put our offer in for this property….looks like he's won this particular argument.So we'll see how it goes…if we become property investors…and then contact you for a chat?W

sure mate, im about to settle on my 1st IP and I have a 2nd in the works, looking for a 3rd! but i'm still new…[Read more]

]]> ee340d739ccc8da60c165ef1e2256512 adld replied to the topic AHHA Moment in the forum Help Needed! https://www.propertyinvesting.com/topic/4394229-ahha-moment/#post-4592883 Sun, 14 Sep 2008 03:13:42 +0000 congrats! i wish you all the best! be sure to keep us updated of your progress!

]]> 403c3ffab4ebb0fd5231a546eabf8012 adld replied to the topic negative gearing review by Govt - what is the status?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393779-negative-gearing-review-by-govt-what-is-the-status/page/2/#post-4590553 Fri, 12 Sep 2008 02:33:44 +0000 fandibong wrote:
Anyone knows how long the minimum I need to keep the property as Owner Occupied before I can switch to Investment, without losing my FHOG?I always wonder why people don't buy as owner occupied, claim FHOG, then say after 2 years switch into investment and takes benefits from the Negative Gearing?That means you can take…[Read more]

]]> eca40b9cf28b3cb0890b5c0152cff0e0 adld replied to the topic Kingaroy vs. Melbourne in the forum Forum Frolic https://www.propertyinvesting.com/topic/4393248-kingaroy-vs-melbourne/#post-4587611 Wed, 10 Sep 2008 00:25:18 +0000 gotta love the people who pull over on the side of a main hwy to take photo's of cows or sheep. you can even see the look on the animals face "WTF?"

]]> 051d4d92f3b258f2697175bff578830d adld replied to the topic Help! My boyfriend thinks this is a good investment. in the forum Help Needed! https://www.propertyinvesting.com/topic/4394188-help-my-boyfriend-thinks-this-is-a-good-investment/#post-4592654 Tue, 09 Sep 2008 05:54:49 +0000 hey wobbles, im allso from south western vic. let me know if you want to network

]]> cd50f1e632a133e1e3a998dfc1144c13 adld replied to the topic Cash Flow in the forum Help Needed! https://www.propertyinvesting.com/topic/4394159-cash-flow-2/#post-4592562 Thu, 04 Sep 2008 02:00:26 +0000 Link to Explain

http://www.ato.gov.au/individuals/content.asp?doc=/content/00096541.htm&page=3&H3

Link of Form

http://www.ato.gov.au/businesses/content.asp?doc=/content/6650.htm

I recommend you visit an accountant, they will be able to explain the do’s and dont’s in detail and help you fill and submit the form

]]> adc0e0db53d3d3aff01b55d5e35bce25 adld replied to the topic Restructure loan or not in the forum Finance https://www.propertyinvesting.com/topic/4394155-restructure-loan-or-not/#post-4592529 Thu, 04 Sep 2008 01:00:27 +0000 you will want to get it revalued so that you can prove the growth in the property while it was your residence and get in CGT free. any growth in the period it is being rented out if liable for CGT. you can rent it out for upto 6 years with it classed as you PPOR.

If not allready you can change your loan to I/O, then claim it on your tax. Tell the…[Read more]

]]> 8a00cbd82fbcc2f9aa7bc1e077fb46e5 adld replied to the topic More Houses Less Deposits Or Less Houses More Deposits? in the forum Help Needed! https://www.propertyinvesting.com/topic/4394151-more-houses-less-deposits-or-less-houses-more-deposits/#post-4592514 Thu, 04 Sep 2008 00:17:31 +0000 I feel there is some biased in your comments duckster, you still buy to hold with less deposits it just takes longer for the IP to get to a neutral state.

The differance in costs of a 20% vs a 10% 5% or 3% LVR is not huge generaly speaking. as long as the invester can afford it.

Risky yes, but the long term gains are what young investors should…[Read more]

]]> f3fe8bba38593c3be3785e28af163785 adld replied to the topic More Houses Less Deposits Or Less Houses More Deposits? in the forum Help Needed! https://www.propertyinvesting.com/topic/4394151-more-houses-less-deposits-or-less-houses-more-deposits/#post-4592512 Wed, 03 Sep 2008 23:38:36 +0000 more houses, smaller deposits. The more of other peoples money you can get the better! Aslong as you can afford them if interest rates go up and you have vacancys.

why not spread it arround? try both whatever works for you go with.

]]> 9c6caf17c5b3609c35153f7514461fe0 adld replied to the topic Risk Free Return?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4394131-risk-free-return/#post-4592438 Tue, 02 Sep 2008 02:59:35 +0000 Given the info you listed

House value: $300,000
6% capital growth on the property

Assuming info (for negative gearing)

10% deposit on Interest only loan
9% interest charged
4% rental return: $12,600

___________________________

On your deposit on $30,000

you loan $270,000 to purchase the house (not accounting for stamp duty, or other…[Read more]

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