All too often we see the excitement of a client’s house purchase spoiled by a vendor that leaves the property in a mess.In saying that, I recognise that many vendors go to great lengths to leave the property in pristine order; often in better order than it
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Dinosaur or Duck?
Have you ever played the game where you look up at the clouds and make out animals or shapes based on what you see? One person might see a dinosaur, whereas someone else might see a duck; it’s the same cloud, just a different ‘read’
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So You’re Telling Me There’s a Chance
Australian Property Market Update 6 March, 2019 We’ve seen what seems like a few little rays of property market data sunshine through the dark media clouds over the past few weeks. Is it time to call the bottom for Sydney and Melbourne home prices?You may find yourself
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The Home Loan Process in 2019
The home loan process can be a daunting task for consumers, and the ever-changing goalposts the finance industry faces is making the process more and more difficult for Mortgage Brokers and lenders alike.Being in the industry for more than 10 years and living through what
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I’ll huff and I’ll puff and I’ll…
He rode into town with a huff and a puff, but in the end, no house was blown down.That’s my summary of the Royal Commission into the Banking and Financial Services Industry.Stories of charging dead people fees, rampant greed, corporate misconduct and much more resulted
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Market Looks Bleak But Opportunities Abound
Australian Property Market Update 6 February, 2019 The auction market just hit new lows, house prices are still falling, and we’re facing massive shifts in the lending market and uncertainty on the monetary policy front. Amidst what may seem like chaos, there’s still money to be made
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Answering Your Questions About Home Loan Refinance
Should I Refinance? This is the most commonly asked question I receive during my appointments.Am I missing out on anything by staying with my current lender? How does refinancing work?I am going to run through these questions and help you decide if refinancing is something
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That Sinking Feeling
Have you heard the gag about property values? The one that says ‘prices only ever go up’? Well, according to Roy Morgan research, nearly 1 in 10 Australian households certainly aren’t laughing. That’s the number of Aussie mortgage holders who are thought to now have
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Worse Than the 1989 Recession?
Australian Property Market Update 5 December, 2018 Doom and gloom in the media over falling house prices is escalating, with one media outlet headline warning, “Sydney housing downturn to eclipse 1989 recession.”Wow, that sounds ominous! Is it fear porn, or are we truly headed toward a level
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How to Cope in a Crash
When the property market was running hot and prices rising rapidly, we had people acting irrationally because of FOMO – Fear of Missing Out.Now that prices have retreated, FOMO has been replaced by FOOP – Fear of Over Paying. That is, avoiding committing to the
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