All Topics / Finance / 0.25% RBA cut……was your bank Naughty or Nice?

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  • Profile photo of CashBackCashBack
    Participant
    @cashback
    Join Date: 2015
    Post Count: 3

    My apologies Dean, I left out;

    “I think what Richard is referring to is the current Suncorp offer http://www.suncorpbank.com.au/home-loans/genuine-offer …..”

    CashBack | Mates Rates Mortgage Brokers
    http://matesratesmortgages.com.au/about-us/mortgag
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    Mates Rates Mortgage Brokers - "Turning Home Loans into Passive Income"

    Profile photo of blackhotelblackhotel
    Participant
    @blackhotel
    Join Date: 2010
    Post Count: 140

    Love reading all this stuff guys.

    I have a $1mil LOW DOC loan with RAMS which also is a line-of-credit. After 3 years the loan was transferred to a full doc loan automatically (well sort of – I had to make a phone call the remind them) and rate was dropped to 4.70% var last week.

    What really pisses me off is a bank like St.George, I fixed my $800K low doc loan last year at 4.94% for 1 year, the fix rate ended Nov 2014 and I got a letter advising that my rate will now revert to there standard variable 6.12%. After a very loud rant over the phone, they reduced this to 5.44% and as usual I had to fill out a whole lot of forms for this to happen while I was paying 6.12% as the paperwork took over 10 days to complete. RAMS did everything over the phone instantly.

Viewing 2 posts - 21 through 22 (of 22 total)

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