All Topics / Opinionated! / 50:50 strategy in capital and rent strategy?

Viewing 6 posts - 1 through 6 (of 6 total)
  • Profile photo of SamBoySamBoy
    Participant
    @samartz
    Join Date: 2014
    Post Count: 13

    22 and just starting out and been thinking of this.
    Is there any flaws with having 50% of your properties with decent capital growth and breakeven rental profit AND 50% of your properties with high rent yields to put in an offset account?

    Message me on FB if you want to talk more.
    https://www.facebook.com/sam.booyy

    Profile photo of Adrian CahillAdrian Cahill
    Participant
    @adriannqld
    Join Date: 2003
    Post Count: 128

    Depends on your situation. Mainly with Tax and your vision/road map. Really can’t say cause it’s so dependent on all the untold factors.
    Welcome to the Forum Sam,

    Adrian Cahill | AdrianCahill.com Personal Development Expert
    http://adriancahill.com/from-investor-to-coach/
    Email Me | Phone Me

    Here since 2002, however things have evolved over the years.

    Profile photo of Jamie MooreJamie Moore
    Participant
    @jamie-m
    Join Date: 2010
    Post Count: 5,069

    Hey Sam

    Welcome aboard.

    Nothing wrong with aiming for a mix of growth and cashflow – it’s what I’ve personally done.

    As mentioned above though – there’s no solid answer that can be given as there’s no one size fits all with property investing.

    Cheers

    Jamie

    Jamie Moore | Pass Go Home Loans Pty Ltd
    http://www.passgo.com.au
    Email Me | Phone Me

    Mortgage Broker assisting clients Australia wide Email: [email protected]

    Profile photo of SamBoySamBoy
    Participant
    @samartz
    Join Date: 2014
    Post Count: 13

    Any negatives to my strategy?
    my aim was to use the rental properties to provide cash to save for another house instead of using capital growth which i think is more risky in the long term gearing wise.

    Profile photo of Tony FlemingTony Fleming
    Participant
    @the-dark-knight
    Join Date: 2008
    Post Count: 396

    Hi Sam that’s what I do with my portfolio. I try and use the same method. Buy 1 with 20% deposit(capital growth) use equity from 1st to buy cashflow repeat etc I was lucky that I got high growth quickly. Your young like me when I started so you have the most important thing on your side which is time. It depends on your long term goal and if your a low income or high income earner? But I think having a mix makes for a stronger portfolio.

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me | Phone Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of jayjay
    Participant
    @jaykay
    Join Date: 2015
    Post Count: 1
Viewing 6 posts - 1 through 6 (of 6 total)

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