Dear Members,
I would like you to tell me what is your.
1) Interest Rate
2) Bank Name
3) is it Principal and Interest or Interest only.
Some of the websites are projecting, Loans from 3.99% . I want to know if this is actually true.
Thank you
Hari Yellina is a keen property Investor.
Hari Yellina
Email MeKeep Investing - Grow while Resting.
Dear All,
I should be the first one to tell isnt it.
Interest 4.92% per Annum
ANZ Bank
Interest only .
Thank you
Hari Yellina
Property Investor.
Hari Yellina
Email MeKeep Investing - Grow while Resting.
Would you also like me to tell you my full name, residential address and where my valuables are stored?
Dear Rick Sta,
not your personal details. Just your interest rate. To compare with others.
If you don't own a property, I can understand.
thank you for your comment.
Hari yellina.
Property investor
Hari Yellina
Email MeKeep Investing - Grow while Resting.
Why bother?
too many variables such as commercial or resident. LVR, total borrowings with lender, individual or company borrower etc
g. I have a client paying 4.83% with ANZ. He is getting a much better rate, but his situation is totally different.
Terryw | Structuring Lawyers Pty Ltd / Loan Structuring Pty Ltd
http://www.Structuring.com.au
Email MeLawyer, Mortgage Broker and Tax Advisor (Sydney based but advising Aust wide) http://www.Structuring.com.au
Dear Terry,
How much is for commercial Loan office in melbourne city.
4.83% is very good with ANZ.
Thank you
Hari Yellina
Hari Yellina
Email MeKeep Investing - Grow while Resting.
Hari – it all depends
Terryw | Structuring Lawyers Pty Ltd / Loan Structuring Pty Ltd
http://www.Structuring.com.au
Email MeLawyer, Mortgage Broker and Tax Advisor (Sydney based but advising Aust wide) http://www.Structuring.com.au
All I know is that I always seem to negotiate much lower rates for my clients portfolios than I've been able to arrange for my own.
Cheers
Jamie
Jamie Moore | Pass Go Home Loans Pty Ltd
http://www.passgo.com.au
Email Me | Phone MeMortgage Broker assisting clients Australia wide Email: [email protected]
Rather meaningless post as too many variables.
I personally receive 1.3% discount off the SVR with Anz however my portfolio has a value of > $26M and a loan exposure of 776K all on a P & I basis.
As this is not the average investor course it is immaterial.
Interest rates are fairly low down on the pecking order of features for successful investors.
Cheers
Yours in Finance
Richard Taylor | Australia's leading private lender
Dear All,
Looks like I got the best deal, with the Interest rate.
No one wants to discuss Interest rates here.
Thank you
Hari Yellina
Hari Yellina
Email MeKeep Investing - Grow while Resting.
yellina wrote:Dear All,Looks like I got the best deal, with the Interest rate.
No one wants to discuss Interest rates here.
Thank you
Hari Yellina
How you think you got the best deal? What are you measuring against?
Terryw | Structuring Lawyers Pty Ltd / Loan Structuring Pty Ltd
http://www.Structuring.com.au
Email MeLawyer, Mortgage Broker and Tax Advisor (Sydney based but advising Aust wide) http://www.Structuring.com.au
Dear Terryw,
I am Getting 4.92% Interest from ANZ for all the properties.
1) Residential.
2) Some are 600,000 and some are 350,000. But all my properties, They are offering 4.92% .
3) No yearly charges.
Because on this forum we discuss about property Investing, I would like to know what other are getting. Qlds is getting 1.3% discount, That is huge than his interest rate will be 4.58%. I wish I can get that will transfer all my properties to his loan account. I am only getting .96% discount.
1) No application fee
2) No Yearly fees
and trailing commission for my broker at .22% per month. We are all happy. No news is a good news. So, i thought I got a better deal.
Thank you
Hari Yellina
Property Investor.
Hari Yellina
Email MeKeep Investing - Grow while Resting.
yellina wrote:Dear All,Looks like I got the best deal, with the Interest rate.
No one wants to discuss Interest rates here.
Thank you
Hari Yellina
If we're playing that game – Richard's 1.3% discount is much lower.
Cheers
Jamie
Jamie Moore | Pass Go Home Loans Pty Ltd
http://www.passgo.com.au
Email Me | Phone MeMortgage Broker assisting clients Australia wide Email: [email protected]
yellina wrote:Dear Terryw,I am Getting 4.92% Interest from ANZ for all the properties.
1) Residential.
2) Some are 600,000 and some are 350,000. But all my properties, They are offering 4.92% .
3) No yearly charges.
Because on this forum we discuss about property Investing, I would like to know what other are getting. Qlds is getting 1.3% discount, That is huge than his interest rate will be 4.58%. I wish I can get that will transfer all my properties to his loan account. I am only getting .96% discount.
1) No application fee
2) No Yearly fees
and trailing commission for my broker at .22% per month. We are all happy. No news is a good news. So, i thought I got a better deal.
Thank you
Hari Yellina
Property Investor.
Its not a bad discount. But I wouldn't say it is the best deal you could get.
unlikely that a broker would get 0.22% per month. More like 0.16% per year and increasng after you have after the loan for 4 years.
Terryw | Structuring Lawyers Pty Ltd / Loan Structuring Pty Ltd
http://www.Structuring.com.au
Email MeLawyer, Mortgage Broker and Tax Advisor (Sydney based but advising Aust wide) http://www.Structuring.com.au
Terryw,
Sorry it is .22% per year. I am still happy, he got me the best deal out there. When I went to bank. They offered me 5.2% But the same bank from the Broker was cheaper.
Thank You
Hari Yellina
Hari Yellina
Email MeKeep Investing - Grow while Resting.
Jamie,
I am just curious to know what Interest rate public is actually getting.
Thank you
Hari Yellina
Hari Yellina
Email MeKeep Investing - Grow while Resting.
FIxed in a few loans at the 4.79 % 2 years with CBA when that offer came out.
Dear Wiko,
Thats is a good interest rate. You moved in at smart time. I Hope interest rates will come down and I wil be way below that what your are getting. But I must say it is pretty good.
What about yearly fees.
Thank you
Hari Yellina
Hari Yellina
Email MeKeep Investing - Grow while Resting.
I think chances of a interest rate drop are slim at best.
no yearly fees for myself
Wilko,
Thank you for your honest post.
From
Hari Yellina .
Hari Yellina
Email MeKeep Investing - Grow while Resting.
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