Hi quick and simple answers,
Which bank is the best and why?
Bank of Adelaide
NABTerrywParticipant@terrywJoin Date: 2001Post Count: 16,213Terryw wrote:that is like asking which is the best food?
And my answer would be lasagna, as I like the sauce the missis makes.
Can't be to hard of a question, you must favour 1 bank more than the other because ?? and there interest rates are always good.TerrywParticipant@terrywJoin Date: 2001Post Count: 16,213
but it all depends on the situation of the person – resi or commercial, company/trust or individual, low doc or full doc etc.
I generally like westpac but their rates are high at the moment. ANZ was good for low doc 60% LVR for individuals, NAB good for commercial and CBA good for nothin.v8ghiaMember@v8ghiaJoin Date: 2005Post Count: 871
I think this is heavily dependent on what (if any) other services you do or plan to have with that bank. A couple of bucks extra a month for interest pales into insignificance if you are saving money on credit card annual fees, rates, or monthly account fees. NAb have the best rates and a great package product, ANZ seem good 'all rounders', CBA will lend at very high 'borrowing ratios and are the next best in rates, and westpac……um, ok forget that one. ANZ & NAB (moreso) are terrible with their 'offshoring' both for staff and clients alike. ING & Bankwest might be ok for a 'stand alone' lona with nothing else? That help Keiko? Cheers
Thanks, yep thats what I was after, a few more like those answers from other members would be goodRichard TaylorParticipant@qlds007Join Date: 2003Post Count: 12,024
I agree with Terry there is no right or wrong answer.
No 1 lender can suit everyones situation and wouldnt try and pigeon hole them like that.
There are so many variables it is not funny.js2Member@js2Join Date: 2003Post Count: 758
I take what bank will say yes until i can get up off the ground. I look for the very first instance of someone taking action and being proactive and following through toward either making appointments or any of the communications in between. Till date i have had to build relationships with bankers face to face and through to who finally presses the buttons.
Everyone's circumstances are different.