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  • Profile photo of VitalianoVitaliano
    Member
    @vitaliano
    Join Date: 2009
    Post Count: 8
    December 29, 2009 - 8:01 am

    Hello out there,

    I really appreciate the time and effort the team have put into to create this website. Being new and always had a calling to do this, i thank the team.

    a suggestions:

    a glossary; being new reading the forums are a great way to seek advice and way to blog each others experiences but there are some acronyms that bedazzle me such as PPOR, CF+ etc. i think a glossary would help those like me.

    thanks for the time to read

    GOD $AVE$, devil spends

    Profile photo of VitalianoVitaliano
    Member
    @vitaliano
    Join Date: 2009
    Post Count: 8
    January 1, 2010 - 5:09 am

    In all this I still dont know what PPOR or CF+ means.

    Can someone please tell me what is stands for and their meaning.

    thanks in advance

    Profile photo of YoungInvestorYoungInvestor
    Participant
    @younginvestor
    Join Date: 2003
    Post Count: 377
    January 1, 2010 - 5:41 am

    Hi Vitaliano,

    PPOR means Principal Place of Residence. ie: The home where you live.

    CF+ means cash flow positive. ie: a property which has a surplus of total income over total expenses.

    Hope this helps.

    Regards,
    YI.

    Profile photo of IPInvestorIPInvestor
    Member
    @ipinvestor
    Join Date: 2009
    Post Count: 19
    January 29, 2010 - 12:20 am

    Investment property forums– abbreviations

    IP- Investment property

    LVR- Loan value ratio

    PPOR- Primary place of residence

    RE- Real Estate

    OPM- Other people’s money (Borrowed)

    LOC- Line of credit

    SMSF- Self managed super fund

    PM- Property manager

    OFI- Open for inspection (open home)

    LMI- Lender’s mortgage insurance

    CGT- Capital growth tax

    FHOG- First home owner grant

    DHA- Defence Housing Australia

    DSR- Debt service ratio

    Wrap- Vendor finance arrangement

    R&M- Repair and maintenance

    P&I- Principle and interest

    CFP- Cash flow positive (property)

    NGP- Negatively geared property

    ROI- Return on investment (( Rent $15000/investment $300000)X100)=  5 %

    NRAS-National Rental Affordability Scheme

    GFC-Global Financial Crisis

    ATO-Australian Tax Office

    IMHO-In my humble opinion

    BAFO-Best and final offer

    CGA-capital growth averaging (strategy)

    DINKS- Double Income No Kids

    LEO-Living On Equity

    BAS – Business Activity St

    CRAA- The Credit Referencing Association of Australia

    BAS – Business Activity Statements

     

    Profile photo of DubstepDubstep
    Participant
    @dubstep
    Join Date: 2012
    Post Count: 395
    June 6, 2012 - 11:00 am

       I thought I would refresh this topic as I'm getting fed up of google searching unknown acronym's and figured I'm probably not the only one.

      Thanks for the info IPinvestor  !

    Profile photo of mattstamattsta
    Participant
    @mattsta
    Join Date: 2011
    Post Count: 604
    June 17, 2012 - 3:15 pm

    yes I agree that a glossary would be useful especially if it was easily accessible for newbies

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