To what extent is advise/ recommendations ilegal?

Hi,

I am hoping someone can help me with this unusual query.

I am currently discussing with close friends their budget & giving them advise for saving & setting them goals for saving money in order for them to enter the property market & showing them that its actually quite easy to what they assume & its not so daunting. I also give them a quick brief run down on the basics like what negative gearing means. I recommend they do some research & maybe go to a few seminars to gain more knowledge & understanding. I then direct them straight to a Broker once they reach their goal. I in no way give them financial advise, tell them how to spend their money or where/what to buy I mealy help them organise & get their funds into order to prepare them for property. A good kick in the a*s.

At which point if any does the above become illegal? If i were to continue this with my friends, friends then is that illegal & classed as financial advice & i would need to be accredited??

Now remembering i do not tell them what to do with their money & i just ask them what they want & then show them ways to change their budget & set goals so they can get where they want to be.

Thanks Jess