All Topics / Finance / Still get FHOG is guarantor has already had it?

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  • Profile photo of BrizzaBrizza
    Participant
    @brizza
    Join Date: 2003
    Post Count: 75
    January 1, 2007 - 11:49 am

    If someone applies for a home loan with a guarantor who has already had the FHOG, can the applicant still get the FHOG and no stamp duty?

    Profile photo of Richard TaylorRichard Taylor
    Participant
    @qlds007
    Join Date: 2003
    Post Count: 12,024
    January 1, 2007 - 11:57 am

    Hi Brizza

    Yes the Guarantee does not effect the Title on the loan so the rebate on the SD and the FHOG are both available even if the Guarantor has purchased many times before.

    Cheers

    Richard Taylor
    Residential & Commercial Finance Broker.
    Licensed Financial Planner. Ph: 07 3720 1888
    [email protected]
    Looking for life cover – We Guarantee to beat any quote you have in writing.

    Richard Taylor | Australia's leading private lender

    Profile photo of BrizzaBrizza
    Participant
    @brizza
    Join Date: 2003
    Post Count: 75
    May 9, 2007 - 2:46 am

    Even if the guarantor is your spouse?

    Profile photo of Mortgage HunterMortgage Hunter
    Participant
    @mortgage-hunter
    Join Date: 2003
    Post Count: 3,781
    May 9, 2007 - 4:30 am

    If your spouse has had the FHOG or owned a home before or owned any IPs prior to July 2000 then you do not get the FHOG regardless of guarantor.

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