I own an undeveloped beachfront block of land in Far North Queensland. There is a little foot traffic and someone who mows the lawn monthly. Do I need to get public liability insurance in case someone falls and makes a claim while walking on this (very flat) block? And if so where do i go to get it; AAMI and AMP do not offer this.
n speed
n speed
Conduct an impact/probability analysis.
I would say the impact is high, the probability is low.
You can get Public Liability insurance only policies. Try a broker.nspeed,
In our current climate, you are mad not to be covered, you can claim it back on tax too.
For peace of mind you should always have liability cover, no matter what the probability is.
Cheers
thanks folks. I have been back in NZ for the last 3 weeks and have not been around to reply. I will try through a broker.
n speed
if the lawn mower person cut his foot off while mowing on your property who would he sue the property owner.
Stranger things have happened Ducketer.
Now lets say he wants to be nasty. He could possibly list
-Landlord
-Tennant
-Property Manager
-Property Managers Employer
-The guy that services the mower
-The council (if it happened on the footpath)
-The pest man for the green ant bights he recieved.You get the point.
Unlikely yes, but…..I call it the shotgun approach. List as many as possible in the hope that someone has money easily accessible.
CATA
Asset Protection Specialist
[email protected]
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